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Lumpsum Calculator

Find out what a one-time investment could become.

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Research every Indian mutual fund on MFIC, or talk to our team about funds for your goal and time frame.

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About this calculator

For money you invest in one go — a bonus, maturity proceeds or savings. See how it could compound over the years and how long it takes to double.

How is this calculated?

Future value = amount × (1 + annual return)^years, compounded once a year. Doubling time = ln 2 ÷ ln(1 + return).

Questions people ask

Should I invest a large amount at once or spread it out?

If the money is for a long-term goal and you are comfortable with ups and downs, investing earlier gives it more time to grow. Many investors spread a large amount over 6–12 months through a systematic transfer to reduce timing risk. Compare both with the SIP vs lumpsum calculator.

Calculations are illustrative and based on the assumptions you enter. Actual investment returns may vary, and past performance does not guarantee future results. These calculators are for education and should not be taken as investment, tax or legal advice. Tax figures follow the rules for FY 2026-27 as announced in Budget 2026 and are simplified; please confirm your own position with a tax professional. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Mutual fund investments are subject to market risks; read all scheme-related documents carefully.