What is the latest NAV of Zerodha Life Cycle Fund 2031?

The NAV of the Direct plan (growth option) was ₹9.8052 on 1 Oct 2026, as published by AMFI.

Which category is Zerodha Life Cycle Fund 2031 in?

It is classified as Life Cycle in AMFI's daily NAV file. MFIC compares it with 3 Life Cycle schemes (Direct plans).

What is the expense ratio (TER) of Zerodha Life Cycle Fund 2031?

The total expense ratio of the Direct plan is 2.98% a year, as disclosed to AMFI (median of Life Cycle Direct plans: 1.14%). It is already deducted from the NAV, so every return shown is after expenses.

How large is Zerodha Life Cycle Fund 2031?

Assets under management of the whole scheme were ₹10 crore on 30 Sep 2026, as published by AMFI.

What is the riskometer level of Zerodha Life Cycle Fund 2031?

AMFI lists the scheme's riskometer as “High”, and its benchmark's as “Moderately High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.

Who manages Zerodha Life Cycle Fund 2031?

According to its Scheme Summary Document, Zerodha Life Cycle Fund 2031 is managed by Kedarnath Mirajkar (since 27 Aug 2026).

What is the minimum investment in Zerodha Life Cycle Fund 2031?

The minimum application amount is Rs. 100. SIP details: Rs. 100.

Mutual Funds › MFIC › Life Cycle › Zerodha Life Cycle Fund 2031

Zerodha Life Cycle Fund 2031

Zerodha Mutual Fund · Life Cycle · Direct plan, growth option

Open full interactive analysis Life Cycle rolling league table

NAV (₹), 1 Oct 2026

9.8052

1-day change

-0.52%

1Y return

n/a

3Y CAGR

n/a

5Y CAGR

n/a

Max drawdown, 5Y

n/a

Returns vs Life Cycle median (3 schemes)

Period	Scheme	Category median
1 month	n/a	-5.2%
3 months	n/a	n/a
6 months	n/a	n/a
Year to date	n/a	n/a
1 year	n/a	n/a
3 years (CAGR)	n/a	n/a
5 years (CAGR)	n/a	n/a
7 years (CAGR)	n/a	n/a
10 years (CAGR)	n/a	n/a
Since first NAV (CAGR)	n/a	–

Rolling returns every business-day start date

Measure	Scheme	Category median
1Y rolling median	n/a	n/a
3Y rolling median	n/a	n/a
3Y rolling worst	n/a	n/a
3Y periods positive	n/a	n/a
3Y periods ahead of benchmark	n/a	n/a
5Y rolling median	n/a	n/a
5Y rolling worst	n/a	n/a
5Y periods ahead of benchmark	n/a	n/a

Benchmark: none available in MFIC's free data for this category.

Risk 36 months, monthly returns, Rf 6.5%

Measure	Scheme	Category median
Standard deviation (ann.)	n/a	n/a
Sharpe ratio	n/a	n/a
Sortino ratio	n/a	n/a
Beta	n/a	n/a
Alpha (ann.)	n/a	n/a
Upside capture	n/a	n/a
Downside capture	n/a	n/a

Drawdowns peak-to-trough falls in NAV

Measure	Scheme	Category median
Maximum drawdown, full history	n/a	−6.7%
Maximum drawdown, last 10Y	n/a	n/a
Maximum drawdown, last 5Y	n/a	n/a
Current drawdown	n/a	−6.7%
Recovery time of worst fall	n/a	–

Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.

Recent disclosure changes last 120 days, as disclosed via AMFI

1 Oct 2026: TER increased from 0.49% to 2.98% (AMFI TER disclosure)

Changes across all schemes →

Fund managers and scheme facts Scheme Summary Document via AMFI

Fund manager	Role	Managing since
Kedarnath Mirajkar	Primary	27 Aug 2026

Objective: The primary objective of the Zerodha Life Cycle Fund 2031 is to provide a goal-based investment solution that seeks to generate capital appreciation by investing across various asset classes i.e., Equity, Debt, InvITs, ETCDs, Gold/Silver ETFs. The fund follows a pre-determined maturity and a dynamic glide path strategy across the product lifespan initially maintaining an aggressive stance and automatically transitioning toward a conservative, debt-heavy allocation to protect capital as the target date approaches. There is no assurance or guarantee that the investment objective of the scheme would be achieved.

Stated asset allocation: The asset allocation will be as follows: Equity and Equity Related : (Maturity Years) 03-05 Yr - 35% to 50%, 1-3 Yr - 20% to 35 %, <1 Yr 5% to 20% Debt and Debt Related : (Maturity Years) 03-05 Yr - 25% to 50%, 1-3 Yr - 25% to 65 %, <1 Yr 25% to 65% Gold ETFs/Silver ETFs/ETCDs/InvITs : (Maturity Years) 03-05 Yr - 0% to 10%, 1-3 Yr - 0% to 10 %, <1 Yr 0% to 10%

Benchmark (tier 1): 35% Nifty 200 TRI + 5% Domestic prices of Physical Gold + 5% Domestic prices of Physical Silver + 55% CRISIL 10 year Gilt Index

Minimum application: Rs. 100

Allotment date: 16 Sep 2026

Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.

Cost, size and riskometer as disclosed to AMFI

Measure	Scheme	Category median
Expense ratio (TER), Direct plan	2.98%	1.14%
AUM, whole scheme (₹ crore)	10	10
Riskometer	High	–

TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.

Official benchmark and category consistency

Measure	Scheme	Benchmark / category

Official benchmark: 55% CRISIL 10 year Gilt Index + 35% Nifty 200 TRI + 5% Domestic prices of Physical Gold + 5% Domestic prices of Physical Silver (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Life Cycle Direct plans; how it is calculated.

Scheme facts

AMC: Zerodha Mutual Fund

Category: Life Cycle

Plan / option: Direct · Growth

AMFI scheme code: 154697

ISIN: INF0R8F01240

First NAV in MFIC data: 18 Sep 2026

History: 0.0 years

Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website

Questions about Zerodha Life Cycle Fund 2031

What is the latest NAV of Zerodha Life Cycle Fund 2031?: The NAV of the Direct plan (growth option) was ₹9.8052 on 1 Oct 2026, as published by AMFI.
Which category is Zerodha Life Cycle Fund 2031 in?: It is classified as Life Cycle in AMFI's daily NAV file. MFIC compares it with 3 Life Cycle schemes (Direct plans).
What is the expense ratio (TER) of Zerodha Life Cycle Fund 2031?: The total expense ratio of the Direct plan is 2.98% a year, as disclosed to AMFI (median of Life Cycle Direct plans: 1.14%). It is already deducted from the NAV, so every return shown is after expenses.
How large is Zerodha Life Cycle Fund 2031?: Assets under management of the whole scheme were ₹10 crore on 30 Sep 2026, as published by AMFI.
What is the riskometer level of Zerodha Life Cycle Fund 2031?: AMFI lists the scheme's riskometer as “High”, and its benchmark's as “Moderately High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
Who manages Zerodha Life Cycle Fund 2031?: According to its Scheme Summary Document, Zerodha Life Cycle Fund 2031 is managed by Kedarnath Mirajkar (since 27 Aug 2026).
What is the minimum investment in Zerodha Life Cycle Fund 2031?: The minimum application amount is Rs. 100. SIP details: Rs. 100.

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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.