WhiteOak Capital Multi Asset Allocation Fund
WhiteOak Capital Mutual Fund · Multi Asset Allocation · Direct plan, growth option
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -2.0% | -3.9% |
| 3 months | 1.3% | -1.8% |
| 6 months | 6.7% | 4.0% |
| Year to date | 5.1% | 0.1% |
| 1 year | 9.2% | 6.4% |
| 3 years (CAGR) | 16.6% | 14.0% |
| 5 years (CAGR) | n/a | 12.7% |
| 7 years (CAGR) | n/a | 13.8% |
| 10 years (CAGR) | n/a | 11.6% |
| Since first NAV (CAGR) | 15.8% | – |
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 17.9% | 12.5% |
| 3Y rolling median | 16.9% | 17.0% |
| 3Y rolling worst | 16.4% | 4.4% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 13.8% |
| 5Y rolling worst | n/a | 1.9% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 5.4% | 9.9% |
| Sharpe ratio | 1.81 | 0.76 |
| Sortino ratio | 3.05 | 1.10 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −6.1% | −12.0% |
| Maximum drawdown, last 10Y | n/a | −27.2% |
| Maximum drawdown, last 5Y | n/a | −10.5% |
| Current drawdown | −2.9% | −5.8% |
| Recovery time of worst fall | 85 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme hold only part of their money in each of these markets; the mix is set by the scheme and changes over time.
- P/E 19.2: higher than 0% of days since 2020 (median 22.4)
- 1Y −9.0% · 3Y +5.4% p.a. · 5Y +5.9% p.a. (index fund NAV, after costs)
- −14.8% from its 52-week high
- 1Y +25.6% · 3Y +35.9% p.a. · 5Y +25.2% p.a. (index fund NAV, after costs)
- −15.0% from its 52-week high (proxy NAV)
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 1.67% a year and the Direct plan's 0.65%, a gap of 1.02%; over the last 3 years the Direct plan returned 1.37 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹24,41,233.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
- 1 Oct 2026: TER increased from 0.64% to 0.65% (AMFI TER disclosure)
- 3 Sep 2026: TER reduced from 0.65% to 0.64% (AMFI TER disclosure)
| Fund manager | Role | Managing since |
|---|---|---|
| Ramesh Mantri | Comanage/Equity | 19 May 2023 |
| Piyush Baranwal | Comanage/Debt | 19 May 2023 |
| Dheeresh Pathak | Assistant Fund Manager - Equity | 1 Apr 2024 |
| Ashish Agrawal | Fund Manager - Arbitrage Transactions | 6 Jan 2025 |
| Trupti Agrawal | Assistant Fund Manager - Equity | 20 May 2025 |
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.65% | 0.85% |
| AUM, whole scheme (₹ crore) | 9,111 | 1,913 |
| Riskometer | Moderately High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|
Official benchmark: 30% BSE 500 TRI + 50% CRISIL Short Term Bond Index + 16% Domestic prices of Gold + 1% Domestic prices of Silver + 3% iCOMDEX (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Multi Asset Allocation Direct plans; how it is calculated.
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 5.1% | n/a | – |
| 2025 | 18.4% | n/a | – |
| 2024 | 19.0% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,24,149 | 6.5% |
| 3 years | ₹3,60,000 | ₹4,39,538 | 13.4% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Sundaram Multi Asset Allocation Fund | Multi Asset Allocation | 0.97 | n/a |
| Quantum Multi Asset Allocation Fund | Multi Asset Allocation | 0.95 | n/a |
| Union Multi Asset Allocation Fund | Multi Asset Allocation | 0.94 | n/a |
| Mirae Asset Multi Asset Allocation Fund | Multi Asset Allocation | 0.93 | n/a |
| Nippon India Multi Asset Allocation Fund | Multi Asset Allocation | 0.92 | 18.1% |
| HDFC Multi Asset Allocation Fund | Multi Asset Allocation | 0.92 | 11.1% |
- What is the latest NAV of WhiteOak Capital Multi Asset Allocation Fund?
- The NAV of the Direct plan (growth option) was ₹16.4530 on 1 Oct 2026, as published by AMFI.
- Which category is WhiteOak Capital Multi Asset Allocation Fund in?
- It is classified as Multi Asset Allocation in AMFI's daily NAV file. MFIC compares it with 37 Multi Asset Allocation schemes (Direct plans).
- What returns has WhiteOak Capital Multi Asset Allocation Fund delivered?
- Over one year the NAV changed by 9.2%. The 3-year CAGR is 16.6% (category median 14.0%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 16.9%, the lowest was 16.4%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in WhiteOak Capital Multi Asset Allocation Fund's NAV?
- The largest peak-to-trough fall in its available history was 6.1%.
- How volatile is WhiteOak Capital Multi Asset Allocation Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 5.4%, which is below the Multi Asset Allocation category median of 9.9%.
- What would a monthly SIP in WhiteOak Capital Multi Asset Allocation Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹4,39,538 on 1 Oct 2026, an annualised return (XIRR) of 13.4%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of WhiteOak Capital Multi Asset Allocation Fund?
- The total expense ratio of the Direct plan is 0.65% a year, as disclosed to AMFI (median of Multi Asset Allocation Direct plans: 0.85%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is WhiteOak Capital Multi Asset Allocation Fund?
- Assets under management of the whole scheme were ₹9,111 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of WhiteOak Capital Multi Asset Allocation Fund?
- AMFI lists the scheme's riskometer as “Moderately High”, and its benchmark's as “High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- Who manages WhiteOak Capital Multi Asset Allocation Fund?
- According to its Scheme Summary Document, WhiteOak Capital Multi Asset Allocation Fund is managed by Ramesh Mantri (since 19 May 2023), Piyush Baranwal (since 19 May 2023), Dheeresh Pathak (since 1 Apr 2024), Ashish Agrawal (since 6 Jan 2025), Trupti Agrawal (since 20 May 2025).
- What is the minimum investment in WhiteOak Capital Multi Asset Allocation Fund?
- The minimum application amount is Rs.500. SIP details: SIP - Daily/Weekly/Fortnightly/Monthly - Rs.100, Quarterly - Rs. 500; SWP - Rs.500; STP - Daily/Weekly- Rs. 500, Monthly-Rs.1000, Quarterly- Rs.1500.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 9.2% and the Regular plan's by 8.0%. The Regular plan includes the services of a distributor.
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