UTI - MNC Fund
UTI Mutual Fund · Sectoral/Thematic · Regular plan, growth option
NAV (₹), 1 Oct 2026
379.7591
1-day change
-1.34%
1Y return
-4.3%
3Y CAGR
6.8%
5Y CAGR
6.5%
Max drawdown, 5Y
−21.9%
NAV history month-end NAV, ₹ · 3 Apr 2006 to 1 Oct 2026
Returns vs Sectoral/Thematic median (259 schemes) and “MNC” median (7)
| Period | Scheme | Category median | MNC median |
|---|---|---|---|
| 1 month | -6.3% | -5.4% | -6.0% |
| 3 months | -3.8% | -3.1% | -3.8% |
| 6 months | 7.4% | 8.5% | 7.5% |
| Year to date | -5.9% | -2.6% | -2.2% |
| 1 year | -4.3% | 0.0% | -1.2% |
| 3 years (CAGR) | 6.8% | 11.7% | 5.9% |
| 5 years (CAGR) | 6.5% | 10.6% | 6.8% |
| 7 years (CAGR) | 10.2% | 15.7% | 11.4% |
| 10 years (CAGR) | 9.1% | 13.3% | 9.1% |
| Since first NAV (CAGR) | 11.9% | – | – |
“MNC” is MFIC's grouping of Sectoral/Thematic schemes by the theme or index in their names, not an AMFI category.
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 11.8% | 9.8% |
| 3Y rolling median | 13.4% | 15.6% |
| 3Y rolling worst | -9.9% | 0.6% |
| 3Y periods positive | 99% | 100% |
| 3Y periods ahead of benchmark | 0% | 71% |
| 5Y rolling median | 14.5% | 14.2% |
| 5Y rolling worst | -0.7% | 0.3% |
| 5Y periods ahead of benchmark | 0% | 70% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 15.0% | 16.7% |
| Sharpe ratio | 0.05 | 0.34 |
| Sortino ratio | 0.07 | 0.51 |
| Beta | 0.91 | 0.96 |
| Alpha (ann.) | -2.3% | 2.3% |
| Upside capture | 81.25 | 103.56 |
| Downside capture | 91.66 | 96.87 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −48.0% | −23.7% |
| Maximum drawdown, last 10Y | −32.5% | −39.3% |
| Maximum drawdown, last 5Y | −21.9% | −22.8% |
| Current drawdown | −11.8% | −8.8% |
| Recovery time of worst fall | 402 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.19% a year and the Direct plan's 1.52%, a gap of 0.67%; over the last 3 years the Direct plan returned 0.88 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹14,65,350.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 1 Oct 2026: TER reduced from 2.20% to 2.19% (AMFI TER disclosure)
- 29 Sep 2026: TER increased from 2.19% to 2.20% (AMFI TER disclosure)
- 28 Sep 2026: TER increased from 2.18% to 2.19% (AMFI TER disclosure)
- 25 Sep 2026: TER reduced from 2.19% to 2.18% (AMFI TER disclosure)
- 24 Sep 2026: TER increased from 2.18% to 2.19% (AMFI TER disclosure)
- 18 Sep 2026: TER reduced from 2.19% to 2.18% (AMFI TER disclosure)
- 15 Sep 2026: TER increased from 2.18% to 2.19% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Karthikraj Lakshmanan | 16 Nov 2022 | |
| Not ApplicableFM 2 | 16 Nov 2022 | |
| Not Applicable | 16 Nov 2022 | |
| Not Applicable | 16 Nov 2022 | |
| Not Applicable | 16 Nov 2022 |
Objective: The primary objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of multinational companies. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved
Stated asset allocation: Equity and equity related instruments of multi national corporations/entities : 80%-100% Money Market Instruments and other instruments permissible under residual portion :0%- 20%
Benchmark (tier 1): Nifty MNC TRI
Exit load: W.e.f. 06-04-2015 Exit Load: Less than one year: 1% and Greater than or equal to one year: Nil
Minimum application: Regular Plan-Growth- Rs.5000, Regular Plan-Reinvestment of IDCW- Rs.5000, Regular Plan-Payout of IDCW- Rs.5000, Direct Plan-Growth- Rs.5000, Direct Plan-Reinvestment of IDCW- Rs.5000, Direct Plan-Payout of IDCW- Rs.5000,
Allotment date: 18 Apr 2007
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.19% | 2.38% |
| AUM, whole scheme (₹ crore) | 2,619 | 1,245 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | -2.6% | 3.0% TRI |
| Return, 3 years (AMFI) | 7.2% | 12.7% TRI |
| Return, 5 years (AMFI) | 6.7% | 10.9% TRI |
| Month-ends above category median (3Y CAGR) | 28% | 53% median |
| Month-ends in category top quartile (3Y) | 8% | 24% median |
| 7Y rolling CAGR, median (monthly windows) | 13.0% | 13.5% median |
Official benchmark: Nifty MNC TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Sectoral/Thematic Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty 500 proxy | Difference |
|---|---|---|---|
| 2026 YTD | -5.9% | -7.8% | +1.9% |
| 2025 | 3.4% | 7.7% | −4.3% |
| 2024 | 16.7% | 15.6% | +1.0% |
| 2023 | 22.6% | 26.5% | −3.9% |
| 2022 | -1.4% | 3.8% | −5.2% |
| 2021 | 24.1% | 30.6% | −6.5% |
| 2020 | 12.9% | 17.2% | −4.3% |
| 2019 | -1.7% | n/a | – |
| 2018 | -0.3% | n/a | – |
| 2017 | 37.3% | n/a | – |
Benchmark proxy: Motilal Oswal Nifty 500 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,16,221 | -5.8% |
| 3 years | ₹3,60,000 | ₹3,65,153 | 0.9% |
| 5 years | ₹6,00,000 | ₹6,97,380 | 6.0% |
| 10 years | ₹12,00,000 | ₹18,88,451 | 8.8% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: UTI Mutual Fund
Category: Sectoral/Thematic
Plan / option: Regular · Growth
AMFI scheme code: 100740
ISIN: INF789F01844
First NAV in MFIC data: 3 Apr 2006
History: 20.5 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Kotak Business Cycle Fund | Sectoral/Thematic | 0.97 | 13.4% |
| PGIM India Multi Cap Fund | Multi Cap | 0.97 | n/a |
| HDFC MNC Fund | Sectoral/Thematic | 0.96 | 5.4% |
| Nippon India Innovation Fund | Sectoral/Thematic | 0.96 | 11.5% |
| Bandhan Business Cycle Fund | Sectoral/Thematic | 0.96 | n/a |
| Axis Business Cycles Fund | Sectoral/Thematic | 0.96 | 10.8% |
Questions about UTI - MNC Fund
- What is the latest NAV of UTI - MNC Fund?
- The NAV of the Regular plan (growth option) was ₹379.7591 on 1 Oct 2026, as published by AMFI.
- Which category is UTI - MNC Fund in?
- It is classified as Sectoral/Thematic in AMFI's daily NAV file; a Sectoral/Thematic scheme invests at least 80% in one sector or theme. MFIC compares it with 259 Sectoral/Thematic schemes (Regular plans).
- What returns has UTI - MNC Fund delivered?
- Over one year the NAV changed by -4.3%. The 3-year CAGR is 6.8% (category median 11.7%) and the 5-year CAGR is 6.5% (category median 10.6%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 13.4%, the lowest was -9.9%, and 99% of 3-year periods ended with a gain. It was ahead of Nifty 500 (index-fund proxy) in 0% of those periods.
- What was the largest fall in UTI - MNC Fund's NAV?
- The largest peak-to-trough fall in its available history was 48.0%; within the last five years it was 21.9% (category median 22.8%).
- How volatile is UTI - MNC Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 15.0%, which is below the Sectoral/Thematic category median of 16.7%.
- What would a monthly SIP in UTI - MNC Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹6,97,380 on 1 Oct 2026, an annualised return (XIRR) of 6.0%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of UTI - MNC Fund?
- The total expense ratio of the Regular plan is 2.19% a year, as disclosed to AMFI (median of Sectoral/Thematic Regular plans: 2.38%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is UTI - MNC Fund?
- Assets under management of the whole scheme were ₹2,619 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of UTI - MNC Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of UTI - MNC Fund and how has it compared?
- Its official benchmark is the Nifty MNC TRI. Over 3 years AMFI reports a return of 7.2% for this plan against 12.7% for the benchmark total return index; over 5 years 6.7% against 10.9%. Past performance does not indicate future results.
- How often has UTI - MNC Fund beaten its category?
- At 28% of the 120 month-ends compared over the last 10 years, its 3-year return was above the median of Sectoral/Thematic schemes (Regular plans); it was in the top quarter at 8% of them. A typical scheme would show about 50%.
- Who manages UTI - MNC Fund?
- According to its Scheme Summary Document, UTI - MNC Fund is managed by Karthikraj Lakshmanan (since 16 Nov 2022), Not ApplicableFM 2 (since 16 Nov 2022), Not Applicable (since 16 Nov 2022), Not Applicable (since 16 Nov 2022), Not Applicable (since 16 Nov 2022).
- What is the exit load of UTI - MNC Fund?
- As stated in its scheme documents: W.e.f. 06-04-2015 Exit Load: Less than one year: 1% and Greater than or equal to one year: Nil Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in UTI - MNC Fund?
- The minimum application amount is Regular Plan-Growth- Rs.5000, Regular Plan-Reinvestment of IDCW- Rs.5000, Regular Plan-Payout of IDCW- Rs.5000, Direct Plan-Growth- Rs.5000, Direct Plan-Reinvestment of IDCW- Rs.5000, Direct Plan-Payout of IDCW- Rs.5000,. SIP details: SIP - D-500/W-500/M-500/Q-500 SWP - M-500/Q-500/H-500/Y-500 STP - D-100/W-1000/M-1000/Q-3000.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -3.6% and the Regular plan's by -4.3%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
Follow UTI - MNC Fund by email
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.
Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.