UTI Annual Interval Fund - I
UTI Mutual Fund · Closed-ended Debt · Regular plan, growth option
NAV (₹), 1 Oct 2026
38.0773
1-day change
0.01%
1Y return
5.1%
3Y CAGR
6.1%
5Y CAGR
5.7%
Max drawdown, 5Y
−0.2%
NAV history month-end NAV, ₹ · 27 Jul 2007 to 1 Oct 2026
Returns vs Closed-ended Debt median (5 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | 0.4% | 0.4% |
| 3 months | 1.2% | 1.2% |
| 6 months | 2.5% | 2.5% |
| Year to date | 3.8% | 3.8% |
| 1 year | 5.1% | 5.1% |
| 3 years (CAGR) | 6.1% | 6.1% |
| 5 years (CAGR) | 5.7% | 5.7% |
| 7 years (CAGR) | 5.9% | 5.8% |
| 10 years (CAGR) | 5.6% | 5.5% |
| Since first NAV (CAGR) | 7.2% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.3% | 7.2% |
| 3Y rolling median | 7.8% | 7.7% |
| 3Y rolling worst | 3.0% | 3.0% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 6.6% | 6.5% |
| 5Y rolling worst | 4.4% | 4.3% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 0.4% | 0.4% |
| Sharpe ratio | -1.40 | -1.50 |
| Sortino ratio | -1.40 | -1.48 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −6.6% | −6.6% |
| Maximum drawdown, last 10Y | −6.6% | −6.6% |
| Maximum drawdown, last 5Y | −0.2% | −0.2% |
| Current drawdown | 0.0% | 0.0% |
| Recovery time of worst fall | 440 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 0.20% a year and the Direct plan's 0.18%, a gap of 0.02%; over the last 3 years the Direct plan returned 0.01 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹54,217.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 1 Oct 2026: TER reduced from 0.21% to 0.20% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Amit Sharma | 3 Nov 2025 | |
| Not Applicable | 3 Nov 2025 | |
| Not Applicable | 3 Nov 2025 |
Objective: The scheme aims to generate regular returns by investing in a portfolio of fixed income securities normally maturing in line with the time profile of the respective Plan. Each Plan will invest in a distinct portfolio of securities. However, the scheme does not guarantee / indicate any returns. There is no assurance that the fund's objective will be achieved.
Stated asset allocation: Money Market Instruments: 0-90% Government Securities issued by Central &/or State Govt. & other fixed income/debt securities including but not limited to Corporate bonds and securitised debt: 10-100%
Benchmark (tier 1): Nifty Low Duration Debt Index A-I
Minimum application: Regular Plan - Growth- Rs.10000, Regular Plan-Reinvestment of IDCW- Rs.10000, Regular Plan-Payout of IDCW- Rs.10000, Direct Plan - Growth- Rs.10000, Direct Plan-Reinvestment of IDCW- Rs.10000, Direct Plan-Payout of IDCW- Rs.10000,
Allotment date: 19 Aug 2007
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 0.20% | 0.20% |
| AUM, whole scheme (₹ crore) | 20 | 20 |
| Riskometer | Low | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 5.1% | 6.3% TRI |
| Return, 3 years (AMFI) | 6.1% | 7.1% TRI |
| Return, 5 years (AMFI) | 5.6% | 6.4% TRI |
| 7Y rolling CAGR, median (monthly windows) | 6.1% | 6.0% median |
Official benchmark: NIFTY Low Duration Debt Index A-I (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Closed-ended Debt Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 3.8% | n/a | – |
| 2025 | 5.9% | n/a | – |
| 2024 | 7.1% | n/a | – |
| 2023 | 6.8% | n/a | – |
| 2022 | 4.4% | n/a | – |
| 2021 | 6.9% | n/a | – |
| 2020 | 4.7% | n/a | – |
| 2019 | -0.3% | n/a | – |
| 2018 | 7.8% | n/a | – |
| 2017 | 7.3% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,250 | 5.1% |
| 3 years | ₹3,60,000 | ₹3,92,402 | 5.7% |
| 5 years | ₹6,00,000 | ₹6,97,188 | 5.9% |
| 10 years | ₹12,00,000 | ₹16,00,473 | 5.6% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: UTI Mutual Fund
Category: Closed-ended Debt
Plan / option: Regular · Growth
AMFI scheme code: 106185
ISIN: INF789F01FJ8
First NAV in MFIC data: 27 Jul 2007
History: 19.2 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| UTI Annual Interval Fund - I | Closed-ended Debt | 1.00 | 6.1% |
| Nippon India Interval Fund-Quarterly Interval Fund Serie-II | Interval Fund | 0.88 | 6.5% |
| ICICI Prudential Fixed Maturity Plan - Series 88 - 1303 Days Plan S | Fixed Maturity Plan | 0.65 | 7.3% |
| ICICI Prudential Fixed Maturity Plan - Series 88 - 1303 Days Plan S | Fixed Maturity Plan | 0.65 | 7.3% |
| ICICI Prudential Fixed Maturity Plan - Series 88 - 1303 Days Plan S | Fixed Maturity Plan | 0.64 | 7.1% |
| ICICI Prudential Fixed Maturity Plan - Series 88 - 1303 Days Plan S | Fixed Maturity Plan | 0.64 | 7.1% |
Questions about UTI Annual Interval Fund - I
- What is the latest NAV of UTI Annual Interval Fund - I?
- The NAV of the Regular plan (growth option) was ₹38.0773 on 1 Oct 2026, as published by AMFI.
- Which category is UTI Annual Interval Fund - I in?
- It is classified as Closed-ended Debt in AMFI's daily NAV file. MFIC compares it with 5 Closed-ended Debt schemes (Regular plans).
- What returns has UTI Annual Interval Fund - I delivered?
- Over one year the NAV changed by 5.1%. The 3-year CAGR is 6.1% (category median 6.1%) and the 5-year CAGR is 5.7% (category median 5.7%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 7.8%, the lowest was 3.0%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in UTI Annual Interval Fund - I's NAV?
- The largest peak-to-trough fall in its available history was 6.6%; within the last five years it was 0.2% (category median 0.2%).
- How volatile is UTI Annual Interval Fund - I?
- Its annualised standard deviation of monthly returns over the last 36 months is 0.4%, which is above the Closed-ended Debt category median of 0.4%.
- What would a monthly SIP in UTI Annual Interval Fund - I have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹6,97,188 on 1 Oct 2026, an annualised return (XIRR) of 5.9%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of UTI Annual Interval Fund - I?
- The total expense ratio of the Regular plan is 0.20% a year, as disclosed to AMFI (median of Closed-ended Debt Regular plans: 0.20%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is UTI Annual Interval Fund - I?
- Assets under management of the whole scheme were ₹20 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of UTI Annual Interval Fund - I?
- AMFI lists the scheme's riskometer as “Low”, and its benchmark's as “Low to Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of UTI Annual Interval Fund - I and how has it compared?
- Its official benchmark is the NIFTY Low Duration Debt Index A-I. Over 3 years AMFI reports a return of 6.1% for this plan against 7.1% for the benchmark total return index; over 5 years 5.6% against 6.4%. Past performance does not indicate future results.
- Who manages UTI Annual Interval Fund - I?
- According to its Scheme Summary Document, UTI Annual Interval Fund - I is managed by Amit Sharma (since 3 Nov 2025), Not Applicable (since 3 Nov 2025), Not Applicable (since 3 Nov 2025).
- What is the minimum investment in UTI Annual Interval Fund - I?
- The minimum application amount is Regular Plan - Growth- Rs.10000, Regular Plan-Reinvestment of IDCW- Rs.10000, Regular Plan-Payout of IDCW- Rs.10000, Direct Plan - Growth- Rs.10000, Direct Plan-Reinvestment of IDCW- Rs.10000, Direct Plan-Payout of IDCW- Rs.10000,.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 5.2% and the Regular plan's by 5.1%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.