Union Multicap Fund
Union Mutual Fund · Multi Cap · Regular plan, growth option
NAV (₹), 2 Oct 2026
16.7800
1-day change
-1.00%
1Y return
6.1%
3Y CAGR
12.3%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 26 Dec 2022 to 1 Oct 2026
Returns vs Multi Cap median (35 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -5.7% | -5.0% |
| 3 months | -1.4% | -2.0% |
| 6 months | 14.2% | 13.3% |
| Year to date | 3.3% | 0.1% |
| 1 year | 6.1% | 3.2% |
| 3 years (CAGR) | 12.3% | 12.1% |
| 5 years (CAGR) | n/a | 11.2% |
| 7 years (CAGR) | n/a | 16.7% |
| 10 years (CAGR) | n/a | 13.2% |
| Since first NAV (CAGR) | 15.6% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 10.3% | 9.5% |
| 3Y rolling median | 16.6% | 16.6% |
| 3Y rolling worst | 12.3% | 9.9% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | 100% | 99% |
| 5Y rolling median | n/a | 16.2% |
| 5Y rolling worst | n/a | -1.4% |
| 5Y periods ahead of benchmark | n/a | 100% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 15.9% | 16.4% |
| Sharpe ratio | 0.41 | 0.41 |
| Sortino ratio | 0.59 | 0.59 |
| Beta | 0.96 | 1.00 |
| Alpha (ann.) | 3.3% | 3.3% |
| Upside capture | 109.62 | 111.90 |
| Downside capture | 95.78 | 98.31 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −20.3% | −20.4% |
| Maximum drawdown, last 10Y | n/a | −39.0% |
| Maximum drawdown, last 5Y | n/a | −21.6% |
| Current drawdown | −6.4% | −6.4% |
| Recovery time of worst fall | 475 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.55% | 2.30% |
| AUM, whole scheme (₹ crore) | 1,516 | 4,303 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 8.1% | 0.4% TRI |
| Return, 3 years (AMFI) | 12.7% | 10.9% TRI |
Official benchmark: NIFTY 500 Multicap 50:25:25 Total Return Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Multi Cap Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty 500 proxy | Difference |
|---|---|---|---|
| 2026 YTD | 3.3% | -7.8% | +11.1% |
| 2025 | 2.7% | 7.7% | −5.0% |
| 2024 | 22.4% | 15.6% | +6.7% |
| 2023 | 31.9% | 26.5% | +5.4% |
Benchmark proxy: Motilal Oswal Nifty 500 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,696 | 5.8% |
| 3 years | ₹3,60,000 | ₹4,03,799 | 7.6% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Union Mutual Fund
Category: Multi Cap
Plan / option: Regular · Growth
AMFI scheme code: 150855
ISIN: INF582M01IS8
First NAV in MFIC data: 26 Dec 2022
History: 3.8 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Union Large & Midcap Fund | Large & Mid Cap | 0.99 | 10.4% |
| PGIM India Multi Cap Fund | Multi Cap | 0.98 | n/a |
| Union Midcap Fund | Mid Cap | 0.98 | 13.8% |
| Aditya Birla Sun Life Multi-Cap Fund | Multi Cap | 0.98 | 12.1% |
| Aditya Birla Sun Life Large & Mid Cap Fund | Large & Mid Cap | 0.98 | 9.2% |
| Union ELSS Tax Saver Fund (Formerly Union Tax Saver (ELSS) Fund | ELSS | 0.98 | 8.3% |
Questions about Union Multicap Fund
- What is the latest NAV of Union Multicap Fund?
- The NAV of the Regular plan (growth option) was ₹16.7800 on 2 Oct 2026, as published by AMFI.
- Which category is Union Multicap Fund in?
- It is classified as Multi Cap in AMFI's daily NAV file; a Multi Cap scheme invests at least 25% each in large-, mid- and small-cap stocks. MFIC compares it with 35 Multi Cap schemes (Regular plans).
- What returns has Union Multicap Fund delivered?
- Over one year the NAV changed by 6.1%. The 3-year CAGR is 12.3% (category median 12.1%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 16.6%, the lowest was 12.3%, and 100% of 3-year periods ended with a gain. It was ahead of Nifty 500 (index-fund proxy) in 100% of those periods.
- What was the largest fall in Union Multicap Fund's NAV?
- The largest peak-to-trough fall in its available history was 20.3%.
- How volatile is Union Multicap Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 15.9%, which is below the Multi Cap category median of 16.4%.
- What would a monthly SIP in Union Multicap Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹4,03,799 on 2 Oct 2026, an annualised return (XIRR) of 7.6%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Union Multicap Fund?
- The total expense ratio of the Regular plan is 2.55% a year, as disclosed to AMFI (median of Multi Cap Regular plans: 2.30%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Union Multicap Fund?
- Assets under management of the whole scheme were ₹1,516 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Union Multicap Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Union Multicap Fund and how has it compared?
- Its official benchmark is the NIFTY 500 Multicap 50:25:25 Total Return Index. Over 3 years AMFI reports a return of 12.7% for this plan against 10.9% for the benchmark total return index. Past performance does not indicate future results.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 7.4% and the Regular plan's by 6.1%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
Follow Union Multicap Fund by email
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.
Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.