Tata Childrens Fund
Tata Mutual Fund · Children's · Regular plan, growth option
NAV (₹), 1 Oct 2026
52.6478
1-day change
-0.62%
1Y return
-12.3%
3Y CAGR
2.7%
5Y CAGR
5.0%
Max drawdown, 5Y
−22.7%
NAV history month-end NAV, ₹ · 3 Apr 2006 to 1 Oct 2026
Returns vs Children's median (13 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -6.0% | -4.8% |
| 3 months | -7.2% | -2.8% |
| 6 months | 1.7% | 4.8% |
| Year to date | -14.1% | -4.8% |
| 1 year | -12.3% | -2.1% |
| 3 years (CAGR) | 2.7% | 7.1% |
| 5 years (CAGR) | 5.0% | 6.7% |
| 7 years (CAGR) | 11.1% | 10.6% |
| 10 years (CAGR) | 8.8% | 8.8% |
| Since first NAV (CAGR) | 4.6% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 6.9% | 8.2% |
| 3Y rolling median | 8.0% | 11.5% |
| 3Y rolling worst | -17.2% | -5.6% |
| 3Y periods positive | 73% | 99% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 8.8% | 11.4% |
| 5Y rolling worst | -12.1% | 1.7% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 15.5% | 14.9% |
| Sharpe ratio | -0.21 | 0.11 |
| Sortino ratio | -0.28 | 0.14 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −56.2% | −28.2% |
| Maximum drawdown, last 10Y | −35.1% | −29.0% |
| Maximum drawdown, last 5Y | −22.7% | −18.6% |
| Current drawdown | −20.0% | −6.4% |
| Recovery time of worst fall | 2208 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.45% a year and the Direct plan's 1.84%, a gap of 0.61%; over the last 3 years the Direct plan returned 0.56 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹12,85,060.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Rahul Singh | Primary | 31 Oct 2025 |
Objective: The investment objective of the Scheme is to generate long term capital growth. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any return.
Stated asset allocation: Equity and Equity Related Instruments (Listed / to be listed) 65% - 100%, Debt & Money market instrument 0% - 35%, Gold/Silver ETFs/ETCDs/ InvITs 0% - 10%. The scheme may invest in another scheme under the same asset management company or any other mutual fund without charging any fees, provided that aggregate inter-scheme investment made by all schemes under the same management or in schemes under the management of any other asset management company shall not exceed 5% of the net asset value of the mutual fund. Such investments shall be made in the schemes which are permitted by SEBI from time to time. Units of Equity Mutual funds will be considered under allocation for Equity and Equi…
Benchmark (tier 1): Nifty 500 TRI
Exit load: If redeemed before child attains 18 years of age, Exit load is 1%.
Minimum application: ₹500
Allotment date: 14 Oct 1995
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.45% | 2.40% |
| AUM, whole scheme (₹ crore) | 313 | 755 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | -11.0% | -2.0% TRI |
| Return, 3 years (AMFI) | 2.9% | 9.5% TRI |
| Return, 5 years (AMFI) | 5.0% | 9.0% TRI |
| Month-ends above category median (3Y CAGR) | 44% | 44% median |
| Month-ends in category top quartile (3Y) | 28% | 31% median |
| 7Y rolling CAGR, median (monthly windows) | 10.5% | 10.5% median |
Official benchmark: Nifty 500 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Children's Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -14.1% | n/a | – |
| 2025 | 1.3% | n/a | – |
| 2024 | 12.5% | n/a | – |
| 2023 | 26.7% | n/a | – |
| 2022 | 0.8% | n/a | – |
| 2021 | 33.4% | n/a | – |
| 2020 | 21.3% | n/a | – |
| 2019 | 5.2% | n/a | – |
| 2018 | -8.8% | n/a | – |
| 2017 | 23.4% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,09,704 | -15.5% |
| 3 years | ₹3,60,000 | ₹3,29,658 | -5.6% |
| 5 years | ₹6,00,000 | ₹6,31,445 | 2.0% |
| 10 years | ₹12,00,000 | ₹18,48,525 | 8.4% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Tata Mutual Fund
Category: Children's
Plan / option: Regular · Growth
AMFI scheme code: 101491
ISIN: INF277K01AJ5
First NAV in MFIC data: 3 Apr 2006
History: 20.5 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| HDFC Retirement Fund - Equity Plan | Retirement | 0.97 | 7.0% |
| Nippon India Retirement Fund- Wealth Creation Scheme | Retirement | 0.97 | 8.3% |
| Baroda BNP Paribas Retirement Fund | Retirement | 0.97 | n/a |
| HDFC Retirement Fund - Hybrid-Equity Plan | Retirement | 0.97 | 5.4% |
| BANDHAN RETIREMENT FUND | Retirement | 0.96 | n/a |
| UTI Children's Equity Fund | Children's | 0.96 | 4.9% |
Questions about Tata Childrens Fund
- What is the latest NAV of Tata Childrens Fund?
- The NAV of the Regular plan (growth option) was ₹52.6478 on 1 Oct 2026, as published by AMFI.
- Which category is Tata Childrens Fund in?
- It is classified as Children's in AMFI's daily NAV file. MFIC compares it with 13 Children's schemes (Regular plans).
- What returns has Tata Childrens Fund delivered?
- Over one year the NAV changed by -12.3%. The 3-year CAGR is 2.7% (category median 7.1%) and the 5-year CAGR is 5.0% (category median 6.7%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 8.0%, the lowest was -17.2%, and 73% of 3-year periods ended with a gain.
- What was the largest fall in Tata Childrens Fund's NAV?
- The largest peak-to-trough fall in its available history was 56.2%; within the last five years it was 22.7% (category median 18.6%).
- How volatile is Tata Childrens Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 15.5%, which is above the Children's category median of 14.9%.
- What would a monthly SIP in Tata Childrens Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹6,31,445 on 1 Oct 2026, an annualised return (XIRR) of 2.0%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Tata Childrens Fund?
- The total expense ratio of the Regular plan is 2.45% a year, as disclosed to AMFI (median of Children's Regular plans: 2.40%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Tata Childrens Fund?
- Assets under management of the whole scheme were ₹313 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Tata Childrens Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Tata Childrens Fund and how has it compared?
- Its official benchmark is the Nifty 500 TRI. Over 3 years AMFI reports a return of 2.9% for this plan against 9.5% for the benchmark total return index; over 5 years 5.0% against 9.0%. Past performance does not indicate future results.
- How often has Tata Childrens Fund beaten its category?
- At 44% of the 120 month-ends compared over the last 10 years, its 3-year return was above the median of Children's schemes (Regular plans); it was in the top quarter at 28% of them. A typical scheme would show about 50%.
- Who manages Tata Childrens Fund?
- According to its Scheme Summary Document, Tata Childrens Fund is managed by Rahul Singh (since 31 Oct 2025).
- What is the exit load of Tata Childrens Fund?
- As stated in its scheme documents: If redeemed before child attains 18 years of age, Exit load is 1%. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Tata Childrens Fund?
- The minimum application amount is ₹500. SIP details: SIP-- 500.00/1,000.00/1,000.00/1,500.00/500.00/500.00 ;STP --500.00/500.00/500.00/500.00 ;SWP --500.00/500.00/500.00/500.00.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -11.8% and the Regular plan's by -12.3%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.