SBI Long Term Advantage Fund - Series IV
SBI Mutual Fund · Closed-ended ELSS · Regular plan, growth option
NAV (₹), 1 Oct 2026
43.6299
1-day change
-1.15%
1Y return
-7.1%
3Y CAGR
6.0%
5Y CAGR
7.9%
Max drawdown, 5Y
−21.2%
NAV history month-end NAV, ₹ · 3 Jul 2018 to 1 Oct 2026
Returns vs Closed-ended ELSS median (31 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -7.5% | -3.6% |
| 3 months | -7.4% | -3.7% |
| 6 months | 1.3% | 15.7% |
| Year to date | -10.7% | 4.3% |
| 1 year | -7.1% | 5.2% |
| 3 years (CAGR) | 6.0% | 10.9% |
| 5 years (CAGR) | 7.9% | 13.7% |
| 7 years (CAGR) | 18.5% | 20.9% |
| 10 years (CAGR) | n/a | 9.1% |
| Since first NAV (CAGR) | 16.8% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 14.4% | 11.8% |
| 3Y rolling median | 26.1% | 20.6% |
| 3Y rolling worst | 6.0% | -0.5% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 25.7% | 22.0% |
| 5Y rolling worst | 7.9% | 7.9% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 16.2% | 18.6% |
| Sharpe ratio | -0.02 | 0.23 |
| Sortino ratio | -0.03 | 0.38 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −34.4% | −50.8% |
| Maximum drawdown, last 10Y | n/a | −38.0% |
| Maximum drawdown, last 5Y | −21.2% | −23.4% |
| Current drawdown | −15.7% | −6.4% |
| Recovery time of worst fall | 156 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 1.44% a year and the Direct plan's 1.24%, a gap of 0.20%; over the last 3 years the Direct plan returned 0.44 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹4,67,350.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Fund managers and scheme facts Scheme Summary Document via AMFI
Objective: The investment objective of the scheme is to generate capital appreciation over a period of ten years by investing predominantly in equity and equity-related instruments of companies along with income tax benefit. However, there can be no assurance that the investment objective of the Scheme will be realized.
Minimum application: Rs. 500/- and in multiples of Rs. 500
Allotment date: 30 Dec 2016
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 1.44% | 1.23% |
| AUM, whole scheme (₹ crore) | 181 | 36 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | -5.6% | -2.3% TRI |
| Return, 3 years (AMFI) | 6.4% | 9.2% TRI |
| Return, 5 years (AMFI) | 8.1% | 8.9% TRI |
| Month-ends above category median (3Y CAGR) | 30% | 40% median |
| Month-ends in category top quartile (3Y) | 30% | 25% median |
| 7Y rolling CAGR, median (monthly windows) | 21.3% | 17.0% median |
Official benchmark: BSE 500 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Closed-ended ELSS Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -10.7% | n/a | – |
| 2025 | 3.8% | n/a | – |
| 2024 | 20.5% | n/a | – |
| 2023 | 23.8% | n/a | – |
| 2022 | 6.3% | n/a | – |
| 2021 | 58.6% | n/a | – |
| 2020 | 32.0% | n/a | – |
| 2019 | 14.1% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,11,050 | -13.5% |
| 3 years | ₹3,60,000 | ₹3,51,615 | -1.5% |
| 5 years | ₹6,00,000 | ₹6,88,944 | 5.5% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: SBI Mutual Fund
Category: Closed-ended ELSS
Plan / option: Regular · Growth
AMFI scheme code: 140488
ISIN: INF200KA1LQ3
First NAV in MFIC data: 3 Jul 2018
History: 8.2 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| SBI Long Term Advantage Fund - Series VI | Closed-ended ELSS | 0.90 | 8.1% |
| SBI Long Term Advantage Fund - Series V | Closed-ended ELSS | 0.86 | 18.9% |
| Sundaram Long Term Tax Advantage Fund Series IV | Closed-ended ELSS | 0.86 | 12.1% |
| Sundaram Long Term Tax Advantage Fund Series IV | Closed-ended ELSS | 0.86 | 11.8% |
| Sundaram Long Term Tax Advantage Fund Series IV | Closed-ended ELSS | 0.86 | 10.2% |
| Sundaram Long Term Tax Advantage Fund Series III | Closed-ended ELSS | 0.86 | 11.7% |
Questions about SBI Long Term Advantage Fund - Series IV
- What is the latest NAV of SBI Long Term Advantage Fund - Series IV?
- The NAV of the Regular plan (growth option) was ₹43.6299 on 1 Oct 2026, as published by AMFI.
- Which category is SBI Long Term Advantage Fund - Series IV in?
- It is classified as Closed-ended ELSS in AMFI's daily NAV file. MFIC compares it with 31 Closed-ended ELSS schemes (Regular plans).
- What returns has SBI Long Term Advantage Fund - Series IV delivered?
- Over one year the NAV changed by -7.1%. The 3-year CAGR is 6.0% (category median 10.9%) and the 5-year CAGR is 7.9% (category median 13.7%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 26.1%, the lowest was 6.0%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in SBI Long Term Advantage Fund - Series IV's NAV?
- The largest peak-to-trough fall in its available history was 34.4%; within the last five years it was 21.2% (category median 23.4%).
- How volatile is SBI Long Term Advantage Fund - Series IV?
- Its annualised standard deviation of monthly returns over the last 36 months is 16.2%, which is below the Closed-ended ELSS category median of 18.6%.
- What would a monthly SIP in SBI Long Term Advantage Fund - Series IV have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹6,88,944 on 1 Oct 2026, an annualised return (XIRR) of 5.5%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of SBI Long Term Advantage Fund - Series IV?
- The total expense ratio of the Regular plan is 1.44% a year, as disclosed to AMFI (median of Closed-ended ELSS Regular plans: 1.23%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is SBI Long Term Advantage Fund - Series IV?
- Assets under management of the whole scheme were ₹181 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of SBI Long Term Advantage Fund - Series IV?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of SBI Long Term Advantage Fund - Series IV and how has it compared?
- Its official benchmark is the BSE 500 TRI. Over 3 years AMFI reports a return of 6.4% for this plan against 9.2% for the benchmark total return index; over 5 years 8.1% against 8.9%. Past performance does not indicate future results.
- How often has SBI Long Term Advantage Fund - Series IV beaten its category?
- At 30% of the 63 month-ends compared over the last 10 years, its 3-year return was above the median of Closed-ended ELSS schemes (Regular plans); it was in the top quarter at 30% of them. A typical scheme would show about 50%.
- What is the minimum investment in SBI Long Term Advantage Fund - Series IV?
- The minimum application amount is Rs. 500/- and in multiples of Rs. 500.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -6.7% and the Regular plan's by -7.1%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.