Parag Parikh Dynamic Asset Allocation Fund
PPFAS Mutual Fund · Balanced Advantage · Direct plan, growth option
NAV (₹), 1 Oct 2026
11.7361
1-day change
-0.44%
1Y return
2.8%
3Y CAGR
n/a
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 28 Feb 2024 to 1 Oct 2026
Returns vs Balanced Advantage median (37 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -0.7% | -3.7% |
| 3 months | -1.0% | -2.4% |
| 6 months | 2.5% | 4.5% |
| Year to date | 1.8% | -2.4% |
| 1 year | 2.8% | 0.4% |
| 3 years (CAGR) | n/a | 8.8% |
| 5 years (CAGR) | n/a | 8.4% |
| 7 years (CAGR) | n/a | 10.7% |
| 10 years (CAGR) | n/a | 9.7% |
| Since first NAV (CAGR) | 6.5% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 5.8% | 9.0% |
| 3Y rolling median | n/a | 12.6% |
| 3Y rolling worst | n/a | 6.7% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 11.7% |
| 5Y rolling worst | n/a | 4.0% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 9.2% |
| Sharpe ratio | n/a | 0.35 |
| Sortino ratio | n/a | 0.50 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −2.4% | −15.3% |
| Maximum drawdown, last 10Y | n/a | −25.9% |
| Maximum drawdown, last 5Y | n/a | −9.9% |
| Current drawdown | −1.4% | −5.2% |
| Recovery time of worst fall | 77 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Market context from Integrato Market Intelligence
This scheme hold only part of their money in each of these markets; the mix is set by the scheme and changes over time.
22,421.95 −0.88%
NSE close, 1 Oct 2026
- P/E 19.2
- 1Y −9.0% · 3Y +5.4% p.a. · 5Y +5.9% p.a. (index fund NAV, after costs)
- −14.8% from its 52-week high
6.78%
1 Jul 2026 · +0.43 pp in a year · 5Y average 6.90%
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 0.76% a year and the Direct plan's 0.41%, a gap of 0.35%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹9,01,675.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Rajeev Thakkar | 27 Feb 2024 | |
| Raunak Onkar | 27 Feb 2024 | |
| Rukun Tarachandani | 27 Feb 2024 | |
| Raj Mehta | 1 Sep 2025 | |
| Tejas Soman | 1 Sep 2025 | |
| Mansi Kariya | 27 Feb 2024 |
Objective: The investment objective of the Scheme is to generate income/long-term capital appreciation by investing in equity, equity derivatives, fixed income instruments. The allocation between equity instruments and fixed income will be managed dynamically so as to provide investors with long term capital appreciation while managing downside risk. However, there is no assurance that the investment objective of the Scheme will be realized and the Scheme does not assure or guarantee any returns.
Stated asset allocation: Equities & Equity related instruments : 0-100%; Risk Profile - Very High Debt securities & Money Market instruments including units of Debt oriented mutual fund schemes : 0-100%; Risk Profile - Low to Moderate “For detailed asset allocation, please refer to the Scheme Information Document (SID) available on the website.”
Benchmark (tier 1): CRISIL Hybrid 50+50 Moderate Index
Exit load: In respect of each purchase / switch-in of Units, 10% of the units (“the limit”) may be redeemed without any exit load from the date of allotment. Any redemption or switch-out in excess of the limit shall be subject to the following exit load: - Exit load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment of units. - No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Any exit load charged (net off GST, if any) shall be credited back to the Scheme.
Minimum application: ₹5,000
Allotment date: 27 Feb 2024
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.41% | 1.04% |
| AUM, whole scheme (₹ crore) | 2,533 | 2,109 |
| Riskometer | Moderately High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 3.4% | 0.2% TRI |
Official benchmark: CRISIL Hybrid 50+50 - Moderate Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Balanced Advantage Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 1.8% | n/a | – |
| 2025 | 5.9% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,114 | 1.7% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: PPFAS Mutual Fund
Category: Balanced Advantage
Plan / option: Direct · Growth
AMFI scheme code: 152468
ISIN: INF879O01266
First NAV in MFIC data: 28 Feb 2024
History: 2.6 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Parag Parikh Conservative Hybrid Fund | Conservative Hybrid | 0.95 | 9.0% |
| HDFC Conservative Hybrid Fund | Conservative Hybrid | 0.93 | 6.9% |
| Franklin India Conservative Hybrid Fund | Conservative Hybrid | 0.90 | 7.4% |
| UTI Conservative Hybrid Fund | Conservative Hybrid | 0.89 | 7.3% |
| Kotak Conservative Hybrid Fund | Conservative Hybrid | 0.89 | 8.2% |
| Nippon India Equity Savings Fund (Existing number of Segregated Portfolios - 2) | Equity Savings | 0.89 | 6.3% |
Questions about Parag Parikh Dynamic Asset Allocation Fund
- What is the latest NAV of Parag Parikh Dynamic Asset Allocation Fund?
- The NAV of the Direct plan (growth option) was ₹11.7361 on 1 Oct 2026, as published by AMFI.
- Which category is Parag Parikh Dynamic Asset Allocation Fund in?
- It is classified as Balanced Advantage in AMFI's daily NAV file; a Balanced Advantage scheme changes its equity and debt mix dynamically. MFIC compares it with 37 Balanced Advantage schemes (Direct plans).
- What was the largest fall in Parag Parikh Dynamic Asset Allocation Fund's NAV?
- The largest peak-to-trough fall in its available history was 2.4%.
- What is the expense ratio (TER) of Parag Parikh Dynamic Asset Allocation Fund?
- The total expense ratio of the Direct plan is 0.41% a year, as disclosed to AMFI (median of Balanced Advantage Direct plans: 1.04%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Parag Parikh Dynamic Asset Allocation Fund?
- Assets under management of the whole scheme were ₹2,533 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Parag Parikh Dynamic Asset Allocation Fund?
- AMFI lists the scheme's riskometer as “Moderately High”, and its benchmark's as “High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- Who manages Parag Parikh Dynamic Asset Allocation Fund?
- According to its Scheme Summary Document, Parag Parikh Dynamic Asset Allocation Fund is managed by Rajeev Thakkar (since 27 Feb 2024), Raunak Onkar (since 27 Feb 2024), Rukun Tarachandani (since 27 Feb 2024), Raj Mehta (since 1 Sep 2025), Tejas Soman (since 1 Sep 2025), Mansi Kariya (since 27 Feb 2024).
- What is the exit load of Parag Parikh Dynamic Asset Allocation Fund?
- As stated in its scheme documents: In respect of each purchase / switch-in of Units, 10% of the units (“the limit”) may be redeemed without any exit load from the date of allotment. Any redemption or switch-out in excess of the limit shall be subject to the following exit load: - Exit load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment of units. - No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment. Any exit load charged (net off GST, if any) shall be credited back to the Scheme. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Parag Parikh Dynamic Asset Allocation Fund?
- The minimum application amount is ₹5,000. SIP details: SIP - Monthly: 1000 /Quarterly : 3000, SWP - Monthly : 1000, STP -Daily/Weekly/Monthly: 1000 Fortnightly:1500 /Quarterly : 3000.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 2.8% and the Regular plan's by 2.5%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.