NJ Value Fund
NJ Mutual Fund · Value · Regular plan, growth option
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -6.9% | -5.6% |
| 3 months | n/a | -4.7% |
| 6 months | n/a | 4.2% |
| Year to date | n/a | -6.8% |
| 1 year | n/a | -2.9% |
| 3 years (CAGR) | n/a | 10.0% |
| 5 years (CAGR) | n/a | 10.9% |
| 7 years (CAGR) | n/a | 15.8% |
| 10 years (CAGR) | n/a | 12.5% |
| Since first NAV (CAGR) | -9.6% | – |
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | n/a | 11.2% |
| 3Y rolling median | n/a | 17.4% |
| 3Y rolling worst | n/a | -7.1% |
| 3Y periods positive | n/a | 98% |
| 3Y periods ahead of benchmark | n/a | 93% |
| 5Y rolling median | n/a | 14.3% |
| 5Y rolling worst | n/a | -2.5% |
| 5Y periods ahead of benchmark | n/a | 100% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 15.4% |
| Sharpe ratio | n/a | 0.29 |
| Sortino ratio | n/a | 0.43 |
| Beta | n/a | 0.96 |
| Alpha (ann.) | n/a | 1.1% |
| Upside capture | n/a | 100.02 |
| Downside capture | n/a | 95.75 |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −9.6% | −40.3% |
| Maximum drawdown, last 10Y | n/a | −41.9% |
| Maximum drawdown, last 5Y | n/a | −18.7% |
| Current drawdown | −9.6% | −10.6% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme invests mainly in the market below, which is also close to how many of them are benchmarked. Where that market stands today:
- P/E 21.6: higher than 1% of days since 2023 (median 24.2)
- 1Y −3.9% · 3Y +8.9% p.a. · 5Y +8.6% p.a. (index fund NAV, after costs)
- −9.3% from its 52-week high
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 4.18% a year and the Direct plan's 2.39%, a gap of 1.79%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹32,62,076.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
| Fund manager | Role | Managing since |
|---|---|---|
| Dhaval Patel | 4 Aug 2026 | |
| Viral Shah | 4 Aug 2026 | |
| Jaimin Ilavia | 4 Aug 2026 |
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 4.18% | 2.30% |
| AUM, whole scheme (₹ crore) | 196 | 1,217 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|
Official benchmark: Nifty 500 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Value Regular plans; how it is calculated.
- What is the latest NAV of NJ Value Fund?
- The NAV of the Regular plan (growth option) was ₹9.0800 on 1 Oct 2026, as published by AMFI.
- Which category is NJ Value Fund in?
- It is classified as Value in AMFI's daily NAV file. MFIC compares it with 24 Value schemes (Regular plans).
- What was the largest fall in NJ Value Fund's NAV?
- The largest peak-to-trough fall in its available history was 9.6%.
- What is the expense ratio (TER) of NJ Value Fund?
- The total expense ratio of the Regular plan is 4.18% a year, as disclosed to AMFI (median of Value Regular plans: 2.30%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is NJ Value Fund?
- Assets under management of the whole scheme were ₹196 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of NJ Value Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- Who manages NJ Value Fund?
- According to its Scheme Summary Document, NJ Value Fund is managed by Dhaval Patel (since 4 Aug 2026), Viral Shah (since 4 Aug 2026), Jaimin Ilavia (since 4 Aug 2026).
- What is the minimum investment in NJ Value Fund?
- The minimum application amount is ₹500. SIP details: For SIP: Rs. 100 and in multiple of Rs. 1/- thereafter For SWP and STP: Rs. 500 and in multiple of Rs. 1/- thereafter.
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.