Navi Liquid Fund
Navi Mutual Fund · Liquid · Regular plan, growth option
NAV (₹), 1 Oct 2026
30.4382
1-day change
0.02%
1Y return
5.7%
3Y CAGR
6.3%
5Y CAGR
6.0%
Max drawdown, 5Y
0.0%
NAV history month-end NAV, ₹ · 21 Feb 2010 to 4 Oct 2026
Returns vs Liquid median (48 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | 0.4% | 0.4% |
| 3 months | 1.4% | 1.5% |
| 6 months | 2.8% | 3.2% |
| Year to date | 4.3% | 4.9% |
| 1 year | 5.7% | 6.4% |
| 3 years (CAGR) | 6.3% | 6.8% |
| 5 years (CAGR) | 6.0% | 6.2% |
| 7 years (CAGR) | 5.3% | 5.6% |
| 10 years (CAGR) | 5.8% | 6.0% |
| Since first NAV (CAGR) | 6.9% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.0% | 7.0% |
| 3Y rolling median | 6.8% | 6.9% |
| 3Y rolling worst | 3.9% | 4.0% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 6.4% | 6.9% |
| 5Y rolling worst | 5.0% | 5.1% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 0.3% | 0.3% |
| Sharpe ratio | -1.03 | 0.34 |
| Sortino ratio | -1.06 | 0.42 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −0.4% | −0.2% |
| Maximum drawdown, last 10Y | −0.1% | −0.2% |
| Maximum drawdown, last 5Y | 0.0% | 0.0% |
| Current drawdown | 0.0% | 0.0% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Tanmay Sethi | Debt | 1 Feb 2024 |
Objective: To provide a high level of liquidity with reasonable returns commensurate with low risk through a portfolio of money market and debt securities.
Stated asset allocation: Debt & Money Market instruments with maturity / residual maturity up to 91 days - 0 to 100%
Benchmark (tier 1): CRISIL Liquid Debt A-I Index
Exit load: 1 Day 0.0070% 2 Days 0.0065% 3 Days 0.0060% 4 Days 0.0055% 5 Days 0.0050% 6 Days 0.0045% 7 Days or more NIL
Minimum application: ₹10
Allotment date: 22 Feb 2010
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 0.32% | 0.26% |
| AUM, whole scheme (₹ crore) | 82 | 4,912 |
| Riskometer | Low to Moderate | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 5.7% | 6.2% TRI |
| Return, 3 years (AMFI) | 6.3% | 6.8% TRI |
| Return, 5 years (AMFI) | 6.0% | 6.3% TRI |
| Month-ends above category median (3Y CAGR) | 45% | 46% median |
| Month-ends in category top quartile (3Y) | 38% | 7% median |
| 7Y rolling CAGR, median (monthly windows) | 6.2% | 6.4% median |
Official benchmark: CRISIL Liquid Debt A-I Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Liquid Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 4.3% | n/a | – |
| 2025 | 6.1% | n/a | – |
| 2024 | 6.9% | n/a | – |
| 2023 | 6.8% | n/a | – |
| 2022 | 5.1% | n/a | – |
| 2021 | 3.4% | n/a | – |
| 2020 | 3.7% | n/a | – |
| 2019 | 6.2% | n/a | – |
| 2018 | 7.4% | n/a | – |
| 2017 | 6.8% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,749 | 5.7% |
| 3 years | ₹3,60,000 | ₹3,94,881 | 6.1% |
| 5 years | ₹6,00,000 | ₹7,02,464 | 6.2% |
| 10 years | ₹12,00,000 | ₹16,11,773 | 5.7% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Navi Mutual Fund
Category: Liquid
Plan / option: Regular · Growth
AMFI scheme code: 112636
ISIN: INF959L01GL9
First NAV in MFIC data: 21 Feb 2010
History: 16.6 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Navi Liquid Fund | Liquid | 1.00 | 6.4% |
| Quant Liquid Fund | Liquid | 0.97 | 6.5% |
| Quantum Liquid Fund | Liquid | 0.97 | 6.4% |
| Mirae Asset Liquid Fund | Liquid | 0.96 | 6.8% |
| Motilal Oswal Liquid Fund | Liquid | 0.96 | 6.4% |
| Motilal Oswal Liquid Fund | Liquid | 0.96 | 6.6% |
Questions about Navi Liquid Fund
- What is the latest NAV of Navi Liquid Fund?
- The NAV of the Regular plan (growth option) was ₹30.4382 on 1 Oct 2026, as published by AMFI.
- Which category is Navi Liquid Fund in?
- It is classified as Liquid in AMFI's daily NAV file; a Liquid scheme invests in securities maturing in up to 91 days. MFIC compares it with 48 Liquid schemes (Regular plans).
- What returns has Navi Liquid Fund delivered?
- Over one year the NAV changed by 5.7%. The 3-year CAGR is 6.3% (category median 6.8%) and the 5-year CAGR is 6.0% (category median 6.2%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 6.8%, the lowest was 3.9%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Navi Liquid Fund's NAV?
- The largest peak-to-trough fall in its available history was 0.4%; within the last five years it was 0.0% (category median 0.0%).
- How volatile is Navi Liquid Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 0.3%, which is below the Liquid category median of 0.3%.
- What would a monthly SIP in Navi Liquid Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,02,464 on 1 Oct 2026, an annualised return (XIRR) of 6.2%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Navi Liquid Fund?
- The total expense ratio of the Regular plan is 0.32% a year, as disclosed to AMFI (median of Liquid Regular plans: 0.26%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Navi Liquid Fund?
- Assets under management of the whole scheme were ₹82 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Navi Liquid Fund?
- AMFI lists the scheme's riskometer as “Low to Moderate”, and its benchmark's as “Low to Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Navi Liquid Fund and how has it compared?
- Its official benchmark is the CRISIL Liquid Debt A-I Index. Over 3 years AMFI reports a return of 6.3% for this plan against 6.8% for the benchmark total return index; over 5 years 6.0% against 6.3%. Past performance does not indicate future results.
- How often has Navi Liquid Fund beaten its category?
- At 45% of the 120 month-ends compared over the last 10 years, its 3-year return was above the median of Liquid schemes (Regular plans); it was in the top quarter at 38% of them. A typical scheme would show about 50%.
- Who manages Navi Liquid Fund?
- According to its Scheme Summary Document, Navi Liquid Fund is managed by Tanmay Sethi (since 1 Feb 2024).
- What is the exit load of Navi Liquid Fund?
- As stated in its scheme documents: 1 Day 0.0070% 2 Days 0.0065% 3 Days 0.0060% 4 Days 0.0055% 5 Days 0.0050% 6 Days 0.0045% 7 Days or more NIL Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Navi Liquid Fund?
- The minimum application amount is ₹10.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.