Motilal Oswal 5 Year G-Sec Fund of Fund
Motilal Oswal Mutual Fund · Domestic FoF · Direct plan, growth option
NAV (₹), 1 Oct 2026
13.2612
1-day change
0.63%
1Y return
4.8%
3Y CAGR
7.1%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 12 Oct 2021 to 1 Oct 2026
Returns vs Domestic FoF median (154 schemes) and “Debt FoF” median (7)
| Period | Scheme | Category median | Debt FoF median |
|---|---|---|---|
| 1 month | -0.3% | -3.7% | -0.3% |
| 3 months | 0.0% | -0.9% | -0.6% |
| 6 months | 3.0% | 3.1% | 3.4% |
| Year to date | 3.4% | 2.0% | 2.4% |
| 1 year | 4.8% | 5.4% | 3.9% |
| 3 years (CAGR) | 7.1% | 12.5% | 7.0% |
| 5 years (CAGR) | n/a | 10.2% | 6.3% |
| 7 years (CAGR) | n/a | 13.9% | 6.9% |
| 10 years (CAGR) | n/a | 11.8% | 7.1% |
| Since first NAV (CAGR) | 5.8% | – | – |
“Debt FoF” is MFIC's grouping of Domestic FoF schemes by the theme or index in their names, not an AMFI category.
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.1% | 9.6% |
| 3Y rolling median | 7.4% | 13.3% |
| 3Y rolling worst | 5.0% | 4.8% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 11.8% |
| 5Y rolling worst | n/a | 3.7% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 3.9% | 14.1% |
| Sharpe ratio | 0.15 | 0.63 |
| Sortino ratio | 0.24 | 0.93 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −3.8% | −19.5% |
| Maximum drawdown, last 10Y | n/a | −24.1% |
| Maximum drawdown, last 5Y | n/a | −14.9% |
| Current drawdown | −1.5% | −8.8% |
| Recovery time of worst fall | 127 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 0.25% a year and the Direct plan's 0.17%, a gap of 0.08%; over the last 3 years the Direct plan returned 0.08 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹2,16,310.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Fund managers and scheme facts Scheme Summary Document via AMFI
Objective: The investment objective of the Scheme is to seek returns by investing in units of Motilal Oswal 5 Year G-Sec ETF. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
Exit load: 1%- If redeemed on or before 15 days from the date of allotment. Nil- If redeemed after 15 days from the date of allotment.
Minimum application: Rs.500/- and in multiples of Re. 1/- thereafter
Allotment date: 24 Sep 2021
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.17% | 0.17% |
| AUM, whole scheme (₹ crore) | 62 | 248 |
| Riskometer | Moderately High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Month-ends above category median (3Y CAGR) | 0% | 51% median |
| Month-ends in category top quartile (3Y) | 0% | 27% median |
Official benchmark: Nifty 5 yr Benchmark G-sec Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Domestic FoF Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 3.4% | n/a | – |
| 2025 | 7.6% | n/a | – |
| 2024 | 8.1% | n/a | – |
| 2023 | 7.3% | n/a | – |
| 2022 | 1.9% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,837 | 4.4% |
| 3 years | ₹3,60,000 | ₹3,95,284 | 6.2% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Domestic FoF
Plan / option: Direct · Growth
AMFI scheme code: 149240
ISIN: INF247L01AQ1
First NAV in MFIC data: 12 Oct 2021
History: 5.0 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Bharat Bond FOF - April 2030 | Domestic FoF | 0.51 | 7.0% |
| Bandhan Income Plus Arbitrage Active FOF | Domestic FoF | 0.49 | 7.4% |
| BHARAT Bond FOF- April 2031 | Domestic FoF | 0.49 | 7.0% |
| BHARAT Bond ETF FOF - April 2032 | Domestic FoF | 0.49 | 6.8% |
| ICICI Prudential Diversified Debt Strategy Active FOF | Domestic FoF | 0.42 | 7.1% |
| PGIM India Global Select Real Estate Securities Fund of Fund | International FoF | 0.42 | 14.9% |
Changes and data adjustments
- 25 Jan 2022: Data correction: 1 erroneous NAV removed from the history
Questions about Motilal Oswal 5 Year G-Sec Fund of Fund
- What is the latest NAV of Motilal Oswal 5 Year G-Sec Fund of Fund?
- The NAV of the Direct plan (growth option) was ₹13.2612 on 1 Oct 2026, as published by AMFI.
- Which category is Motilal Oswal 5 Year G-Sec Fund of Fund in?
- It is classified as Domestic FoF in AMFI's daily NAV file. MFIC compares it with 154 Domestic FoF schemes (Direct plans).
- What returns has Motilal Oswal 5 Year G-Sec Fund of Fund delivered?
- Over one year the NAV changed by 4.8%. The 3-year CAGR is 7.1% (category median 12.5%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 7.4%, the lowest was 5.0%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Motilal Oswal 5 Year G-Sec Fund of Fund's NAV?
- The largest peak-to-trough fall in its available history was 3.8%.
- How volatile is Motilal Oswal 5 Year G-Sec Fund of Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 3.9%, which is below the Domestic FoF category median of 14.1%.
- What would a monthly SIP in Motilal Oswal 5 Year G-Sec Fund of Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹3,95,284 on 1 Oct 2026, an annualised return (XIRR) of 6.2%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Motilal Oswal 5 Year G-Sec Fund of Fund?
- The total expense ratio of the Direct plan is 0.17% a year, as disclosed to AMFI (median of Domestic FoF Direct plans: 0.17%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Motilal Oswal 5 Year G-Sec Fund of Fund?
- Assets under management of the whole scheme were ₹62 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Motilal Oswal 5 Year G-Sec Fund of Fund?
- AMFI lists the scheme's riskometer as “Moderately High”, and its benchmark's as “Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- How often has Motilal Oswal 5 Year G-Sec Fund of Fund beaten its category?
- At 0% of the 24 month-ends compared over the last 10 years, its 3-year return was above the median of Domestic FoF schemes (Direct plans); it was in the top quarter at 0% of them. A typical scheme would show about 50%.
- What is the exit load of Motilal Oswal 5 Year G-Sec Fund of Fund?
- As stated in its scheme documents: 1%- If redeemed on or before 15 days from the date of allotment. Nil- If redeemed after 15 days from the date of allotment. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Motilal Oswal 5 Year G-Sec Fund of Fund?
- The minimum application amount is Rs.500/- and in multiples of Re. 1/- thereafter.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 4.8% and the Regular plan's by 4.7%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.