LIC MF BSE Sensex Index Fund
LIC Mutual Fund · Index Fund · Regular plan, growth option
NAV (₹), 1 Oct 2026
134.6337
1-day change
-0.78%
1Y return
-11.1%
3Y CAGR
3.1%
5Y CAGR
4.3%
Max drawdown, 5Y
−16.6%
NAV history month-end NAV, ₹ · 3 Apr 2006 to 1 Oct 2026
Returns vs Index Fund median (276 schemes) and “Nifty 50 / Sensex” median (37)
| Period | Scheme | Category median | Nifty 50 / Sensex median |
|---|---|---|---|
| 1 month | -6.6% | -6.5% | -6.8% |
| 3 months | -6.5% | -5.3% | -6.4% |
| 6 months | -1.4% | 5.2% | -0.6% |
| Year to date | -15.4% | -7.2% | -13.8% |
| 1 year | -11.1% | -3.6% | -9.2% |
| 3 years (CAGR) | 3.1% | 9.0% | 5.1% |
| 5 years (CAGR) | 4.3% | 6.8% | 5.7% |
| 7 years (CAGR) | 9.6% | 10.9% | 10.6% |
| 10 years (CAGR) | 10.0% | 10.5% | 10.4% |
| Since first NAV (CAGR) | 8.7% | – | – |
“Nifty 50 / Sensex” is MFIC's grouping of Index Fund schemes by the theme or index in their names, not an AMFI category.
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 10.8% | 6.8% |
| 3Y rolling median | 10.4% | 16.2% |
| 3Y rolling worst | -6.2% | 8.4% |
| 3Y periods positive | 96% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 11.2% | 12.9% |
| 5Y rolling worst | -2.9% | 5.9% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 13.8% | 17.6% |
| Sharpe ratio | -0.17 | 0.22 |
| Sortino ratio | -0.23 | 0.31 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −61.9% | −19.1% |
| Maximum drawdown, last 10Y | −37.6% | −38.1% |
| Maximum drawdown, last 5Y | −16.6% | −17.9% |
| Current drawdown | −16.1% | −11.5% |
| Recovery time of worst fall | 1841 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Market context from Integrato Market Intelligence
This scheme aim to track one of the markets below, so its level, valuation and recent path are the main drivers of returns.
22,421.95 −0.88%
NSE close, 1 Oct 2026
- P/E 19.2: higher than 1% of days since 2019 (median 22.4)
- 1Y −9.0% · 3Y +5.4% p.a. · 5Y +5.9% p.a. (index fund NAV, after costs)
- −14.8% from its 52-week high
- 1Y −10.6% · 3Y +3.8% p.a. · 5Y +4.9% p.a. (index fund NAV, after costs)
- −15.7% from its 52-week high (proxy NAV)
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 1.06% a year and the Direct plan's 0.66%, a gap of 0.40%; over the last 3 years the Direct plan returned 0.59 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹9,94,552.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Nikhil Kapoor | Fund Manager | 1 Apr 2026 |
| Sasikant Aravamuthan | Fund Manager | 1 Jul 2026 |
Objective: The main investment objective of the fund is to generate returns commensurate with the performance of the index BSE Sensex based on the plans by investing in the respective index stocks subject to tracking errors. There is no assurance that the investment objective of the Scheme will be achieved.
Stated asset allocation: Under normal circumstances, the asset allocation of the Scheme would be as follows: Equity/Equity Futures (in Sensex) - 95% to 100% of the total assets Money Market and other liquid instruments, Mutual Fund units: 0% to 5% of the total assets. Please refer the Scheme Information Document for complete details.
Benchmark (tier 1): BSE Sensex TRI Disclaimer: NSE Disclaimer: The “Product” offered by “the issuer” is not sponsored, endorsed, sold or promoted by NSE Indices Limited (Formerly Indian Index Services & Products Limited) (IISL). NSE Indices Limited does not make any representation or warranty, express or implied (including warranties of merchantability or fitness for particular purpose or use) and disclaims all liability to the owners of “the Product” or any member of the public regarding the advisability of investing in securities generally or in the “the Product” linked to the Index or particularly in the ability of the Index, to track general stock market performance in India. Please read the full Disclaimer in relation to the Index in the Scheme Information Document. BSE Disclaimer: The index is a product of AlPL, a wholly owned subsidiary of BSE Limited (“BSE“), and has been licensed for use by LIC MF. BS‹S and SENSEX are registered trademarks of BSE Limited and these trademarks have been licensed to use by AIPL and sublicensed for certain purposes by LIC MF. LIC MF Product is not sponsored, endorsed, sold, or promoted by AIPL or BSE. BSE, AIPL or their respective affiliates and none of such parties make any Rrepresentation regarding the advisability of investing in such product nor do they have any liability for any errors, omission, or interruptions of the Index. The index is published by Asia litdex Private Limited (“AIPL”), which is a wholly owned subsidiary of BSE Limited (“BSE”), and has been licensed for use by LIC MF. BSE and SENSEX are registered trademarks of BSE. The trademarks have been licensed to AIPL and have been sub licensed for use for certain purposes by LIC MF. LIC MF product is / are not sponsored, endorsed, sold, or Promoted by AIPL, BSE, any of their respective affiliates. None of AIPLor BSE make any representation or warranty, express or implied, to the owners of the product or any member of the public regarding the advisability of investing in securities generally or in the product particularly or the ability of the index to track general market performance. AIPL's rind BSE's only relationship to LIC MF with respect to the Index is the licensing of the index and certain trademarks, service marks and/or trade names of AIPL, BSE and / or their licensors. The Index is determined, composed, and calculated by AIPL or its agent without regard to Licensee or the Product. None of AIPL, or BSE are responsible for and have not participated in the determination of prices, and amount of the Product or the timing of the issuance or sale of the Product or in the determination or calculation of the equation by which the Product is to be converted into cash, surrendered or redeemed, as the case may be. AIPLand BSE have no obligation or liability in connection with the administration, marketing, or trading of the Product. There is no assurance that investment products based on the Index will accurately track index performance or provide positive investment returns. AIPL and BSE are not investment advisors. Inclusion of a security within an index is not a recommendation by AIPL or BSE to buy, sell, or hold such security, nor is it considered to be investment advice.
Exit load: 0.25% if redeemed or switch out on or before completion of 7 Days from the date of allotment of units, Nil after 7 days
Minimum application: ₹5,000
Allotment date: 5 Dec 2002
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 1.06% | 1.10% |
| AUM, whole scheme (₹ crore) | 87 | 159 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | -9.6% | -8.7% TRI |
| Return, 3 years (AMFI) | 3.3% | 4.5% TRI |
| Return, 5 years (AMFI) | 4.3% | 5.4% TRI |
| Month-ends above category median (3Y CAGR) | 27% | 61% median |
| Month-ends in category top quartile (3Y) | 18% | 13% median |
| 7Y rolling CAGR, median (monthly windows) | 11.3% | 12.0% median |
Official benchmark: BSE SENSEX TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Index Fund Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -15.4% | n/a | – |
| 2025 | 9.1% | n/a | – |
| 2024 | 8.2% | n/a | – |
| 2023 | 19.0% | n/a | – |
| 2022 | 4.6% | n/a | – |
| 2021 | 21.9% | n/a | – |
| 2020 | 15.9% | n/a | – |
| 2019 | 14.6% | n/a | – |
| 2018 | 5.6% | n/a | – |
| 2017 | 27.4% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,08,903 | -16.7% |
| 3 years | ₹3,60,000 | ₹3,36,093 | -4.4% |
| 5 years | ₹6,00,000 | ₹6,27,841 | 1.8% |
| 10 years | ₹12,00,000 | ₹18,29,440 | 8.2% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: LIC Mutual Fund
Category: Index Fund
Plan / option: Regular · Growth
AMFI scheme code: 101199
ISIN: INF767K01139
First NAV in MFIC data: 3 Apr 2006
History: 20.5 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Axis BSE Sensex Index Fund | Index Fund | 1.00 | n/a |
| SBI BSE Sensex Index Fund | Index Fund | 1.00 | 3.6% |
| HDFC BSE Sensex Index Fund | Index Fund | 1.00 | 3.8% |
| ICICI Prudential BSE Sensex Index Fund | Index Fund | 1.00 | 3.9% |
| Nippon India Index Fund - BSE Sensex Plan | Index Fund | 1.00 | 3.6% |
| NAVI BSE SENSEX INDEX FUND | Index Fund | 1.00 | 3.2% |
Questions about LIC MF BSE Sensex Index Fund
- What is the latest NAV of LIC MF BSE Sensex Index Fund?
- The NAV of the Regular plan (growth option) was ₹134.6337 on 1 Oct 2026, as published by AMFI.
- Which category is LIC MF BSE Sensex Index Fund in?
- It is classified as Index Fund in AMFI's daily NAV file; a Index Fund scheme passively tracks a stated index. MFIC compares it with 276 Index Fund schemes (Regular plans).
- What returns has LIC MF BSE Sensex Index Fund delivered?
- Over one year the NAV changed by -11.1%. The 3-year CAGR is 3.1% (category median 9.0%) and the 5-year CAGR is 4.3% (category median 6.8%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 10.4%, the lowest was -6.2%, and 96% of 3-year periods ended with a gain.
- What was the largest fall in LIC MF BSE Sensex Index Fund's NAV?
- The largest peak-to-trough fall in its available history was 61.9%; within the last five years it was 16.6% (category median 17.9%).
- How volatile is LIC MF BSE Sensex Index Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 13.8%, which is below the Index Fund category median of 17.6%.
- What would a monthly SIP in LIC MF BSE Sensex Index Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹6,27,841 on 1 Oct 2026, an annualised return (XIRR) of 1.8%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of LIC MF BSE Sensex Index Fund?
- The total expense ratio of the Regular plan is 1.06% a year, as disclosed to AMFI (median of Index Fund Regular plans: 1.10%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is LIC MF BSE Sensex Index Fund?
- Assets under management of the whole scheme were ₹87 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of LIC MF BSE Sensex Index Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of LIC MF BSE Sensex Index Fund and how has it compared?
- Its official benchmark is the BSE SENSEX TRI. Over 3 years AMFI reports a return of 3.3% for this plan against 4.5% for the benchmark total return index; over 5 years 4.3% against 5.4%. Past performance does not indicate future results.
- How often has LIC MF BSE Sensex Index Fund beaten its category?
- At 27% of the 120 month-ends compared over the last 10 years, its 3-year return was above the median of Index Fund schemes (Regular plans); it was in the top quarter at 18% of them. A typical scheme would show about 50%.
- Who manages LIC MF BSE Sensex Index Fund?
- According to its Scheme Summary Document, LIC MF BSE Sensex Index Fund is managed by Nikhil Kapoor (since 1 Apr 2026), Sasikant Aravamuthan (since 1 Jul 2026).
- What is the exit load of LIC MF BSE Sensex Index Fund?
- As stated in its scheme documents: 0.25% if redeemed or switch out on or before completion of 7 Days from the date of allotment of units, Nil after 7 days Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in LIC MF BSE Sensex Index Fund?
- The minimum application amount is ₹5,000. SIP details: "SIP Details - 100,150, 200, 1000 |SWP Details - 500,500,500,500 | STP Details - 100, 500, 500, 500 ".
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -10.8% and the Regular plan's by -11.1%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.