ITI Multi Cap Fund
ITI Mutual Fund · Multi Cap · Regular plan, growth option
NAV (₹), 2 Oct 2026
25.4401
1-day change
-0.81%
1Y return
10.0%
3Y CAGR
14.2%
5Y CAGR
11.5%
Max drawdown, 5Y
−24.0%
NAV history month-end NAV, ₹ · 16 May 2019 to 1 Oct 2026
Returns vs Multi Cap median (35 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -3.8% | -5.0% |
| 3 months | -0.9% | -2.0% |
| 6 months | 16.5% | 13.3% |
| Year to date | 5.5% | 0.1% |
| 1 year | 10.0% | 3.2% |
| 3 years (CAGR) | 14.2% | 12.1% |
| 5 years (CAGR) | 11.5% | 11.2% |
| 7 years (CAGR) | 13.4% | 16.7% |
| 10 years (CAGR) | n/a | 13.2% |
| Since first NAV (CAGR) | 13.5% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 8.5% | 9.5% |
| 3Y rolling median | 18.3% | 16.6% |
| 3Y rolling worst | 4.0% | 9.9% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | 53% | 99% |
| 5Y rolling median | 16.7% | 16.2% |
| 5Y rolling worst | 10.6% | -1.4% |
| 5Y periods ahead of benchmark | 16% | 100% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 17.6% | 16.4% |
| Sharpe ratio | 0.49 | 0.41 |
| Sortino ratio | 0.73 | 0.59 |
| Beta | 1.07 | 1.00 |
| Alpha (ann.) | 4.9% | 3.3% |
| Upside capture | 123.39 | 111.90 |
| Downside capture | 100.71 | 98.31 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −38.9% | −20.4% |
| Maximum drawdown, last 10Y | n/a | −39.0% |
| Maximum drawdown, last 5Y | −24.0% | −21.6% |
| Current drawdown | −4.5% | −6.4% |
| Recovery time of worst fall | 287 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.30% | 2.30% |
| AUM, whole scheme (₹ crore) | 1,500 | 4,303 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 12.1% | 0.4% TRI |
| Return, 3 years (AMFI) | 14.5% | 10.9% TRI |
| Return, 5 years (AMFI) | 11.7% | 11.0% TRI |
| Month-ends above category median (3Y CAGR) | 34% | 38% median |
| Month-ends in category top quartile (3Y) | 0% | 18% median |
Official benchmark: NIFTY 500 Multicap 50:25:25 Total Return Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Multi Cap Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty 500 proxy | Difference |
|---|---|---|---|
| 2026 YTD | 5.5% | -7.8% | +13.3% |
| 2025 | 2.7% | 7.7% | −4.9% |
| 2024 | 20.2% | 15.6% | +4.6% |
| 2023 | 38.5% | 26.5% | +12.0% |
| 2022 | 2.7% | 3.8% | −1.0% |
| 2021 | 19.3% | 30.6% | −11.4% |
| 2020 | 2.1% | 17.2% | −15.2% |
Benchmark proxy: Motilal Oswal Nifty 500 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,26,469 | 10.1% |
| 3 years | ₹3,60,000 | ₹4,08,787 | 8.4% |
| 5 years | ₹6,00,000 | ₹8,45,761 | 13.7% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: ITI Mutual Fund
Category: Multi Cap
Plan / option: Regular · Growth
AMFI scheme code: 147184
ISIN: INF00XX01135
First NAV in MFIC data: 16 May 2019
History: 7.4 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| ITI Flexi Cap Fund | Flexi Cap | 0.98 | 15.8% |
| PGIM India Multi Cap Fund | Multi Cap | 0.97 | n/a |
| ITI Mid Cap Fund | Mid Cap | 0.97 | 16.1% |
| LIC MF Dividend Yield Fund | Dividend Yield | 0.97 | 15.9% |
| Union Business Cycle Fund | Sectoral/Thematic | 0.97 | n/a |
| Franklin India Multi Cap Fund | Multi Cap | 0.97 | n/a |
Questions about ITI Multi Cap Fund
- What is the latest NAV of ITI Multi Cap Fund?
- The NAV of the Regular plan (growth option) was ₹25.4401 on 2 Oct 2026, as published by AMFI.
- Which category is ITI Multi Cap Fund in?
- It is classified as Multi Cap in AMFI's daily NAV file; a Multi Cap scheme invests at least 25% each in large-, mid- and small-cap stocks. MFIC compares it with 35 Multi Cap schemes (Regular plans).
- What returns has ITI Multi Cap Fund delivered?
- Over one year the NAV changed by 10.0%. The 3-year CAGR is 14.2% (category median 12.1%) and the 5-year CAGR is 11.5% (category median 11.2%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 18.3%, the lowest was 4.0%, and 100% of 3-year periods ended with a gain. It was ahead of Nifty 500 (index-fund proxy) in 53% of those periods.
- What was the largest fall in ITI Multi Cap Fund's NAV?
- The largest peak-to-trough fall in its available history was 38.9%; within the last five years it was 24.0% (category median 21.6%).
- How volatile is ITI Multi Cap Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 17.6%, which is above the Multi Cap category median of 16.4%.
- What would a monthly SIP in ITI Multi Cap Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹8,45,761 on 2 Oct 2026, an annualised return (XIRR) of 13.7%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of ITI Multi Cap Fund?
- The total expense ratio of the Regular plan is 2.30% a year, as disclosed to AMFI (median of Multi Cap Regular plans: 2.30%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is ITI Multi Cap Fund?
- Assets under management of the whole scheme were ₹1,500 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of ITI Multi Cap Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of ITI Multi Cap Fund and how has it compared?
- Its official benchmark is the NIFTY 500 Multicap 50:25:25 Total Return Index. Over 3 years AMFI reports a return of 14.5% for this plan against 10.9% for the benchmark total return index; over 5 years 11.7% against 11.0%. Past performance does not indicate future results.
- How often has ITI Multi Cap Fund beaten its category?
- At 34% of the 53 month-ends compared over the last 10 years, its 3-year return was above the median of Multi Cap schemes (Regular plans); it was in the top quarter at 0% of them. A typical scheme would show about 50%.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 11.7% and the Regular plan's by 10.0%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.