ITI Multi Asset Allocation Fund
ITI Mutual Fund · Multi Asset Allocation · Regular plan, growth option
| Period | Scheme | Category median |
|---|---|---|
| 1 month | n/a | -4.0% |
| 3 months | n/a | -2.0% |
| 6 months | n/a | 3.2% |
| Year to date | n/a | -0.8% |
| 1 year | n/a | 5.6% |
| 3 years (CAGR) | n/a | 12.8% |
| 5 years (CAGR) | n/a | 11.7% |
| 7 years (CAGR) | n/a | 12.6% |
| 10 years (CAGR) | n/a | 10.4% |
| Since first NAV (CAGR) | n/a | – |
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | n/a | 10.9% |
| 3Y rolling median | n/a | 13.0% |
| 3Y rolling worst | n/a | 3.7% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 9.9% |
| 5Y rolling worst | n/a | 0.9% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 9.9% |
| Sharpe ratio | n/a | 0.67 |
| Sortino ratio | n/a | 0.96 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | n/a | −12.3% |
| Maximum drawdown, last 10Y | n/a | −27.3% |
| Maximum drawdown, last 5Y | n/a | −10.7% |
| Current drawdown | n/a | −6.1% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme hold only part of their money in each of these markets; the mix is set by the scheme and changes over time.
- P/E 19.2: higher than 0% of days since 2022 (median 21.9)
- 1Y −9.0% · 3Y +5.4% p.a. · 5Y +5.9% p.a. (index fund NAV, after costs)
- −14.8% from its 52-week high
- 1Y +25.6% · 3Y +35.9% p.a. · 5Y +25.2% p.a. (index fund NAV, after costs)
- −15.0% from its 52-week high (proxy NAV)
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 3.62% a year and the Direct plan's 1.93%, a gap of 1.69%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹32,88,185.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
- 1 Oct 2026: TER increased from 2.10% to 3.62% (AMFI TER disclosure)
- 25 Sep 2026: TER reduced from 2.11% to 2.10% (AMFI TER disclosure)
- 11 Sep 2026: TER reduced from 2.12% to 2.11% (AMFI TER disclosure)
- 7 Sep 2026: fund manager from this date: Nilay Dalal (Scheme Summary Document)
- 7 Sep 2026: fund manager from this date: Laukik Bagwe (Scheme Summary Document)
| Fund manager | Role | Managing since |
|---|---|---|
| Nilay Dalal | Co- Fund Manager | 7 Sep 2026 |
| Laukik Bagwe | Co- Fund Manager | 7 Sep 2026 |
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 3.62% | 2.16% |
| AUM, whole scheme (₹ crore) | 144 | 1,913 |
| Riskometer | Low | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|
Official benchmark: 50% NIFTY 500 TRI + 30% CRISIL Composite Bond Index + 10% Domestic Price of Physical Gold + 10% Domestic Price of Silver (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Multi Asset Allocation Regular plans; how it is calculated.
- What is the latest NAV of ITI Multi Asset Allocation Fund?
- The NAV of the Regular plan (growth option) was ₹9.8038 on 1 Oct 2026, as published by AMFI.
- Which category is ITI Multi Asset Allocation Fund in?
- It is classified as Multi Asset Allocation in AMFI's daily NAV file. MFIC compares it with 37 Multi Asset Allocation schemes (Regular plans).
- What is the expense ratio (TER) of ITI Multi Asset Allocation Fund?
- The total expense ratio of the Regular plan is 3.62% a year, as disclosed to AMFI (median of Multi Asset Allocation Regular plans: 2.16%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is ITI Multi Asset Allocation Fund?
- Assets under management of the whole scheme were ₹144 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of ITI Multi Asset Allocation Fund?
- AMFI lists the scheme's riskometer as “Low”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- Who manages ITI Multi Asset Allocation Fund?
- According to its Scheme Summary Document, ITI Multi Asset Allocation Fund is managed by Nilay Dalal (since 7 Sep 2026), Laukik Bagwe (since 7 Sep 2026).
- What is the exit load of ITI Multi Asset Allocation Fund?
- As stated in its scheme documents: 0.50% if redeemed or switched out on or before completion of 3 months from the date of allotment of units ; Nil, if redeemed or switched out after completion of 3 months from the date of allotment of units. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in ITI Multi Asset Allocation Fund?
- The minimum application amount is ₹5,000. SIP details: SIP-Daily: Rs. 500/-/ Weekly and Monthly:Rs. 500/-, STP- Rs. 500/-, SWP- Rs. 1000/-.
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