ICICI Prudential Retirement Fund Pure Equity Plan
ICICI Prudential Mutual Fund · Retirement · Regular plan, growth option
NAV (₹), 2 Oct 2026
33.4300
1-day change
-1.04%
1Y return
2.9%
3Y CAGR
16.9%
5Y CAGR
16.3%
Max drawdown, 5Y
−17.4%
NAV history month-end NAV, ₹ · 28 Feb 2019 to 1 Oct 2026
Returns vs Retirement median (29 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -5.5% | -4.5% |
| 3 months | -3.9% | -2.7% |
| 6 months | 7.1% | 4.9% |
| Year to date | -2.1% | -2.5% |
| 1 year | 2.9% | -0.1% |
| 3 years (CAGR) | 16.9% | 7.2% |
| 5 years (CAGR) | 16.3% | 7.0% |
| 7 years (CAGR) | 18.8% | 9.9% |
| 10 years (CAGR) | n/a | 9.0% |
| Since first NAV (CAGR) | 17.2% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 17.0% | 8.1% |
| 3Y rolling median | 23.9% | 11.3% |
| 3Y rolling worst | 13.0% | 4.3% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 23.3% | 10.5% |
| 5Y rolling worst | 16.3% | 5.6% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 16.4% | 10.9% |
| Sharpe ratio | 0.71 | 0.10 |
| Sortino ratio | 1.17 | 0.13 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −37.4% | −18.1% |
| Maximum drawdown, last 10Y | n/a | −23.5% |
| Maximum drawdown, last 5Y | −17.4% | −12.7% |
| Current drawdown | −6.9% | −5.8% |
| Recovery time of worst fall | 253 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | n/a | 2.53% |
| AUM, whole scheme (₹ crore) | 2,106 | 269 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 4.7% | -2.0% TRI |
| Return, 3 years (AMFI) | 17.2% | 9.5% TRI |
| Return, 5 years (AMFI) | 16.6% | 9.0% TRI |
| Month-ends above category median (3Y CAGR) | 100% | 35% median |
| Month-ends in category top quartile (3Y) | 100% | 9% median |
Official benchmark: Nifty 500 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Retirement Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -2.1% | n/a | – |
| 2025 | 14.0% | n/a | – |
| 2024 | 23.4% | n/a | – |
| 2023 | 38.1% | n/a | – |
| 2022 | 2.1% | n/a | – |
| 2021 | 47.3% | n/a | – |
| 2020 | 10.9% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,18,516 | -2.3% |
| 3 years | ₹3,60,000 | ₹4,06,856 | 8.1% |
| 5 years | ₹6,00,000 | ₹8,68,450 | 14.8% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Retirement
Plan / option: Regular · Growth
AMFI scheme code: 146346
ISIN: INF109KC1TQ6
First NAV in MFIC data: 28 Feb 2019
History: 7.6 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Baroda BNP Paribas Retirement Fund | Retirement | 0.95 | n/a |
| ICICI Prudential Retirement Fund Hybrid Aggressive Plan | Retirement | 0.95 | 14.8% |
| Union Retirement Fund | Retirement | 0.94 | 10.2% |
| ICICI Prudential Children's Fund | Children's | 0.94 | 10.6% |
| BANDHAN RETIREMENT FUND | Retirement | 0.94 | n/a |
| Union Children's Fund | Children's | 0.93 | n/a |
Questions about ICICI Prudential Retirement Fund Pure Equity Plan
- What is the latest NAV of ICICI Prudential Retirement Fund Pure Equity Plan?
- The NAV of the Regular plan (growth option) was ₹33.4300 on 2 Oct 2026, as published by AMFI.
- Which category is ICICI Prudential Retirement Fund Pure Equity Plan in?
- It is classified as Retirement in AMFI's daily NAV file. MFIC compares it with 29 Retirement schemes (Regular plans).
- What returns has ICICI Prudential Retirement Fund Pure Equity Plan delivered?
- Over one year the NAV changed by 2.9%. The 3-year CAGR is 16.9% (category median 7.2%) and the 5-year CAGR is 16.3% (category median 7.0%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 23.9%, the lowest was 13.0%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in ICICI Prudential Retirement Fund Pure Equity Plan's NAV?
- The largest peak-to-trough fall in its available history was 37.4%; within the last five years it was 17.4% (category median 12.7%).
- How volatile is ICICI Prudential Retirement Fund Pure Equity Plan?
- Its annualised standard deviation of monthly returns over the last 36 months is 16.4%, which is above the Retirement category median of 10.9%.
- What would a monthly SIP in ICICI Prudential Retirement Fund Pure Equity Plan have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹8,68,450 on 2 Oct 2026, an annualised return (XIRR) of 14.8%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- How large is ICICI Prudential Retirement Fund Pure Equity Plan?
- Assets under management of the whole scheme were ₹2,106 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of ICICI Prudential Retirement Fund Pure Equity Plan?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of ICICI Prudential Retirement Fund Pure Equity Plan and how has it compared?
- Its official benchmark is the Nifty 500 TRI. Over 3 years AMFI reports a return of 17.2% for this plan against 9.5% for the benchmark total return index; over 5 years 16.6% against 9.0%. Past performance does not indicate future results.
- How often has ICICI Prudential Retirement Fund Pure Equity Plan beaten its category?
- At 100% of the 56 month-ends compared over the last 10 years, its 3-year return was above the median of Retirement schemes (Regular plans); it was in the top quarter at 100% of them. A typical scheme would show about 50%.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 4.3% and the Regular plan's by 2.9%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
Follow ICICI Prudential Retirement Fund Pure Equity Plan by email
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.
Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.