HSBC Short Term Fund
HSBC Mutual Fund · Short Duration · Regular plan, growth option
NAV (₹), 1 Oct 2026
28.1460
1-day change
-0.01%
1Y return
4.6%
3Y CAGR
6.8%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 28 Nov 2022 to 1 Oct 2026
Returns vs Short Duration median (28 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | 0.1% | 0.1% |
| 3 months | 0.5% | 0.5% |
| 6 months | 2.9% | 2.9% |
| Year to date | 3.4% | 3.3% |
| 1 year | 4.6% | 4.6% |
| 3 years (CAGR) | 6.8% | 6.7% |
| 5 years (CAGR) | n/a | 5.7% |
| 7 years (CAGR) | n/a | 6.1% |
| 10 years (CAGR) | n/a | 6.4% |
| Since first NAV (CAGR) | 6.7% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.3% | 7.4% |
| 3Y rolling median | 7.0% | 7.1% |
| 3Y rolling worst | 6.5% | 4.3% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 7.4% |
| 5Y rolling worst | n/a | 5.3% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 1.4% | 1.4% |
| Sharpe ratio | 0.13 | 0.08 |
| Sortino ratio | 0.20 | 0.12 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −0.6% | −2.4% |
| Maximum drawdown, last 10Y | n/a | −2.6% |
| Maximum drawdown, last 5Y | n/a | −1.0% |
| Current drawdown | −0.2% | −0.2% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Shriram Ramanathan | 1 May 2001 | |
| Mohd Asif Rizwi | 2 Jan 2015 |
Objective: To provide a reasonable income through a diversified portfolio of fixed income securities such that the Macaulay duration of the portfolio is between 1 year to 3 years. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
Stated asset allocation: Debt Instruments: 0% -100% Money market instruments^: 0%-100%
Benchmark (tier 1): NIFTY Short Duration Debt Index A-II
Minimum application: ₹5,000
Allotment date: 27 Dec 2011
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 0.70% | 0.98% |
| AUM, whole scheme (₹ crore) | 3,881 | 1,155 |
| Riskometer | Moderate | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 4.7% | 4.4% TRI |
| Return, 3 years (AMFI) | 6.8% | 6.6% TRI |
| Return, 5 years (AMFI) | 5.7% | 5.8% TRI |
Official benchmark: NIFTY Short Duration Debt Index A-II (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Short Duration Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 3.4% | n/a | – |
| 2025 | 7.7% | n/a | – |
| 2024 | 7.5% | n/a | – |
| 2023 | 6.6% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,961 | 4.6% |
| 3 years | ₹3,60,000 | ₹3,95,271 | 6.2% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: HSBC Mutual Fund
Category: Short Duration
Plan / option: Regular · Growth
AMFI scheme code: 151065
ISIN: INF917K01CL8
First NAV in MFIC data: 28 Nov 2022
History: 3.8 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| HSBC Short Term Fund | Short Duration | 1.00 | 6.8% |
| HSBC Short Term Fund | Short Duration | 1.00 | 7.2% |
| SBI SHORT TERM FUND | Short Duration | 0.99 | 6.7% |
| Nippon India Short Term Fund | Short Duration | 0.99 | 7.0% |
| Axis Short Term Fund | Short Duration | 0.99 | 7.1% |
| Axis Short Term Fund | Short Duration | 0.99 | 7.1% |
Questions about HSBC Short Term Fund
- What is the latest NAV of HSBC Short Term Fund?
- The NAV of the Regular plan (growth option) was ₹28.1460 on 1 Oct 2026, as published by AMFI.
- Which category is HSBC Short Term Fund in?
- It is classified as Short Duration in AMFI's daily NAV file. MFIC compares it with 28 Short Duration schemes (Regular plans).
- What returns has HSBC Short Term Fund delivered?
- Over one year the NAV changed by 4.6%. The 3-year CAGR is 6.8% (category median 6.7%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 7.0%, the lowest was 6.5%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in HSBC Short Term Fund's NAV?
- The largest peak-to-trough fall in its available history was 0.6%.
- How volatile is HSBC Short Term Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 1.4%, which is above the Short Duration category median of 1.4%.
- What would a monthly SIP in HSBC Short Term Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹3,95,271 on 1 Oct 2026, an annualised return (XIRR) of 6.2%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of HSBC Short Term Fund?
- The total expense ratio of the Regular plan is 0.70% a year, as disclosed to AMFI (median of Short Duration Regular plans: 0.98%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is HSBC Short Term Fund?
- Assets under management of the whole scheme were ₹3,881 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of HSBC Short Term Fund?
- AMFI lists the scheme's riskometer as “Moderate”, and its benchmark's as “Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of HSBC Short Term Fund and how has it compared?
- Its official benchmark is the NIFTY Short Duration Debt Index A-II. Over 3 years AMFI reports a return of 6.8% for this plan against 6.6% for the benchmark total return index; over 5 years 5.7% against 5.8%. Past performance does not indicate future results.
- Who manages HSBC Short Term Fund?
- According to its Scheme Summary Document, HSBC Short Term Fund is managed by Shriram Ramanathan (since 1 May 2001), Mohd Asif Rizwi (since 2 Jan 2015).
- What is the minimum investment in HSBC Short Term Fund?
- The minimum application amount is ₹5,000. SIP details: SIP - 500 Daily 6; 500 Weekly 6; 1000 Monthly 6; 1500 Quarterly 4; Minimum Aggregate Amount: Rs. 6,000/- in multiples of Re.1. SWP - 500 STP - 500;The minimum amount required under the source scheme for registering STP is Rs. 6,000..
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.