HSBC Multi Asset Allocation Fund
HSBC Mutual Fund · Multi Asset Allocation · Regular plan, growth option
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -4.8% | -4.0% |
| 3 months | -2.9% | -2.0% |
| 6 months | 5.7% | 3.2% |
| Year to date | 1.7% | -0.8% |
| 1 year | 6.2% | 5.6% |
| 3 years (CAGR) | n/a | 12.8% |
| 5 years (CAGR) | n/a | 11.7% |
| 7 years (CAGR) | n/a | 12.6% |
| 10 years (CAGR) | n/a | 10.4% |
| Since first NAV (CAGR) | 11.8% | – |
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 9.8% | 10.9% |
| 3Y rolling median | n/a | 13.0% |
| 3Y rolling worst | n/a | 3.7% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 9.9% |
| 5Y rolling worst | n/a | 0.9% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 9.9% |
| Sharpe ratio | n/a | 0.67 |
| Sortino ratio | n/a | 0.96 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −18.9% | −12.3% |
| Maximum drawdown, last 10Y | n/a | −27.3% |
| Maximum drawdown, last 5Y | n/a | −10.7% |
| Current drawdown | −5.9% | −6.1% |
| Recovery time of worst fall | 200 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme hold only part of their money in each of these markets; the mix is set by the scheme and changes over time.
- P/E 19.2: higher than 0% of days since 2023 (median 22.1)
- 1Y −9.0% · 3Y +5.4% p.a. · 5Y +5.9% p.a. (index fund NAV, after costs)
- −14.8% from its 52-week high
- 1Y +25.6% · 3Y +35.9% p.a. · 5Y +25.2% p.a. (index fund NAV, after costs)
- −15.0% from its 52-week high (proxy NAV)
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 2.27% a year and the Direct plan's 0.97%, a gap of 1.30%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹29,33,314.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
- 1 Oct 2026: TER reduced from 2.34% to 2.27% (AMFI TER disclosure)
- 24 Sep 2026: TER increased from 2.33% to 2.34% (AMFI TER disclosure)
- 18 Sep 2026: TER reduced from 2.34% to 2.33% (AMFI TER disclosure)
- 17 Sep 2026: TER increased from 2.33% to 2.34% (AMFI TER disclosure)
- 16 Sep 2026: TER reduced from 2.34% to 2.33% (AMFI TER disclosure)
- 15 Sep 2026: TER increased from 2.33% to 2.34% (AMFI TER disclosure)
- 3 Sep 2026: TER reduced from 2.34% to 2.33% (AMFI TER disclosure)
- 2 Sep 2026: TER increased from 2.33% to 2.34% (AMFI TER disclosure)
| Fund manager | Role | Managing since |
|---|---|---|
| Cheenu Gupta | Equity | n/a |
| Mahesh Chhabria | For Fixed Income | n/a |
| Mohd. Asif Rizwi | For Fixed Income | n/a |
| Dipan Parikh | Gold / Silver ETFs | n/a |
| Mayank Chaturvedi | For Foreign Securites | n/a |
| Praveen Ayathan | Arbitrage | n/a |
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.27% | 2.16% |
| AUM, whole scheme (₹ crore) | 3,141 | 1,913 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 7.6% | 4.5% TRI |
Official benchmark: BSE 200 TRI 65% + NIFTY Short Duration Debt Index 20% +Domestic Price of Gold (10%)+Domestic Price of Silver 5% (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Multi Asset Allocation Regular plans; how it is calculated.
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 1.7% | n/a | – |
| 2025 | 8.3% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,20,639 | 1.0% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| HSBC Aggressive Hybrid Fund | Aggressive Hybrid | 0.92 | 11.2% |
| Shriram Multi Asset Allocation Fund | Multi Asset Allocation | 0.91 | 8.3% |
| Bank of India Multi Asset Allocation Fund | Multi Asset Allocation | 0.89 | n/a |
| HSBC Equity Savings Fund | Equity Savings | 0.89 | 11.4% |
| Union Multi Asset Allocation Fund | Multi Asset Allocation | 0.89 | n/a |
| Axis Multi Asset Allocation Fund | Multi Asset Allocation | 0.88 | 11.9% |
- What is the latest NAV of HSBC Multi Asset Allocation Fund?
- The NAV of the Regular plan (growth option) was ₹13.3813 on 1 Oct 2026, as published by AMFI.
- Which category is HSBC Multi Asset Allocation Fund in?
- It is classified as Multi Asset Allocation in AMFI's daily NAV file. MFIC compares it with 37 Multi Asset Allocation schemes (Regular plans).
- What was the largest fall in HSBC Multi Asset Allocation Fund's NAV?
- The largest peak-to-trough fall in its available history was 18.9%.
- What is the expense ratio (TER) of HSBC Multi Asset Allocation Fund?
- The total expense ratio of the Regular plan is 2.27% a year, as disclosed to AMFI (median of Multi Asset Allocation Regular plans: 2.16%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is HSBC Multi Asset Allocation Fund?
- Assets under management of the whole scheme were ₹3,141 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of HSBC Multi Asset Allocation Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- Who manages HSBC Multi Asset Allocation Fund?
- According to its Scheme Summary Document, HSBC Multi Asset Allocation Fund is managed by Cheenu Gupta, Mahesh Chhabria, Mohd. Asif Rizwi, Dipan Parikh, Mayank Chaturvedi, Praveen Ayathan.
- What is the exit load of HSBC Multi Asset Allocation Fund?
- As stated in its scheme documents: If units redeemed or switched out are upto 10% of the units purchased or switched in within 1 year from the date of allotment – Nil If units redeemed or switched out are over and above the limit within 1 year from the date of allotment – 1% If units are redeemed or switched out on or after 1 year from the date of allotment – Nil Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in HSBC Multi Asset Allocation Fund?
- The minimum application amount is ₹5,000. SIP details: SIP - 500 Daily 6; 500 Weekly 6; 500 Monthly 6; 1500 Quarterly 4; Minimum Aggregate Amount: Rs. 6,000/- in multiples of Re.1. SWP - 500 STP - 500;The minimum amount required under the source scheme for registering STP is Rs. 6,000..
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 7.6% and the Regular plan's by 6.2%. The Regular plan includes the services of a distributor.
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