HDFC Medium to Long Term Fund
HDFC Mutual Fund · Medium to Long Duration · Direct plan, growth option
NAV (₹), 2 Oct 2026
67.0593
1-day change
-0.09%
1Y return
3.5%
3Y CAGR
6.6%
5Y CAGR
5.7%
Max drawdown, 5Y
−2.6%
NAV history month-end NAV, ₹ · 1 Jan 2013 to 1 Oct 2026
Returns vs Medium to Long Duration median (13 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -0.5% | -0.4% |
| 3 months | -0.6% | -0.3% |
| 6 months | 3.6% | 3.3% |
| Year to date | 2.7% | 2.7% |
| 1 year | 3.5% | 3.9% |
| 3 years (CAGR) | 6.6% | 6.6% |
| 5 years (CAGR) | 5.7% | 5.8% |
| 7 years (CAGR) | 6.1% | 6.4% |
| 10 years (CAGR) | 5.8% | 6.5% |
| Since first NAV (CAGR) | 7.0% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.2% | 7.3% |
| 3Y rolling median | 6.8% | 7.6% |
| 3Y rolling worst | 3.5% | 3.6% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 6.6% | 7.3% |
| 5Y rolling worst | 4.5% | 5.1% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 3.0% | 2.7% |
| Sharpe ratio | 0.08 | 0.07 |
| Sortino ratio | 0.11 | 0.10 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −10.6% | −9.9% |
| Maximum drawdown, last 10Y | −6.0% | −4.5% |
| Maximum drawdown, last 5Y | −2.6% | −2.3% |
| Current drawdown | −1.4% | −1.1% |
| Recovery time of worst fall | 277 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | n/a | 0.61% |
| AUM, whole scheme (₹ crore) | 813 | 312 |
| Riskometer | Moderate | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 3.9% | 3.3% TRI |
| Return, 3 years (AMFI) | 6.7% | 6.5% TRI |
| Return, 5 years (AMFI) | 5.7% | 5.5% TRI |
| Month-ends above category median (3Y CAGR) | 21% | 53% median |
| Month-ends in category top quartile (3Y) | 7% | 25% median |
| 7Y rolling CAGR, median (monthly windows) | 6.6% | 7.3% median |
Official benchmark: CRISIL Medium to Long Duration Debt A-III Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Medium to Long Duration Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 2.7% | n/a | – |
| 2025 | 6.1% | n/a | – |
| 2024 | 9.3% | n/a | – |
| 2023 | 7.4% | n/a | – |
| 2022 | 2.5% | n/a | – |
| 2021 | 3.2% | n/a | – |
| 2020 | 9.9% | n/a | – |
| 2019 | 9.2% | n/a | – |
| 2018 | 4.1% | n/a | – |
| 2017 | 2.0% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,434 | 3.8% |
| 3 years | ₹3,60,000 | ₹3,90,376 | 5.3% |
| 5 years | ₹6,00,000 | ₹6,99,262 | 6.1% |
| 10 years | ₹12,00,000 | ₹16,34,489 | 6.0% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: HDFC Mutual Fund
Category: Medium to Long Duration
Plan / option: Direct · Growth
AMFI scheme code: 119069
ISIN: INF179K01WL3
First NAV in MFIC data: 1 Jan 2013
History: 13.7 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Kotak Medium to Long Term Fund | Medium to Long Duration | 0.98 | 7.0% |
| Aditya Birla Sun Life Long Term Fund | Long Duration | 0.98 | 6.5% |
| SBI MEDIUM TO LONG TERM FUND | Medium to Long Duration | 0.98 | 6.8% |
| Aditya Birla Sun Life Medium to Long Term Fund | Medium to Long Duration | 0.98 | 6.1% |
| ICICI Prudential Medium to Long Term Fund | Medium to Long Duration | 0.97 | 7.0% |
| BARODA BNP PARIBAS GILT FUND | Gilt | 0.97 | 6.4% |
Questions about HDFC Medium to Long Term Fund
- What is the latest NAV of HDFC Medium to Long Term Fund?
- The NAV of the Direct plan (growth option) was ₹67.0593 on 2 Oct 2026, as published by AMFI.
- Which category is HDFC Medium to Long Term Fund in?
- It is classified as Medium to Long Duration in AMFI's daily NAV file. MFIC compares it with 13 Medium to Long Duration schemes (Direct plans).
- What returns has HDFC Medium to Long Term Fund delivered?
- Over one year the NAV changed by 3.5%. The 3-year CAGR is 6.6% (category median 6.6%) and the 5-year CAGR is 5.7% (category median 5.8%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 6.8%, the lowest was 3.5%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in HDFC Medium to Long Term Fund's NAV?
- The largest peak-to-trough fall in its available history was 10.6%; within the last five years it was 2.6% (category median 2.3%).
- How volatile is HDFC Medium to Long Term Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 3.0%, which is above the Medium to Long Duration category median of 2.7%.
- What would a monthly SIP in HDFC Medium to Long Term Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹6,99,262 on 2 Oct 2026, an annualised return (XIRR) of 6.1%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- How large is HDFC Medium to Long Term Fund?
- Assets under management of the whole scheme were ₹813 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of HDFC Medium to Long Term Fund?
- AMFI lists the scheme's riskometer as “Moderate”, and its benchmark's as “Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of HDFC Medium to Long Term Fund and how has it compared?
- Its official benchmark is the CRISIL Medium to Long Duration Debt A-III Index. Over 3 years AMFI reports a return of 6.7% for this plan against 6.5% for the benchmark total return index; over 5 years 5.7% against 5.5%. Past performance does not indicate future results.
- How often has HDFC Medium to Long Term Fund beaten its category?
- At 21% of the 120 month-ends compared over the last 10 years, its 3-year return was above the median of Medium to Long Duration schemes (Direct plans); it was in the top quarter at 7% of them. A typical scheme would show about 50%.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 3.5% and the Regular plan's by 2.9%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
Follow HDFC Medium to Long Term Fund by email
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.
Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.