Groww Value Fund
Groww Mutual Fund · Value · Regular plan, growth option
NAV (₹), 1 Oct 2026
26.3477
1-day change
-0.62%
1Y return
-2.4%
3Y CAGR
10.0%
5Y CAGR
9.2%
Max drawdown, 5Y
−17.0%
NAV history month-end NAV, ₹ · 9 Sep 2015 to 1 Oct 2026
Returns vs Value median (24 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -3.9% | -5.6% |
| 3 months | -3.2% | -4.7% |
| 6 months | 8.5% | 4.2% |
| Year to date | -4.3% | -6.8% |
| 1 year | -2.4% | -2.9% |
| 3 years (CAGR) | 10.0% | 10.0% |
| 5 years (CAGR) | 9.2% | 10.9% |
| 7 years (CAGR) | 13.1% | 15.8% |
| 10 years (CAGR) | 8.9% | 12.5% |
| Since first NAV (CAGR) | 9.2% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.4% | 11.2% |
| 3Y rolling median | 13.2% | 17.4% |
| 3Y rolling worst | -14.4% | -7.1% |
| 3Y periods positive | 86% | 98% |
| 3Y periods ahead of benchmark | 35% | 93% |
| 5Y rolling median | 10.1% | 14.3% |
| 5Y rolling worst | 0.9% | -2.5% |
| 5Y periods ahead of benchmark | 4% | 100% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 14.9% | 15.4% |
| Sharpe ratio | 0.29 | 0.29 |
| Sortino ratio | 0.44 | 0.43 |
| Beta | 0.93 | 0.96 |
| Alpha (ann.) | 1.1% | 1.1% |
| Upside capture | 94.34 | 100.02 |
| Downside capture | 89.79 | 95.75 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −48.2% | −40.3% |
| Maximum drawdown, last 10Y | −48.2% | −41.9% |
| Maximum drawdown, last 5Y | −17.0% | −18.7% |
| Current drawdown | −6.0% | −10.6% |
| Recovery time of worst fall | 437 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Market context from Integrato Market Intelligence
This scheme invests mainly in the market below, which is also close to how many of them are benchmarked. Where that market stands today:
21,857.75 −0.97%
NSE close, 1 Oct 2026
- P/E 21.6: higher than 4% of days since 2022 (median 23.9)
- 1Y −3.9% · 3Y +8.9% p.a. · 5Y +8.6% p.a. (index fund NAV, after costs)
- −9.3% from its 52-week high
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.92% a year and the Direct plan's 1.56%, a gap of 1.36%; over the last 3 years the Direct plan returned 1.51 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹28,33,087.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 1 Oct 2026: TER reduced from 2.98% to 2.92% (AMFI TER disclosure)
- 5 Sep 2026: TER reduced from 2.99% to 2.98% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Saptarshee Chatterjee | Assistant Fund Manager (Equity Segment) | 24 Sep 2025 |
| Anupam Tiwari | Comanage(Equity Segment) | 4 May 2023 |
| Nikhil Satam | Comanage(Equity Segment) | 22 Jul 2026 |
Objective: To generate returns through a combination of IDCW income and capital appreciation by investing primarily in a well-diversified portfolio of value stocks.
Stated asset allocation: Minimum investment in equity & equity related instruments – 80% -100% of total assets and for Debt, Money Market instruments , *Cash and equivalent/other liquid instruments, gold and silver instruments , InvITs shall be 0% - 20%* In line with Part IV of SEBI Master Circular, the scheme, may invest residual portion in equity, money market instruments and other liquid instruments, gold and silver instruments, InVITs and any other instrument(s) as permitted by SEBI from time to time, subject to the ceilings laid out in MF Regulations with respect to the respective asset class.
Benchmark (tier 1): Nifty 500
Exit load: 1% if redeemed/switched out within 1year from the date of allotment,Nil, if redeemed/switched out after 1year from the date of allotment
Minimum application: ₹500
Allotment date: 8 Sep 2015
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.92% | 2.30% |
| AUM, whole scheme (₹ crore) | 80 | 1,217 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | -1.3% | -2.0% TRI |
| Return, 3 years (AMFI) | 10.2% | 9.5% TRI |
| Return, 5 years (AMFI) | 9.3% | 9.0% TRI |
| Month-ends above category median (3Y CAGR) | 1% | 43% median |
| Month-ends in category top quartile (3Y) | 0% | 22% median |
| 7Y rolling CAGR, median (monthly windows) | 9.9% | 13.9% median |
Official benchmark: Nifty 500 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Value Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty 500 proxy | Difference |
|---|---|---|---|
| 2026 YTD | -4.3% | -7.8% | +3.4% |
| 2025 | 8.2% | 7.7% | +0.5% |
| 2024 | 11.4% | 15.6% | −4.3% |
| 2023 | 30.9% | 26.5% | +4.4% |
| 2022 | 2.4% | 3.8% | −1.4% |
| 2021 | 26.0% | 30.6% | −4.7% |
| 2020 | 14.8% | 17.2% | −2.4% |
| 2019 | -0.7% | n/a | – |
| 2018 | -17.1% | n/a | – |
| 2017 | 35.1% | n/a | – |
Benchmark proxy: Motilal Oswal Nifty 500 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,17,846 | -3.3% |
| 3 years | ₹3,60,000 | ₹3,76,013 | 2.8% |
| 5 years | ₹6,00,000 | ₹7,44,834 | 8.6% |
| 10 years | ₹12,00,000 | ₹20,40,455 | 10.2% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Groww Mutual Fund
Category: Value
Plan / option: Regular · Growth
AMFI scheme code: 135343
ISIN: INF666M01BH7
First NAV in MFIC data: 9 Sep 2015
History: 11.1 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Bandhan Business Cycle Fund | Sectoral/Thematic | 0.98 | n/a |
| Groww Large Cap Fund | Large Cap | 0.97 | 7.6% |
| HDFC Value Fund | Value | 0.97 | 13.8% |
| Tata Large Cap Fund | Large Cap | 0.97 | 7.6% |
| HDFC DIVIDEND YIELD FUND | Dividend Yield | 0.97 | 8.4% |
| Nippon India ELSS Tax Saver Fund | ELSS | 0.97 | 10.2% |
Questions about Groww Value Fund
- What is the latest NAV of Groww Value Fund?
- The NAV of the Regular plan (growth option) was ₹26.3477 on 1 Oct 2026, as published by AMFI.
- Which category is Groww Value Fund in?
- It is classified as Value in AMFI's daily NAV file. MFIC compares it with 24 Value schemes (Regular plans).
- What returns has Groww Value Fund delivered?
- Over one year the NAV changed by -2.4%. The 3-year CAGR is 10.0% (category median 10.0%) and the 5-year CAGR is 9.2% (category median 10.9%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 13.2%, the lowest was -14.4%, and 86% of 3-year periods ended with a gain. It was ahead of Nifty 500 (index-fund proxy) in 35% of those periods.
- What was the largest fall in Groww Value Fund's NAV?
- The largest peak-to-trough fall in its available history was 48.2%; within the last five years it was 17.0% (category median 18.7%).
- How volatile is Groww Value Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 14.9%, which is below the Value category median of 15.4%.
- What would a monthly SIP in Groww Value Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,44,834 on 1 Oct 2026, an annualised return (XIRR) of 8.6%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Groww Value Fund?
- The total expense ratio of the Regular plan is 2.92% a year, as disclosed to AMFI (median of Value Regular plans: 2.30%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Groww Value Fund?
- Assets under management of the whole scheme were ₹80 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Groww Value Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Groww Value Fund and how has it compared?
- Its official benchmark is the Nifty 500 TRI. Over 3 years AMFI reports a return of 10.2% for this plan against 9.5% for the benchmark total return index; over 5 years 9.3% against 9.0%. Past performance does not indicate future results.
- How often has Groww Value Fund beaten its category?
- At 1% of the 97 month-ends compared over the last 10 years, its 3-year return was above the median of Value schemes (Regular plans); it was in the top quarter at 0% of them. A typical scheme would show about 50%.
- Who manages Groww Value Fund?
- According to its Scheme Summary Document, Groww Value Fund is managed by Saptarshee Chatterjee (since 24 Sep 2025), Anupam Tiwari (since 4 May 2023), Nikhil Satam (since 22 Jul 2026).
- What is the exit load of Groww Value Fund?
- As stated in its scheme documents: 1% if redeemed/switched out within 1year from the date of allotment,Nil, if redeemed/switched out after 1year from the date of allotment Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Groww Value Fund?
- The minimum application amount is ₹500. SIP details: SIP - 100,100,500,500 ; STP-500,500,500,500 ; SWP : 500,1500.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -1.0% and the Regular plan's by -2.4%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
Follow Groww Value Fund by email
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.
Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.