Baroda BNP Paribas Equity Savings Fund
Baroda BNP Paribas Mutual Fund · Equity Savings · Direct plan, growth option
NAV (₹), 1 Oct 2026
18.4217
1-day change
-0.40%
1Y return
3.6%
3Y CAGR
8.9%
5Y CAGR
8.0%
Max drawdown, 5Y
−6.1%
NAV history month-end NAV, ₹ · 30 Jul 2019 to 1 Oct 2026
Returns vs Equity Savings median (24 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -2.3% | -1.7% |
| 3 months | -0.7% | -0.3% |
| 6 months | 4.6% | 3.6% |
| Year to date | 0.4% | 0.8% |
| 1 year | 3.6% | 2.8% |
| 3 years (CAGR) | 8.9% | 8.1% |
| 5 years (CAGR) | 8.0% | 7.4% |
| 7 years (CAGR) | 8.8% | 9.1% |
| 10 years (CAGR) | n/a | 8.2% |
| Since first NAV (CAGR) | 8.9% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 9.4% | 8.8% |
| 3Y rolling median | 9.8% | 10.0% |
| 3Y rolling worst | 7.4% | 2.6% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 9.6% | 9.8% |
| 5Y rolling worst | 8.0% | 6.6% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 6.2% | 5.2% |
| Sharpe ratio | 0.41 | 0.30 |
| Sortino ratio | 0.61 | 0.43 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −8.4% | −16.4% |
| Maximum drawdown, last 10Y | n/a | −17.7% |
| Maximum drawdown, last 5Y | −6.1% | −5.9% |
| Current drawdown | −2.9% | −2.0% |
| Recovery time of worst fall | 71 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Market context from Integrato Market Intelligence
This scheme hold only part of their money in each of these markets; the mix is set by the scheme and changes over time.
22,421.95 −0.88%
NSE close, 1 Oct 2026
- P/E 19.2: higher than 0% of days since 2023 (median 22.3)
- 1Y −9.0% · 3Y +5.4% p.a. · 5Y +5.9% p.a. (index fund NAV, after costs)
- −14.8% from its 52-week high
6.78%
1 Jul 2026 · +0.43 pp in a year · 5Y average 6.90%
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.84% a year and the Direct plan's 1.71%, a gap of 1.13%; over the last 3 years the Direct plan returned 1.21 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹23,42,420.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 1 Oct 2026: TER increased from 1.68% to 1.71% (AMFI TER disclosure)
- 16 Sep 2026: fund manager from this date: Neeraj Saxena (Scheme Summary Document)
- 16 Sep 2026: fund manager from this date: Vikram Pamnani (Scheme Summary Document)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Jitendra Sriram | Equity Portfolio | 1 Jul 2026 |
| Kushant Arora | Primary Fund Manager | 21 Oct 2024 |
| Neeraj Saxena | Equity Portfolio | 16 Sep 2026 |
| Vikram Pamnani | Fixed Income Portfolio | 16 Sep 2026 |
Objective: The primary objective of the Scheme is to generate capital appreciation and income by using arbitrage opportunities, investment in equity / equity related instruments and debt/ money market instruments.
Stated asset allocation: Equity & Equity related securities of which: 65% - 90% (i) Equity and equity related securities (unhedged); 15% - 40% (ii) Equities, equity related securities and derivatives including index futures, stock futures, index options and stock options, etc as part of hedged/arbitrage exposure (hedged) 25% - 75% Debt and Money Market instruments 10% - 35% Investments in InvITs 0% - 10%
Benchmark (tier 1): Nifty Equity Savings Index TRI
Exit load: • If units of the Scheme are redeemed or switched out within 30 days of the date of allotment - 1% of the applicable Net Asset Value (NAV) • If units of the Scheme are redeemed or switched out after 30 days of allotment - Nil
Minimum application: ₹5,000
Allotment date: 25 Jul 2019
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 1.71% | 1.23% |
| AUM, whole scheme (₹ crore) | 267 | 774 |
| Riskometer | Moderately High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Month-ends above category median (3Y CAGR) | 27% | 49% median |
| Month-ends in category top quartile (3Y) | 4% | 26% median |
Official benchmark: Nifty Equity Savings TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Equity Savings Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 0.4% | n/a | – |
| 2025 | 7.9% | n/a | – |
| 2024 | 12.1% | n/a | – |
| 2023 | 14.7% | n/a | – |
| 2022 | 4.2% | n/a | – |
| 2021 | 7.7% | n/a | – |
| 2020 | 13.2% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,20,913 | 1.4% |
| 3 years | ₹3,60,000 | ₹3,92,735 | 5.7% |
| 5 years | ₹6,00,000 | ₹7,31,813 | 7.9% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Equity Savings
Plan / option: Direct · Growth
AMFI scheme code: 147496
ISIN: INF955L01IL3
First NAV in MFIC data: 30 Jul 2019
History: 7.2 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Canara Robeco Balanced Advantage Fund | Balanced Advantage | 0.98 | n/a |
| Baroda BNP Paribas Balanced Advantage Fund | Balanced Advantage | 0.98 | 10.8% |
| WhiteOak Capital Balanced Hybrid Fund | Balanced Hybrid | 0.98 | n/a |
| WhiteOak Capital Balanced Advantage Fund | Balanced Advantage | 0.98 | 11.0% |
| Canara Robeco Aggressive Hybrid Fund | Aggressive Hybrid | 0.97 | 9.8% |
| Union Aggressive Hybrid Fund | Aggressive Hybrid | 0.97 | 9.7% |
Questions about Baroda BNP Paribas Equity Savings Fund
- What is the latest NAV of Baroda BNP Paribas Equity Savings Fund?
- The NAV of the Direct plan (growth option) was ₹18.4217 on 1 Oct 2026, as published by AMFI.
- Which category is Baroda BNP Paribas Equity Savings Fund in?
- It is classified as Equity Savings in AMFI's daily NAV file. MFIC compares it with 24 Equity Savings schemes (Direct plans).
- What returns has Baroda BNP Paribas Equity Savings Fund delivered?
- Over one year the NAV changed by 3.6%. The 3-year CAGR is 8.9% (category median 8.1%) and the 5-year CAGR is 8.0% (category median 7.4%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 9.8%, the lowest was 7.4%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Baroda BNP Paribas Equity Savings Fund's NAV?
- The largest peak-to-trough fall in its available history was 8.4%; within the last five years it was 6.1% (category median 5.9%).
- How volatile is Baroda BNP Paribas Equity Savings Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 6.2%, which is above the Equity Savings category median of 5.2%.
- What would a monthly SIP in Baroda BNP Paribas Equity Savings Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,31,813 on 1 Oct 2026, an annualised return (XIRR) of 7.9%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Baroda BNP Paribas Equity Savings Fund?
- The total expense ratio of the Direct plan is 1.71% a year, as disclosed to AMFI (median of Equity Savings Direct plans: 1.23%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Baroda BNP Paribas Equity Savings Fund?
- Assets under management of the whole scheme were ₹267 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Baroda BNP Paribas Equity Savings Fund?
- AMFI lists the scheme's riskometer as “Moderately High”, and its benchmark's as “Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- How often has Baroda BNP Paribas Equity Savings Fund beaten its category?
- At 27% of the 51 month-ends compared over the last 10 years, its 3-year return was above the median of Equity Savings schemes (Direct plans); it was in the top quarter at 4% of them. A typical scheme would show about 50%.
- Who manages Baroda BNP Paribas Equity Savings Fund?
- According to its Scheme Summary Document, Baroda BNP Paribas Equity Savings Fund is managed by Jitendra Sriram (since 1 Jul 2026), Kushant Arora (since 21 Oct 2024), Neeraj Saxena (since 16 Sep 2026), Vikram Pamnani (since 16 Sep 2026).
- What is the exit load of Baroda BNP Paribas Equity Savings Fund?
- As stated in its scheme documents: • If units of the Scheme are redeemed or switched out within 30 days of the date of allotment - 1% of the applicable Net Asset Value (NAV) • If units of the Scheme are redeemed or switched out after 30 days of allotment - Nil Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Baroda BNP Paribas Equity Savings Fund?
- The minimum application amount is ₹5,000. SIP details: SIP - 500 for daily, weekly & monthly and 1500 for quarterly, SWP - Rs. 1000 for Weekly , Monthly and 1500 for quarterly, STP - Rs. 1000 for daily, weekly, fortnightly, monthly and Rs. 1500 for quarterly.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 3.6% and the Regular plan's by 2.4%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.