Baroda BNP Paribas Balanced Advantage Fund
Baroda BNP Paribas Mutual Fund · Balanced Advantage · Regular plan, growth option
NAV (₹), 1 Oct 2026
24.6708
1-day change
-0.81%
1Y return
1.9%
3Y CAGR
9.5%
5Y CAGR
8.9%
Max drawdown, 5Y
−12.6%
NAV history month-end NAV, ₹ · 20 Nov 2018 to 1 Oct 2026
Returns vs Balanced Advantage median (37 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -5.4% | -3.9% |
| 3 months | -3.5% | -2.7% |
| 6 months | 6.1% | 4.0% |
| Year to date | -2.6% | -3.2% |
| 1 year | 1.9% | -0.8% |
| 3 years (CAGR) | 9.5% | 7.5% |
| 5 years (CAGR) | 8.9% | 7.1% |
| 7 years (CAGR) | 12.7% | 9.3% |
| 10 years (CAGR) | n/a | 8.3% |
| Since first NAV (CAGR) | 12.1% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 11.7% | 7.5% |
| 3Y rolling median | 14.1% | 11.0% |
| 3Y rolling worst | 9.5% | 5.1% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | 15.0% | 10.5% |
| 5Y rolling worst | 8.9% | 2.7% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 12.0% | 9.2% |
| Sharpe ratio | 0.32 | 0.17 |
| Sortino ratio | 0.46 | 0.25 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −20.8% | −16.4% |
| Maximum drawdown, last 10Y | n/a | −26.0% |
| Maximum drawdown, last 5Y | −12.6% | −10.3% |
| Current drawdown | −6.3% | −5.5% |
| Recovery time of worst fall | 105 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Market context from Integrato Market Intelligence
This scheme hold only part of their money in each of these markets; the mix is set by the scheme and changes over time.
22,421.95 −0.88%
NSE close, 1 Oct 2026
- P/E 19.2: higher than 1% of days since 2019 (median 22.5)
- 1Y −9.0% · 3Y +5.4% p.a. · 5Y +5.9% p.a. (index fund NAV, after costs)
- −14.8% from its 52-week high
6.78%
1 Jul 2026 · +0.43 pp in a year · 5Y average 6.90%
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.04% a year and the Direct plan's 0.92%, a gap of 1.12%; over the last 3 years the Direct plan returned 1.27 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹25,72,464.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 1 Oct 2026: TER reduced from 2.05% to 2.04% (AMFI TER disclosure)
- 16 Sep 2026: fund manager from this date: Neeraj Saxena (Scheme Summary Document)
- 16 Sep 2026: fund manager from this date: Prashant Pimple (Scheme Summary Document)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Jitendra Sriram | Equity Portfolio | 1 Jul 2026 |
| Kushant Arora | primary | 21 Oct 2024 |
| Neeraj Saxena | Equity portfolio | 16 Sep 2026 |
| Prashant Pimple | Fixed Portfolio | 16 Sep 2026 |
Objective: The primary objective of the Scheme is to generate capital appreciation by investing in a portfolio of equity or equity linked securities while the secondary objective is to generate income through investments in debt and money market instruments. It also aims to manage risk through active asset allocation. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.
Stated asset allocation: Equity & Equity related securities 65% - 100%Debt and Money Market instruments 0% - 35%
Benchmark (tier 1): NIFTY 50 Hybrid Composite debt 50:50 Index
Exit load: If units are redeemed upto 10% of the units, on or before one year from the date of allotment: Nil, If units are redeemed over and above the 10% limit, on or before one year from the date of allotment: 1% of the applicable Net asset Value (NAV), If the units are redeemed after one year from the date of allotment: Nil.
Minimum application: ₹5,000
Allotment date: 14 Nov 2018
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.04% | 2.31% |
| AUM, whole scheme (₹ crore) | n/a | 2,109 |
| Riskometer | n/a | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Month-ends above category median (3Y CAGR) | 100% | 48% median |
| Month-ends in category top quartile (3Y) | 95% | 11% median |
Category consistency: last 10 years of month-ends, Balanced Advantage Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -2.6% | n/a | – |
| 2025 | 7.8% | n/a | – |
| 2024 | 14.9% | n/a | – |
| 2023 | 21.1% | n/a | – |
| 2022 | 2.6% | n/a | – |
| 2021 | 16.5% | n/a | – |
| 2020 | 26.2% | n/a | – |
| 2019 | 10.5% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,18,197 | -2.8% |
| 3 years | ₹3,60,000 | ₹3,85,657 | 4.5% |
| 5 years | ₹6,00,000 | ₹7,42,325 | 8.4% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Balanced Advantage
Plan / option: Regular · Growth
AMFI scheme code: 145387
ISIN: INF955L01HC4
First NAV in MFIC data: 20 Nov 2018
History: 7.9 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Baroda BNP Paribas Equity Savings Fund | Equity Savings | 0.98 | 7.7% |
| BARODA BNP PARIBAS AGGRESSIVE HYBRID FUND | Aggressive Hybrid | 0.97 | 8.3% |
| Canara Robeco Balanced Advantage Fund | Balanced Advantage | 0.97 | n/a |
| Canara Robeco Aggressive Hybrid Fund | Aggressive Hybrid | 0.97 | 8.5% |
| Union Aggressive Hybrid Fund | Aggressive Hybrid | 0.96 | 8.4% |
| Helios Balanced Advantage Fund | Balanced Advantage | 0.96 | n/a |
Questions about Baroda BNP Paribas Balanced Advantage Fund
- What is the latest NAV of Baroda BNP Paribas Balanced Advantage Fund?
- The NAV of the Regular plan (growth option) was ₹24.6708 on 1 Oct 2026, as published by AMFI.
- Which category is Baroda BNP Paribas Balanced Advantage Fund in?
- It is classified as Balanced Advantage in AMFI's daily NAV file; a Balanced Advantage scheme changes its equity and debt mix dynamically. MFIC compares it with 37 Balanced Advantage schemes (Regular plans).
- What returns has Baroda BNP Paribas Balanced Advantage Fund delivered?
- Over one year the NAV changed by 1.9%. The 3-year CAGR is 9.5% (category median 7.5%) and the 5-year CAGR is 8.9% (category median 7.1%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 14.1%, the lowest was 9.5%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Baroda BNP Paribas Balanced Advantage Fund's NAV?
- The largest peak-to-trough fall in its available history was 20.8%; within the last five years it was 12.6% (category median 10.3%).
- How volatile is Baroda BNP Paribas Balanced Advantage Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 12.0%, which is above the Balanced Advantage category median of 9.2%.
- What would a monthly SIP in Baroda BNP Paribas Balanced Advantage Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,42,325 on 1 Oct 2026, an annualised return (XIRR) of 8.4%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Baroda BNP Paribas Balanced Advantage Fund?
- The total expense ratio of the Regular plan is 2.04% a year, as disclosed to AMFI (median of Balanced Advantage Regular plans: 2.31%). It is already deducted from the NAV, so every return shown is after expenses.
- How often has Baroda BNP Paribas Balanced Advantage Fund beaten its category?
- At 100% of the 59 month-ends compared over the last 10 years, its 3-year return was above the median of Balanced Advantage schemes (Regular plans); it was in the top quarter at 95% of them. A typical scheme would show about 50%.
- Who manages Baroda BNP Paribas Balanced Advantage Fund?
- According to its Scheme Summary Document, Baroda BNP Paribas Balanced Advantage Fund is managed by Jitendra Sriram (since 1 Jul 2026), Kushant Arora (since 21 Oct 2024), Neeraj Saxena (since 16 Sep 2026), Prashant Pimple (since 16 Sep 2026).
- What is the exit load of Baroda BNP Paribas Balanced Advantage Fund?
- As stated in its scheme documents: If units are redeemed upto 10% of the units, on or before one year from the date of allotment: Nil, If units are redeemed over and above the 10% limit, on or before one year from the date of allotment: 1% of the applicable Net asset Value (NAV), If the units are redeemed after one year from the date of allotment: Nil. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Baroda BNP Paribas Balanced Advantage Fund?
- The minimum application amount is ₹5,000. SIP details: SIP - 500 for daily, weekly & monthly and 1500 for quarterly, SWP - Rs. 1000 for Weekly, Monthly and 1500 for quarterly, STP - Rs. 1000 for Daily, Rs. 1000 for weekly, fortnightly, monthly and Rs. 1500 for quarterly.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 3.1% and the Regular plan's by 1.9%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.