BANK OF INDIA VALUE FUND
Bank of India Mutual Fund · Value · Regular plan, growth option
| Period | Scheme | Category median |
|---|---|---|
| 1 month | n/a | -5.6% |
| 3 months | n/a | -4.7% |
| 6 months | n/a | 4.2% |
| Year to date | n/a | -6.8% |
| 1 year | n/a | -2.9% |
| 3 years (CAGR) | n/a | 10.0% |
| 5 years (CAGR) | n/a | 10.9% |
| 7 years (CAGR) | n/a | 15.8% |
| 10 years (CAGR) | n/a | 12.5% |
| Since first NAV (CAGR) | n/a | – |
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | n/a | 11.2% |
| 3Y rolling median | n/a | 17.4% |
| 3Y rolling worst | n/a | -7.1% |
| 3Y periods positive | n/a | 98% |
| 3Y periods ahead of benchmark | n/a | 93% |
| 5Y rolling median | n/a | 14.3% |
| 5Y rolling worst | n/a | -2.5% |
| 5Y periods ahead of benchmark | n/a | 100% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 15.4% |
| Sharpe ratio | n/a | 0.29 |
| Sortino ratio | n/a | 0.43 |
| Beta | n/a | 0.96 |
| Alpha (ann.) | n/a | 1.1% |
| Upside capture | n/a | 100.02 |
| Downside capture | n/a | 95.75 |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | n/a | −40.3% |
| Maximum drawdown, last 10Y | n/a | −41.9% |
| Maximum drawdown, last 5Y | n/a | −18.7% |
| Current drawdown | n/a | −10.6% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme invests mainly in the market below, which is also close to how many of them are benchmarked. Where that market stands today:
- P/E 21.6
- 1Y −3.9% · 3Y +8.9% p.a. · 5Y +8.6% p.a. (index fund NAV, after costs)
- −9.3% from its 52-week high
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 2.79% a year and the Direct plan's 1.66%, a gap of 1.13%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹23,57,575.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
- 1 Oct 2026: TER increased from 2.47% to 2.79% (AMFI TER disclosure)
| Fund manager | Role | Managing since |
|---|---|---|
| Nav Bhardwaj | n/a |
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.79% | 2.30% |
| AUM, whole scheme (₹ crore) | 356 | 1,217 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|
Official benchmark: Nifty 500 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Value Regular plans; how it is calculated.
- What is the latest NAV of BANK OF INDIA VALUE FUND?
- The NAV of the Regular plan (growth option) was ₹10.0200 on 1 Oct 2026, as published by AMFI.
- Which category is BANK OF INDIA VALUE FUND in?
- It is classified as Value in AMFI's daily NAV file. MFIC compares it with 24 Value schemes (Regular plans).
- What is the expense ratio (TER) of BANK OF INDIA VALUE FUND?
- The total expense ratio of the Regular plan is 2.79% a year, as disclosed to AMFI (median of Value Regular plans: 2.30%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is BANK OF INDIA VALUE FUND?
- Assets under management of the whole scheme were ₹356 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of BANK OF INDIA VALUE FUND?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- Who manages BANK OF INDIA VALUE FUND?
- According to its Scheme Summary Document, BANK OF INDIA VALUE FUND is managed by Nav Bhardwaj.
- What is the exit load of BANK OF INDIA VALUE FUND?
- As stated in its scheme documents: • If redeemed /switched-out within 3 months from the date of allotment: - For 10% of investments-:Nil - For remaining investments:1% • If redeemed/switched-out after 3 months from the date of allotment: Nil Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in BANK OF INDIA VALUE FUND?
- The minimum application amount is ₹5,000. SIP details: 1000 / 1000 / 1000.
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