BANK OF INDIA MID CAP FUND
Bank of India Mutual Fund · Mid Cap · Regular plan, growth option
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -4.4% | -6.2% |
| 3 months | -1.6% | -3.5% |
| 6 months | 11.2% | 11.4% |
| Year to date | 3.1% | 0.2% |
| 1 year | 1.6% | 3.5% |
| 3 years (CAGR) | n/a | 14.1% |
| 5 years (CAGR) | n/a | 13.0% |
| 7 years (CAGR) | n/a | 20.2% |
| 10 years (CAGR) | n/a | 15.0% |
| Since first NAV (CAGR) | 1.1% | – |
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 5.1% | 12.6% |
| 3Y rolling median | n/a | 19.3% |
| 3Y rolling worst | n/a | -7.4% |
| 3Y periods positive | n/a | 96% |
| 3Y periods ahead of benchmark | n/a | 26% |
| 5Y rolling median | n/a | 17.5% |
| 5Y rolling worst | n/a | -0.6% |
| 5Y periods ahead of benchmark | n/a | 5% |
Benchmark: Nifty Midcap 150 (proxy: Motilal Oswal Nifty Midcap 150 Index Fund, price return).
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 18.2% |
| Sharpe ratio | n/a | 0.48 |
| Sortino ratio | n/a | 0.73 |
| Beta | n/a | 0.95 |
| Alpha (ann.) | n/a | 1.1% |
| Upside capture | n/a | 96.38 |
| Downside capture | n/a | 94.01 |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −12.9% | −37.3% |
| Maximum drawdown, last 10Y | n/a | −37.3% |
| Maximum drawdown, last 5Y | n/a | −21.7% |
| Current drawdown | −5.5% | −7.7% |
| Recovery time of worst fall | 45 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.55% | 2.21% |
| AUM, whole scheme (₹ crore) | 729 | 7,669 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 4.1% | 4.6% TRI |
Official benchmark: Nifty Midcap 150 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Mid Cap Regular plans; how it is calculated.
| Year | Scheme | Nifty Midcap 150 proxy | Difference |
|---|---|---|---|
| 2026 YTD | 3.1% | -2.5% | +5.5% |
Benchmark proxy: Motilal Oswal Nifty Midcap 150 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,22,430 | 3.8% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
- What is the latest NAV of BANK OF INDIA MID CAP FUND?
- The NAV of the Regular plan (growth option) was ₹10.1000 on 2 Oct 2026, as published by AMFI.
- Which category is BANK OF INDIA MID CAP FUND in?
- It is classified as Mid Cap in AMFI's daily NAV file; a Mid Cap scheme invests at least 65% in mid-cap stocks. MFIC compares it with 35 Mid Cap schemes (Regular plans).
- What was the largest fall in BANK OF INDIA MID CAP FUND's NAV?
- The largest peak-to-trough fall in its available history was 12.9%.
- What is the expense ratio (TER) of BANK OF INDIA MID CAP FUND?
- The total expense ratio of the Regular plan is 2.55% a year, as disclosed to AMFI (median of Mid Cap Regular plans: 2.21%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is BANK OF INDIA MID CAP FUND?
- Assets under management of the whole scheme were ₹729 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of BANK OF INDIA MID CAP FUND?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 2.8% and the Regular plan's by 1.6%. The Regular plan includes the services of a distributor.
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