BANK OF INDIA LARGE & MID CAP FUND
Bank of India Mutual Fund · Large & Mid Cap · Direct plan, growth option
NAV (₹), 2 Oct 2026
102.9200
1-day change
-1.03%
1Y return
3.5%
3Y CAGR
11.9%
5Y CAGR
11.1%
Max drawdown, 5Y
−21.2%
NAV history month-end NAV, ₹ · 2 Jan 2013 to 1 Oct 2026
Returns vs Large & Mid Cap median (36 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -5.9% | -6.1% |
| 3 months | -4.0% | -3.9% |
| 6 months | 6.3% | 8.1% |
| Year to date | -3.2% | -3.2% |
| 1 year | 3.5% | 0.7% |
| 3 years (CAGR) | 11.9% | 11.9% |
| 5 years (CAGR) | 11.1% | 11.5% |
| 7 years (CAGR) | 16.0% | 17.0% |
| 10 years (CAGR) | 12.8% | 14.1% |
| Since first NAV (CAGR) | 13.3% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 13.2% | 13.2% |
| 3Y rolling median | 15.3% | 18.0% |
| 3Y rolling worst | -5.7% | -3.7% |
| 3Y periods positive | 97% | 99% |
| 3Y periods ahead of benchmark | 30% | 67% |
| 5Y rolling median | 13.6% | 16.8% |
| 5Y rolling worst | -1.7% | 2.2% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: Nifty LargeMidcap 250 (proxy: Edelweiss NIFTY Large Midcap 250 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 16.0% | 16.2% |
| Sharpe ratio | 0.41 | 0.42 |
| Sortino ratio | 0.63 | 0.63 |
| Beta | 0.95 | 0.97 |
| Alpha (ann.) | 2.1% | 2.1% |
| Upside capture | 103.41 | 102.90 |
| Downside capture | 95.68 | 98.80 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −37.9% | −35.7% |
| Maximum drawdown, last 10Y | −37.9% | −37.4% |
| Maximum drawdown, last 5Y | −21.2% | −19.5% |
| Current drawdown | −6.7% | −7.5% |
| Recovery time of worst fall | 240 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 1.42% | 1.14% |
| AUM, whole scheme (₹ crore) | n/a | n/a |
| Riskometer | n/a | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Month-ends above category median (3Y CAGR) | 10% | 52% median |
| Month-ends in category top quartile (3Y) | 0% | 23% median |
| 7Y rolling CAGR, median (monthly windows) | 13.0% | 16.0% median |
Category consistency: last 10 years of month-ends, Large & Mid Cap Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty LargeMidcap 250 proxy | Difference |
|---|---|---|---|
| 2026 YTD | -3.2% | -7.0% | +3.9% |
| 2025 | 8.2% | 7.9% | +0.4% |
| 2024 | 17.9% | 18.3% | −0.4% |
| 2023 | 30.5% | 32.0% | −1.5% |
| 2022 | 3.0% | 4.0% | −1.0% |
| 2021 | 35.1% | n/a | – |
| 2020 | 18.9% | n/a | – |
| 2019 | 9.9% | n/a | – |
| 2018 | -14.1% | n/a | – |
| 2017 | 43.8% | n/a | – |
Benchmark proxy: Edelweiss NIFTY Large Midcap 250 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,18,605 | -2.1% |
| 3 years | ₹3,60,000 | ₹3,86,707 | 4.7% |
| 5 years | ₹6,00,000 | ₹7,83,795 | 10.6% |
| 10 years | ₹12,00,000 | ₹24,39,195 | 13.6% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Large & Mid Cap
Plan / option: Direct · Growth
AMFI scheme code: 119350
ISIN: INF761K01652
First NAV in MFIC data: 2 Jan 2013
History: 13.7 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| BANK OF INDIA MULTI CAP FUND | Multi Cap | 0.98 | 16.3% |
| Mirae Asset Large & Midcap Fund | Large & Mid Cap | 0.97 | 10.3% |
| Kotak Contra Fund | Contra | 0.97 | 13.6% |
| Edelweiss Multi Cap Fund | Multi Cap | 0.97 | n/a |
| Mirae Asset Multicap Fund | Multi Cap | 0.97 | 12.3% |
| HSBC Value Fund | Value | 0.96 | 14.1% |
Questions about BANK OF INDIA LARGE & MID CAP FUND
- What is the latest NAV of BANK OF INDIA LARGE & MID CAP FUND?
- The NAV of the Direct plan (growth option) was ₹102.9200 on 2 Oct 2026, as published by AMFI.
- Which category is BANK OF INDIA LARGE & MID CAP FUND in?
- It is classified as Large & Mid Cap in AMFI's daily NAV file; a Large & Mid Cap scheme invests at least 35% each in large-cap and mid-cap stocks. MFIC compares it with 36 Large & Mid Cap schemes (Direct plans).
- What returns has BANK OF INDIA LARGE & MID CAP FUND delivered?
- Over one year the NAV changed by 3.5%. The 3-year CAGR is 11.9% (category median 11.9%) and the 5-year CAGR is 11.1% (category median 11.5%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 15.3%, the lowest was -5.7%, and 97% of 3-year periods ended with a gain. It was ahead of Nifty LargeMidcap 250 (index-fund proxy) in 30% of those periods.
- What was the largest fall in BANK OF INDIA LARGE & MID CAP FUND's NAV?
- The largest peak-to-trough fall in its available history was 37.9%; within the last five years it was 21.2% (category median 19.5%).
- How volatile is BANK OF INDIA LARGE & MID CAP FUND?
- Its annualised standard deviation of monthly returns over the last 36 months is 16.0%, which is below the Large & Mid Cap category median of 16.2%.
- What would a monthly SIP in BANK OF INDIA LARGE & MID CAP FUND have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 5 years (60 instalments, ₹6,00,000 invested) would have been worth about ₹7,83,795 on 2 Oct 2026, an annualised return (XIRR) of 10.6%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of BANK OF INDIA LARGE & MID CAP FUND?
- The total expense ratio of the Direct plan is 1.42% a year, as disclosed to AMFI (median of Large & Mid Cap Direct plans: 1.14%). It is already deducted from the NAV, so every return shown is after expenses.
- How often has BANK OF INDIA LARGE & MID CAP FUND beaten its category?
- At 10% of the 120 month-ends compared over the last 10 years, its 3-year return was above the median of Large & Mid Cap schemes (Direct plans); it was in the top quarter at 0% of them. A typical scheme would show about 50%.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 3.5% and the Regular plan's by 2.9%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.