Bajaj Finserv Multi Asset Allocation Fund
Bajaj Finserv Mutual Fund · Multi Asset Allocation · Regular plan, growth option
NAV (₹), 1 Oct 2026
11.7944
1-day change
-0.55%
1Y return
4.7%
3Y CAGR
n/a
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 6 Jun 2024 to 1 Oct 2026
Returns vs Multi Asset Allocation median (37 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -4.4% | -4.0% |
| 3 months | -1.6% | -2.0% |
| 6 months | 1.9% | 3.2% |
| Year to date | -4.0% | -0.8% |
| 1 year | 4.7% | 5.6% |
| 3 years (CAGR) | n/a | 12.8% |
| 5 years (CAGR) | n/a | 11.7% |
| 7 years (CAGR) | n/a | 12.6% |
| 10 years (CAGR) | n/a | 10.4% |
| Since first NAV (CAGR) | 7.2% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 11.0% | 10.9% |
| 3Y rolling median | n/a | 13.0% |
| 3Y rolling worst | n/a | 3.7% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 9.9% |
| 5Y rolling worst | n/a | 0.9% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 9.9% |
| Sharpe ratio | n/a | 0.67 |
| Sortino ratio | n/a | 0.96 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −13.4% | −12.3% |
| Maximum drawdown, last 10Y | n/a | −27.3% |
| Maximum drawdown, last 5Y | n/a | −10.7% |
| Current drawdown | −9.1% | −6.1% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Market context from Integrato Market Intelligence
This scheme hold only part of their money in each of these markets; the mix is set by the scheme and changes over time.
22,421.95 −0.88%
NSE close, 1 Oct 2026
- P/E 19.2: higher than 1% of days since 2019 (median 22.5)
- 1Y −9.0% · 3Y +5.4% p.a. · 5Y +5.9% p.a. (index fund NAV, after costs)
- −14.8% from its 52-week high
1,48,138.00 +0.17%
IBJA close, 1 Oct 2026 · ₹ per 10 g (999)
- 1Y +25.6% · 3Y +35.9% p.a. · 5Y +25.2% p.a. (index fund NAV, after costs)
- −15.0% from its 52-week high (proxy NAV)
6.78%
1 Jul 2026 · +0.43 pp in a year · 5Y average 6.90%
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.20% a year and the Direct plan's 0.74%, a gap of 1.46%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹33,59,781.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 24 Sep 2026: TER increased from 2.19% to 2.20% (AMFI TER disclosure)
- 23 Sep 2026: TER reduced from 2.20% to 2.19% (AMFI TER disclosure)
- 22 Sep 2026: TER increased from 2.19% to 2.20% (AMFI TER disclosure)
- 18 Sep 2026: TER reduced from 2.20% to 2.19% (AMFI TER disclosure)
- 11 Sep 2026: TER increased from 2.19% to 2.20% (AMFI TER disclosure)
- 3 Sep 2026: TER reduced from 2.20% to 2.19% (AMFI TER disclosure)
- 2 Sep 2026: TER increased from 2.19% to 2.20% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Anup Kulkarni | 10 Jun 2025 | |
| Sabyasachi Mukerji Associate Fund ManagerFM | Equity Portion | 19 May 2026 |
| Siddharth Chaudhary | Debt Portion | n/a |
| Cheragh Sidhwa | Commodity Investments Portion | 19 May 2026 |
| Commodities | n/a |
Objective: To generate income from fixed income instruments and generate capital appreciation for investors by investing in equity and equity related securities including derivatives, Gold ETFs, Silver ETFs, exchange traded commodity derivatives and in units of REITs & InvITs. However, there is no assurance that the investment objective of the Scheme will be achieved.
Stated asset allocation: Equity and equity related instruments - 35% - 80%, Debt securities (including securitized debt & debt derivatives) and Money Market Instruments* including Units of Debt oriented mutual fund schemes - 10% - 55% Gold ETFs, Silver ETFs, Exchange Traded Commodity Derivatives (ETCDs) & any other mode of investment in commodities as permitted by SEBI from time to time. - 10% - 55% Units of InvITs - 0% - 10% *Money market instruments will include commercial papers, commercial bills, Triparty REPO, Reverse Repo and equivalent and any other like instruments as specified by SEBI and Reserve Bank of India from time to time.
Benchmark (tier 1): 65% Nifty 50 TRI + 25% NIFTY Short Duration Debt Index + 10% Domestic Prices of Gold
Exit load: If units are redeemed / switched out within 3 months from the date of allotment: • if up to 30% of units allotted are redeemed/switched out – Nil • any redemption / switch-out of units in excess of 30% of units allotted – 1% of applicable NAV. If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 3 months from the date of allotment, no exit load is payable.
Minimum application: Rs. 500
Allotment date: 3 Jun 2024
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.20% | 2.16% |
| AUM, whole scheme (₹ crore) | 1,913 | 1,913 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 5.9% | -0.7% TRI |
Official benchmark: Nifty 50 TRI 65% + NIFTY Short Duration Debt Index 25% + Domestic Prices of Gold 10% (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Multi Asset Allocation Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -4.0% | n/a | – |
| 2025 | 19.1% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,17,683 | -3.6% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Multi Asset Allocation
Plan / option: Regular · Growth
AMFI scheme code: 152642
ISIN: INF0QA701797
First NAV in MFIC data: 6 Jun 2024
History: 2.3 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Axis Multi Asset Allocation Fund | Multi Asset Allocation | 0.97 | 11.9% |
| Mirae Asset Multi Asset Allocation Fund | Multi Asset Allocation | 0.97 | n/a |
| Mahindra Manulife Multi Asset Allocation Fund | Multi Asset Allocation | 0.96 | n/a |
| HDFC Multi Asset Allocation Fund | Multi Asset Allocation | 0.96 | 9.8% |
| Nippon India Multi Asset Allocation Fund | Multi Asset Allocation | 0.96 | 16.7% |
| SBI MULTI ASSET ALLOCATION FUND | Multi Asset Allocation | 0.95 | 13.2% |
Questions about Bajaj Finserv Multi Asset Allocation Fund
- What is the latest NAV of Bajaj Finserv Multi Asset Allocation Fund?
- The NAV of the Regular plan (growth option) was ₹11.7944 on 1 Oct 2026, as published by AMFI.
- Which category is Bajaj Finserv Multi Asset Allocation Fund in?
- It is classified as Multi Asset Allocation in AMFI's daily NAV file. MFIC compares it with 37 Multi Asset Allocation schemes (Regular plans).
- What was the largest fall in Bajaj Finserv Multi Asset Allocation Fund's NAV?
- The largest peak-to-trough fall in its available history was 13.4%.
- What is the expense ratio (TER) of Bajaj Finserv Multi Asset Allocation Fund?
- The total expense ratio of the Regular plan is 2.20% a year, as disclosed to AMFI (median of Multi Asset Allocation Regular plans: 2.16%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Bajaj Finserv Multi Asset Allocation Fund?
- Assets under management of the whole scheme were ₹1,913 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Bajaj Finserv Multi Asset Allocation Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- Who manages Bajaj Finserv Multi Asset Allocation Fund?
- According to its Scheme Summary Document, Bajaj Finserv Multi Asset Allocation Fund is managed by Anup Kulkarni (since 10 Jun 2025), Sabyasachi Mukerji Associate Fund ManagerFM (since 19 May 2026), Siddharth Chaudhary, Cheragh Sidhwa (since 19 May 2026), Commodities.
- What is the exit load of Bajaj Finserv Multi Asset Allocation Fund?
- As stated in its scheme documents: If units are redeemed / switched out within 3 months from the date of allotment: • if up to 30% of units allotted are redeemed/switched out – Nil • any redemption / switch-out of units in excess of 30% of units allotted – 1% of applicable NAV. If units purchased or switched in from another scheme of the Fund are redeemed or switched out after 3 months from the date of allotment, no exit load is payable. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Bajaj Finserv Multi Asset Allocation Fund?
- The minimum application amount is Rs. 500. SIP details: SIP & STP - Rs. 500 SWP - Rs. 1000.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 6.2% and the Regular plan's by 4.7%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.