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DSP Financial Services Sectoral Debt Fund

DSP Mutual Fund · Debt Sectoral · Regular plan, growth option

NAV (₹), 1 Oct 2026
10.0454
1-day change
0.01%
1Y return
n/a
3Y CAGR
n/a
5Y CAGR
n/a
Max drawdown, 5Y
n/a
Returns vs Debt Sectoral median (1 schemes)
PeriodSchemeCategory median
1 monthn/an/a
3 monthsn/an/a
6 monthsn/an/a
Year to daten/an/a
1 yearn/an/a
3 years (CAGR)n/an/a
5 years (CAGR)n/an/a
7 years (CAGR)n/an/a
10 years (CAGR)n/an/a
Since first NAV (CAGR)n/a–
Rolling returns every business-day start date
MeasureSchemeCategory median
1Y rolling mediann/an/a
3Y rolling mediann/an/a
3Y rolling worstn/an/a
3Y periods positiven/an/a
3Y periods ahead of benchmarkn/an/a
5Y rolling mediann/an/a
5Y rolling worstn/an/a
5Y periods ahead of benchmarkn/an/a

Benchmark: none available in MFIC's free data for this category.

Risk 36 months, monthly returns, Rf 6.5%
MeasureSchemeCategory median
Standard deviation (ann.)n/an/a
Sharpe ration/an/a
Sortino ration/an/a
Betan/an/a
Alpha (ann.)n/an/a
Upside capturen/an/a
Downside capturen/an/a
Drawdowns peak-to-trough falls in NAV
MeasureSchemeCategory median
Maximum drawdown, full historyn/an/a
Maximum drawdown, last 10Yn/an/a
Maximum drawdown, last 5Yn/an/a
Current drawdownn/an/a
Recovery time of worst falln/a–

Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.

Direct or Regular for this scheme?

The Regular plan's expense ratio is 0.69% a year and the Direct plan's 0.52%, a gap of 0.17%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹4,36,798.

With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.

TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.

Fund managers and scheme facts Scheme Summary Document via AMFI
Fund managerRoleManaging since
Karan MundhraPrimary27 Aug 2026
Kunal KhudaniaComanage27 Aug 2026
Shalini VasantaComanage27 Aug 2026
Objective: The primary investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by entity/undertakings in Financial Services sector. There is no assurance that the investment objective of the Scheme will be achieved.
Stated asset allocation: A. Debt & Debt related instruments of Financial Services sector across duration which are rated AA+ and above: 80% - 100%, B. Other Debt and Money market securities/Instruments (including cash and cash equivalents) : 0% – 20%, C. Units issued by INVITs: 0% – 10% For detailed asset allocation, please refer to the Scheme Information Document
Benchmark (tier 1): Crisil Financial Services Short Term Debt Index A-II
Minimum application: Rs. 100/-
Allotment date: 27 Aug 2026

Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.

Cost, size and riskometer as disclosed to AMFI
MeasureSchemeCategory median
Expense ratio (TER), Regular plan0.69%0.69%
AUM, whole scheme (₹ crore)n/an/a
Riskometern/a–

TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.

Official benchmark and category consistency
MeasureSchemeBenchmark / category

Category consistency: last 10 years of month-ends, Debt Sectoral Regular plans; how it is calculated.

Scheme facts
AMC: DSP Mutual Fund
Category: Debt Sectoral
Plan / option: Regular · Growth
AMFI scheme code: 154655
ISIN: INF740KA1ZJ5
First NAV in MFIC data: 28 Aug 2026
History: 0.1 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Questions about DSP Financial Services Sectoral Debt Fund
What is the latest NAV of DSP Financial Services Sectoral Debt Fund?
The NAV of the Regular plan (growth option) was ₹10.0454 on 1 Oct 2026, as published by AMFI.
Which category is DSP Financial Services Sectoral Debt Fund in?
It is classified as Debt Sectoral in AMFI's daily NAV file. MFIC compares it with 1 Debt Sectoral schemes (Regular plans).
What is the expense ratio (TER) of DSP Financial Services Sectoral Debt Fund?
The total expense ratio of the Regular plan is 0.69% a year, as disclosed to AMFI (median of Debt Sectoral Regular plans: 0.69%). It is already deducted from the NAV, so every return shown is after expenses.
Who manages DSP Financial Services Sectoral Debt Fund?
According to its Scheme Summary Document, DSP Financial Services Sectoral Debt Fund is managed by Karan Mundhra (since 27 Aug 2026), Kunal Khudania (since 27 Aug 2026), Shalini Vasanta (since 27 Aug 2026).
What is the minimum investment in DSP Financial Services Sectoral Debt Fund?
The minimum application amount is Rs. 100/-. SIP details: 100.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.