HDFC GOLD SILVER PASSIVE FOF
HDFC Mutual Fund · Domestic FoF · Direct plan, growth option
| Period | Scheme | Category median | Gold & silver FoF median |
|---|---|---|---|
| 1 month | n/a | -3.7% | -3.7% |
| 3 months | n/a | -0.9% | 2.4% |
| 6 months | n/a | 3.1% | -3.9% |
| Year to date | n/a | 2.0% | 4.2% |
| 1 year | n/a | 5.4% | 36.9% |
| 3 years (CAGR) | n/a | 12.5% | 38.5% |
| 5 years (CAGR) | n/a | 10.2% | n/a |
| 7 years (CAGR) | n/a | 13.9% | n/a |
| 10 years (CAGR) | n/a | 11.8% | n/a |
| Since first NAV (CAGR) | n/a | – | – |
“Gold & silver FoF” is MFIC's grouping of Domestic FoF schemes by the theme or index in their names, not an AMFI category.
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | n/a | 9.6% |
| 3Y rolling median | n/a | 13.3% |
| 3Y rolling worst | n/a | 4.8% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 11.8% |
| 5Y rolling worst | n/a | 3.7% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 14.1% |
| Sharpe ratio | n/a | 0.63 |
| Sortino ratio | n/a | 0.93 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | n/a | −19.5% |
| Maximum drawdown, last 10Y | n/a | −24.1% |
| Maximum drawdown, last 5Y | n/a | −14.9% |
| Current drawdown | n/a | −8.8% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
The Regular plan's expense ratio is 0.56% a year and the Direct plan's 0.21%, a gap of 0.35%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹9,25,274.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
| Fund manager | Role | Managing since |
|---|---|---|
| Bhagyesh Kagalkar | Fund Manager | 1 Sep 2026 |
| Nandita Menezes | Co-Fund Manager | 1 Sep 2026 |
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.21% | 0.17% |
| AUM, whole scheme (₹ crore) | 53 | 248 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|
Official benchmark: 70% Domestic Price of physical Gold and 30% Domestic Price of physical Silver (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Domestic FoF Direct plans; how it is calculated.
- What is the latest NAV of HDFC GOLD SILVER PASSIVE FOF?
- The NAV of the Direct plan (growth option) was ₹9.6594 on 1 Oct 2026, as published by AMFI.
- Which category is HDFC GOLD SILVER PASSIVE FOF in?
- It is classified as Domestic FoF in AMFI's daily NAV file. MFIC compares it with 154 Domestic FoF schemes (Direct plans).
- What is the expense ratio (TER) of HDFC GOLD SILVER PASSIVE FOF?
- The total expense ratio of the Direct plan is 0.21% a year, as disclosed to AMFI (median of Domestic FoF Direct plans: 0.17%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is HDFC GOLD SILVER PASSIVE FOF?
- Assets under management of the whole scheme were ₹53 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of HDFC GOLD SILVER PASSIVE FOF?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- Who manages HDFC GOLD SILVER PASSIVE FOF?
- According to its Scheme Summary Document, HDFC GOLD SILVER PASSIVE FOF is managed by Bhagyesh Kagalkar (since 1 Sep 2026), Nandita Menezes (since 1 Sep 2026).
- What is the exit load of HDFC GOLD SILVER PASSIVE FOF?
- As stated in its scheme documents: In respect of each purchase / switch-in of Units, an Exit Load of 1% is payable if Units are redeemed / switched-out within 15 days from the date of allotment. No Exit Load is payable if Units are redeemed / switched-out after 15 days from the date of allotment. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in HDFC GOLD SILVER PASSIVE FOF?
- The minimum application amount is Rs.100. SIP details: For SIP DSIP, WSIP, MSIP - Rs. 100; QSIP - Rs. 1500; HSIP - Rs. 2500; YSIP - Rs. 5000. For SWAP Fixed SWAP - Rs. 100; Variable SWAP - Rs. 300. For STP Fixed STP (FSTP) Daily FSTP - Rs. 500; Weekly FSTP - Rs. 500; Monthly FSTP - Rs. 1000; Quarterly FSTP -Rs. 3000. Capital Appreciation STP (CASTP) Monthly CASTP - Rs. 300; Quarterly CASTP - Rs 1000..
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