Bajaj Finserv Ultra Short to Short Term Fund
Bajaj Finserv Mutual Fund · Ultra Short to Short Term · Regular plan, growth option
NAV (₹), 1 Oct 2026
1,033.5619
1-day change
0.01%
1Y return
n/a
3Y CAGR
n/a
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 23 Feb 2026 to 1 Oct 2026
Returns vs Ultra Short to Short Term median (29 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | 0.4% | 0.4% |
| 3 months | 1.1% | 1.2% |
| 6 months | 3.0% | 3.1% |
| Year to date | n/a | 4.2% |
| 1 year | n/a | 5.6% |
| 3 years (CAGR) | n/a | 6.8% |
| 5 years (CAGR) | n/a | 6.1% |
| 7 years (CAGR) | n/a | 6.0% |
| 10 years (CAGR) | n/a | 6.3% |
| Since first NAV (CAGR) | 3.3% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | n/a | 7.1% |
| 3Y rolling median | n/a | 7.2% |
| 3Y rolling worst | n/a | 4.5% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 7.4% |
| 5Y rolling worst | n/a | 5.5% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 0.7% |
| Sharpe ratio | n/a | 0.14 |
| Sortino ratio | n/a | 0.21 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −0.2% | −1.5% |
| Maximum drawdown, last 10Y | n/a | −1.5% |
| Maximum drawdown, last 5Y | n/a | −0.4% |
| Current drawdown | 0.0% | 0.0% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 1.02% a year and the Direct plan's 0.24%, a gap of 0.78%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹19,98,479.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 1 Oct 2026: TER increased from 1.01% to 1.02% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Nimesh Chandan | n/a | |
| Siddharth Chaudhary | n/a |
Objective: The investment objective of the Scheme is to generate optimal returns for its investors through a portfolio constituted of debt and money market securities. The Macaulay duration of the portfolio is managed between 6 months and 12 months, resulting in a low duration investment with relatively high interest rate risk and moderate credit risk. The Scheme seeks to offer a short-term savings avenue with low risk while balancing yield and liquidity. However, there is no assurance that the investment objective of the Scheme will be achieved.
Stated asset allocation: Debt and Money Market Instruments* (including Triparty Repos on Government Securities or treasury bill & Repo, units of mutual funds) such that the Macaulay duration of the portfolio is between 6 months and 12 months. Minimum 0%, Maximum 100% *Money market instruments will include commercial papers, commercial bills, Triparty REPO, Reverse Repo and equivalent and any other like instruments as specified by SEBI and Reserve Bank of India from time to time.
Benchmark (tier 1): NIFTY Low Duration Debt Index A-I
Exit load: Entry load – Nil Exit load - Nil The Trustee / AMC reserves the right to change the load structure any time in the future if they so deem fit on a prospective basis. The investor is requested to check the prevailing load structure of the scheme before investing.
Minimum application: Rs. 5,000
Allotment date: 20 Feb 2026
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 1.02% | 0.87% |
| AUM, whole scheme (₹ crore) | 582 | 2,290 |
| Riskometer | Low to Moderate | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|
Official benchmark: NIFTY Low Duration Debt Index A-I (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Ultra Short to Short Term Regular plans; how it is calculated.
Scheme facts
Category: Ultra Short to Short Term
Plan / option: Regular · Growth
AMFI scheme code: 154203
ISIN: INF0QA701CC3
First NAV in MFIC data: 23 Feb 2026
History: 0.6 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Questions about Bajaj Finserv Ultra Short to Short Term Fund
- What is the latest NAV of Bajaj Finserv Ultra Short to Short Term Fund?
- The NAV of the Regular plan (growth option) was ₹1,033.5619 on 1 Oct 2026, as published by AMFI.
- Which category is Bajaj Finserv Ultra Short to Short Term Fund in?
- It is classified as Ultra Short to Short Term in AMFI's daily NAV file. MFIC compares it with 29 Ultra Short to Short Term schemes (Regular plans).
- What was the largest fall in Bajaj Finserv Ultra Short to Short Term Fund's NAV?
- The largest peak-to-trough fall in its available history was 0.2%.
- What is the expense ratio (TER) of Bajaj Finserv Ultra Short to Short Term Fund?
- The total expense ratio of the Regular plan is 1.02% a year, as disclosed to AMFI (median of Ultra Short to Short Term Regular plans: 0.87%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Bajaj Finserv Ultra Short to Short Term Fund?
- Assets under management of the whole scheme were ₹582 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Bajaj Finserv Ultra Short to Short Term Fund?
- AMFI lists the scheme's riskometer as “Low to Moderate”, and its benchmark's as “Low to Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- Who manages Bajaj Finserv Ultra Short to Short Term Fund?
- According to its Scheme Summary Document, Bajaj Finserv Ultra Short to Short Term Fund is managed by Nimesh Chandan, Siddharth Chaudhary.
- What is the exit load of Bajaj Finserv Ultra Short to Short Term Fund?
- As stated in its scheme documents: Entry load – Nil Exit load - Nil The Trustee / AMC reserves the right to change the load structure any time in the future if they so deem fit on a prospective basis. The investor is requested to check the prevailing load structure of the scheme before investing. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Bajaj Finserv Ultra Short to Short Term Fund?
- The minimum application amount is Rs. 5,000. SIP details: SIP - Rs. 1000 & SWP - Rs. 1000, STP - Rs. 500.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.