The Wealth Company Balanced Advantage Fund
The Wealth Company Mutual Fund · Balanced Advantage · Direct plan, growth option
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -4.5% | -3.7% |
| 3 months | -3.6% | -2.4% |
| 6 months | 2.4% | 4.5% |
| Year to date | n/a | -2.4% |
| 1 year | n/a | 0.4% |
| 3 years (CAGR) | n/a | 8.8% |
| 5 years (CAGR) | n/a | 8.4% |
| 7 years (CAGR) | n/a | 10.7% |
| 10 years (CAGR) | n/a | 9.7% |
| Since first NAV (CAGR) | -2.5% | – |
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | n/a | 9.0% |
| 3Y rolling median | n/a | 12.6% |
| 3Y rolling worst | n/a | 6.7% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 11.7% |
| 5Y rolling worst | n/a | 4.0% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 9.2% |
| Sharpe ratio | n/a | 0.35 |
| Sortino ratio | n/a | 0.50 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −6.2% | −15.3% |
| Maximum drawdown, last 10Y | n/a | −25.9% |
| Maximum drawdown, last 5Y | n/a | −9.9% |
| Current drawdown | −5.1% | −5.2% |
| Recovery time of worst fall | 16 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme hold only part of their money in each of these markets; the mix is set by the scheme and changes over time.
- P/E 19.2: higher than 0% of days since 2023 (median 22.2)
- 1Y −9.0% · 3Y +5.4% p.a. · 5Y +5.9% p.a. (index fund NAV, after costs)
- −14.8% from its 52-week high
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 3.29% a year and the Direct plan's 1.26%, a gap of 2.03%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹42,16,446.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
- 1 Oct 2026: TER reduced from 1.33% to 1.26% (AMFI TER disclosure)
| Fund manager | Role | Managing since |
|---|---|---|
| Aparna Shanker | Primary (Equity portion) | n/a |
| Umesh Sharma | Primary (Debt portion) | n/a |
| Varun Nanavati | Primary (Debt portion) | n/a |
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 1.26% | 1.04% |
| AUM, whole scheme (₹ crore) | 43 | 2,109 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|
Official benchmark: CRISIL Hybrid 50+50 - Moderate Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Balanced Advantage Direct plans; how it is calculated.
- What is the latest NAV of The Wealth Company Balanced Advantage Fund?
- The NAV of the Direct plan (growth option) was ₹9.7241 on 1 Oct 2026, as published by AMFI.
- Which category is The Wealth Company Balanced Advantage Fund in?
- It is classified as Balanced Advantage in AMFI's daily NAV file; a Balanced Advantage scheme changes its equity and debt mix dynamically. MFIC compares it with 37 Balanced Advantage schemes (Direct plans).
- What was the largest fall in The Wealth Company Balanced Advantage Fund's NAV?
- The largest peak-to-trough fall in its available history was 6.2%.
- What is the expense ratio (TER) of The Wealth Company Balanced Advantage Fund?
- The total expense ratio of the Direct plan is 1.26% a year, as disclosed to AMFI (median of Balanced Advantage Direct plans: 1.04%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is The Wealth Company Balanced Advantage Fund?
- Assets under management of the whole scheme were ₹43 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of The Wealth Company Balanced Advantage Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- Who manages The Wealth Company Balanced Advantage Fund?
- According to its Scheme Summary Document, The Wealth Company Balanced Advantage Fund is managed by Aparna Shanker, Umesh Sharma, Varun Nanavati.
- What is the exit load of The Wealth Company Balanced Advantage Fund?
- As stated in its scheme documents: 1% - If redeemed/switched out within 180 days from the date of allotment. Nil - if redeemed/switched out after 180 days from the date of allotment Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in The Wealth Company Balanced Advantage Fund?
- The minimum application amount is Rs.5000. SIP details: SIP Daily SIP: Rs. 100/- (and in multiples of Rs. 1/-) Weekly SIP: Rs. 250/- (and in multiples of Rs. 1/-) Fortnightly SIP: Rs. 250/- (and in multiples of Rs. 1/-) Monthly SIP: Rs. 250/- (and in multiples of Rs. 1/-) Quarterly SIP: Rs. 250/- (and in multiples of Rs. 1/-) STP Daily - Rs. 100 and in multiples of Re. 1/- thereafter Weekly- Rs. 100 and in multiples of Re. 1/- thereafter Monthly- Rs. 100 and in multiples of Re. 1/- thereafter Quarterly- Rs. 100 and in multiples of Re. 1/- thereafter….
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