Groww Multi Asset Allocation Fund
Groww Mutual Fund · Multi Asset Allocation · Regular plan, growth option
NAV (₹), 1 Oct 2026
9.7916
1-day change
-0.68%
1Y return
-2.2%
3Y CAGR
n/a
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 3 Oct 2025 to 1 Oct 2026
Returns vs Multi Asset Allocation median (37 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -4.7% | -4.0% |
| 3 months | -2.6% | -2.0% |
| 6 months | 1.5% | 3.2% |
| Year to date | -5.4% | -0.8% |
| 1 year | -2.2% | 5.6% |
| 3 years (CAGR) | n/a | 12.8% |
| 5 years (CAGR) | n/a | 11.7% |
| 7 years (CAGR) | n/a | 12.6% |
| 10 years (CAGR) | n/a | 10.4% |
| Since first NAV (CAGR) | -2.2% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | n/a | 10.9% |
| 3Y rolling median | n/a | 13.0% |
| 3Y rolling worst | n/a | 3.7% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 9.9% |
| 5Y rolling worst | n/a | 0.9% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 9.9% |
| Sharpe ratio | n/a | 0.67 |
| Sortino ratio | n/a | 0.96 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −12.6% | −12.3% |
| Maximum drawdown, last 10Y | n/a | −27.3% |
| Maximum drawdown, last 5Y | n/a | −10.7% |
| Current drawdown | −9.3% | −6.1% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.66% a year and the Direct plan's 1.00%, a gap of 1.66%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹36,48,182.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 1 Oct 2026: TER increased from 2.65% to 2.66% (AMFI TER disclosure)
- 30 Sep 2026: TER reduced from 2.66% to 2.65% (AMFI TER disclosure)
- 5 Sep 2026: TER reduced from 2.68% to 2.66% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Paras Matalia | Equity) | 30 Sep 2025 |
| Kaustubh Sule | Fund Manager- Fixed Income) | 30 Sep 2025 |
| Wilfred Gonsalves | Gold | 30 Sep 2025 |
| Nikhil Satam | Assistant Fund Manager | 21 Nov 2025 |
Objective: To achieve long-term capital appreciation by predominantly investing in equity and equity-related instruments, Debt & Money market instruments, Commodities and in units of REITs & InvITs. However, there can be no assurance that the investment objective of the scheme will be achieved.
Stated asset allocation: Equity & Equity related instruments - 10% to 80 % Debt & Money market instruments - 10% t o80 % Gold, Silver, Commodity ETFs, Exchange Traded Commodity Derivatives (ETCDs) - 10% to 50 % REITs and InvITs - 0% to 10%
Benchmark (tier 1): Nifty 500 TRI (60%) CRISIL Composite Bond Fund Index (30%) Domestic Gold Prices (5%) Domestic Silver Prices (5%)
Exit load: If redeemed within 30 days from the date of allotment: 1%; If redeemed after 30 days from the date of allotment: NIL.
Minimum application: Rs.500
Allotment date: 30 Sep 2025
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.66% | 2.16% |
| AUM, whole scheme (₹ crore) | 373 | 1,913 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|
Official benchmark: 60% Nifty 500 TRI + 30% CRISIL Composite Bond Fund Index + 5% Domestic Gold Prices + 5% Domestic Silver Prices (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Multi Asset Allocation Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -5.4% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Scheme facts
AMC: Groww Mutual Fund
Category: Multi Asset Allocation
Plan / option: Regular · Growth
AMFI scheme code: 153851
ISIN: INF666M01MD3
First NAV in MFIC data: 3 Oct 2025
History: 1.0 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Questions about Groww Multi Asset Allocation Fund
- What is the latest NAV of Groww Multi Asset Allocation Fund?
- The NAV of the Regular plan (growth option) was ₹9.7916 on 1 Oct 2026, as published by AMFI.
- Which category is Groww Multi Asset Allocation Fund in?
- It is classified as Multi Asset Allocation in AMFI's daily NAV file. MFIC compares it with 37 Multi Asset Allocation schemes (Regular plans).
- What was the largest fall in Groww Multi Asset Allocation Fund's NAV?
- The largest peak-to-trough fall in its available history was 12.6%.
- What is the expense ratio (TER) of Groww Multi Asset Allocation Fund?
- The total expense ratio of the Regular plan is 2.66% a year, as disclosed to AMFI (median of Multi Asset Allocation Regular plans: 2.16%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Groww Multi Asset Allocation Fund?
- Assets under management of the whole scheme were ₹373 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Groww Multi Asset Allocation Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- Who manages Groww Multi Asset Allocation Fund?
- According to its Scheme Summary Document, Groww Multi Asset Allocation Fund is managed by Paras Matalia (since 30 Sep 2025), Kaustubh Sule (since 30 Sep 2025), Wilfred Gonsalves (since 30 Sep 2025), Nikhil Satam (since 21 Nov 2025).
- What is the exit load of Groww Multi Asset Allocation Fund?
- As stated in its scheme documents: If redeemed within 30 days from the date of allotment: 1%; If redeemed after 30 days from the date of allotment: NIL. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Groww Multi Asset Allocation Fund?
- The minimum application amount is Rs.500. SIP details: SIP - 100, 100, 500, 500 STP - 500, 500, 500, 500 SWP - 500, 1500.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -0.4% and the Regular plan's by -2.2%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.