SBI Dynamic Asset Allocation Active FoF
SBI Mutual Fund · Domestic FoF · Direct plan, growth option
| Period | Scheme | Category median | Multi-asset / allocation FoF median |
|---|---|---|---|
| 1 month | -3.0% | -3.7% | -3.8% |
| 3 months | -1.2% | -0.9% | -1.3% |
| 6 months | 6.3% | 3.1% | 5.0% |
| Year to date | -1.5% | 2.0% | -0.6% |
| 1 year | 1.6% | 5.4% | 4.5% |
| 3 years (CAGR) | n/a | 12.5% | 11.9% |
| 5 years (CAGR) | n/a | 10.2% | 10.2% |
| 7 years (CAGR) | n/a | 13.9% | 12.3% |
| 10 years (CAGR) | n/a | 11.8% | 11.0% |
| Since first NAV (CAGR) | 0.6% | – | – |
“Multi-asset / allocation FoF” is MFIC's grouping of Domestic FoF schemes by the theme or index in their names, not an AMFI category.
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | n/a | 9.6% |
| 3Y rolling median | n/a | 13.3% |
| 3Y rolling worst | n/a | 4.8% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 11.8% |
| 5Y rolling worst | n/a | 3.7% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 14.1% |
| Sharpe ratio | n/a | 0.63 |
| Sortino ratio | n/a | 0.93 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −7.8% | −19.5% |
| Maximum drawdown, last 10Y | n/a | −24.1% |
| Maximum drawdown, last 5Y | n/a | −14.9% |
| Current drawdown | −3.9% | −8.8% |
| Recovery time of worst fall | 98 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
The Regular plan's expense ratio is 1.34% a year and the Direct plan's 0.27%, a gap of 1.07%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹26,81,234.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
- 29 Sep 2026: TER increased from 0.22% to 0.27% (AMFI TER disclosure)
- 3 Sep 2026: TER reduced from 0.25% to 0.22% (AMFI TER disclosure)
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.27% | 0.17% |
| AUM, whole scheme (₹ crore) | 2,214 | 248 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 2.7% | -2.7% TRI |
Official benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Domestic FoF Direct plans; how it is calculated.
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -1.5% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,19,753 | -0.4% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
- What is the latest NAV of SBI Dynamic Asset Allocation Active FoF?
- The NAV of the Direct plan (growth option) was ₹10.1009 on 1 Oct 2026, as published by AMFI.
- Which category is SBI Dynamic Asset Allocation Active FoF in?
- It is classified as Domestic FoF in AMFI's daily NAV file. MFIC compares it with 154 Domestic FoF schemes (Direct plans).
- What was the largest fall in SBI Dynamic Asset Allocation Active FoF's NAV?
- The largest peak-to-trough fall in its available history was 7.8%.
- What is the expense ratio (TER) of SBI Dynamic Asset Allocation Active FoF?
- The total expense ratio of the Direct plan is 0.27% a year, as disclosed to AMFI (median of Domestic FoF Direct plans: 0.17%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is SBI Dynamic Asset Allocation Active FoF?
- Assets under management of the whole scheme were ₹2,214 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of SBI Dynamic Asset Allocation Active FoF?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the minimum investment in SBI Dynamic Asset Allocation Active FoF?
- The minimum application amount is Rs. 5,000/- and in multiples of Re.1 thereafter.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 1.6% and the Regular plan's by 0.5%. The Regular plan includes the services of a distributor.
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.