UNIFI LIQUID FUND
Unifi Mutual Fund · Liquid · Regular plan, growth option
| Period | Scheme | Category median |
|---|---|---|
| 1 month | 0.4% | 0.4% |
| 3 months | 1.3% | 1.5% |
| 6 months | 2.7% | 3.2% |
| Year to date | 4.4% | 4.9% |
| 1 year | 5.8% | 6.4% |
| 3 years (CAGR) | n/a | 6.8% |
| 5 years (CAGR) | n/a | 6.2% |
| 7 years (CAGR) | n/a | 5.6% |
| 10 years (CAGR) | n/a | 6.0% |
| Since first NAV (CAGR) | 5.8% | – |
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 5.9% | 7.0% |
| 3Y rolling median | n/a | 6.9% |
| 3Y rolling worst | n/a | 4.0% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 6.9% |
| 5Y rolling worst | n/a | 5.1% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 0.3% |
| Sharpe ratio | n/a | 0.34 |
| Sortino ratio | n/a | 0.42 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | 0.0% | −0.2% |
| Maximum drawdown, last 10Y | n/a | −0.2% |
| Maximum drawdown, last 5Y | n/a | 0.0% |
| Current drawdown | 0.0% | 0.0% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme invests mainly in the markets below, which are also close to how many of them are benchmarked. Where those markets stand today:
- 1Y +6.4% · 3Y +6.8% p.a. · 5Y +6.3% p.a. (index fund NAV, after costs)
- At its 52-week high (proxy NAV)
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 0.15% a year and the Direct plan's 0.09%, a gap of 0.06%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹1,64,129.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 0.15% | 0.26% |
| AUM, whole scheme (₹ crore) | 21 | 4,912 |
| Riskometer | Low to Moderate | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 5.8% | 6.4% TRI |
Official benchmark: NIFTY Liquid Index A-I (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Liquid Regular plans; how it is calculated.
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 4.4% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,704 | 5.7% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
- What is the latest NAV of UNIFI LIQUID FUND?
- The NAV of the Regular plan (growth option) was ₹1,077.6732 on 1 Oct 2026, as published by AMFI.
- Which category is UNIFI LIQUID FUND in?
- It is classified as Liquid in AMFI's daily NAV file; a Liquid scheme invests in securities maturing in up to 91 days. MFIC compares it with 48 Liquid schemes (Regular plans).
- What was the largest fall in UNIFI LIQUID FUND's NAV?
- The largest peak-to-trough fall in its available history was 0.0%.
- What is the expense ratio (TER) of UNIFI LIQUID FUND?
- The total expense ratio of the Regular plan is 0.15% a year, as disclosed to AMFI (median of Liquid Regular plans: 0.26%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is UNIFI LIQUID FUND?
- Assets under management of the whole scheme were ₹21 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of UNIFI LIQUID FUND?
- AMFI lists the scheme's riskometer as “Low to Moderate”, and its benchmark's as “Low to Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the exit load of UNIFI LIQUID FUND?
- As stated in its scheme documents: Entry Load: Nil Exit Load: Exit load as a % of redemption proceeds Day 1 - 0.0070% Day 2 - 0.0065% Day 3 - 0.0060% Day 4 - 0.0055% Day 5 - 0.0050% Day 6 - 0.0045% Day 7 onwards - 0.0000% Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in UNIFI LIQUID FUND?
- The minimum application amount is 5000/-.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 5.8% and the Regular plan's by 5.8%. The Regular plan includes the services of a distributor.
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.