UTI Multi Cap Fund
UTI Mutual Fund · Multi Cap · Direct plan, growth option
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -4.6% | -5.0% |
| 3 months | -0.5% | -1.7% |
| 6 months | 10.1% | 13.5% |
| Year to date | -2.9% | 1.1% |
| 1 year | 1.4% | 4.1% |
| 3 years (CAGR) | n/a | 13.3% |
| 5 years (CAGR) | n/a | 12.9% |
| 7 years (CAGR) | n/a | 17.8% |
| 10 years (CAGR) | n/a | 14.3% |
| Since first NAV (CAGR) | 3.5% | – |
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 2.9% | 11.2% |
| 3Y rolling median | n/a | 18.1% |
| 3Y rolling worst | n/a | 11.4% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | 100% |
| 5Y rolling median | n/a | 16.5% |
| 5Y rolling worst | n/a | 0.3% |
| 5Y periods ahead of benchmark | n/a | 100% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 16.3% |
| Sharpe ratio | n/a | 0.50 |
| Sortino ratio | n/a | 0.73 |
| Beta | n/a | 1.00 |
| Alpha (ann.) | n/a | 4.7% |
| Upside capture | n/a | 113.66 |
| Downside capture | n/a | 96.40 |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −14.1% | −20.0% |
| Maximum drawdown, last 10Y | n/a | −38.0% |
| Maximum drawdown, last 5Y | n/a | −21.0% |
| Current drawdown | −5.2% | −6.3% |
| Recovery time of worst fall | 126 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 1.09% | 1.01% |
| AUM, whole scheme (₹ crore) | 2,113 | 3,377 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 3.0% | 0.4% TRI |
Official benchmark: NIFTY 500 Multicap 50:25:25 Total Return Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Multi Cap Direct plans; how it is calculated.
| Year | Scheme | Nifty 500 proxy | Difference |
|---|---|---|---|
| 2026 YTD | -2.9% | -7.8% | +4.8% |
Benchmark proxy: Motilal Oswal Nifty 500 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,20,204 | 0.3% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
- What is the latest NAV of UTI Multi Cap Fund?
- The NAV of the Direct plan (growth option) was ₹10.4434 on 2 Oct 2026, as published by AMFI.
- Which category is UTI Multi Cap Fund in?
- It is classified as Multi Cap in AMFI's daily NAV file; a Multi Cap scheme invests at least 25% each in large-, mid- and small-cap stocks. MFIC compares it with 32 Multi Cap schemes (Direct plans).
- What was the largest fall in UTI Multi Cap Fund's NAV?
- The largest peak-to-trough fall in its available history was 14.1%.
- What is the expense ratio (TER) of UTI Multi Cap Fund?
- The total expense ratio of the Direct plan is 1.09% a year, as disclosed to AMFI (median of Multi Cap Direct plans: 1.01%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is UTI Multi Cap Fund?
- Assets under management of the whole scheme were ₹2,113 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of UTI Multi Cap Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 1.4% and the Regular plan's by 0.0%. The Regular plan includes the services of a distributor.
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