WhiteOak Capital Equity Savings Fund
WhiteOak Capital Mutual Fund · Equity Savings · Regular plan, growth option
NAV (₹), 1 Oct 2026
11.4150
1-day change
-0.21%
1Y return
4.0%
3Y CAGR
n/a
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 13 Mar 2025 to 1 Oct 2026
Returns vs Equity Savings median (24 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -1.6% | -1.8% |
| 3 months | 0.3% | -0.6% |
| 6 months | 4.2% | 3.3% |
| Year to date | 1.4% | 0.2% |
| 1 year | 4.0% | 2.2% |
| 3 years (CAGR) | n/a | 7.0% |
| 5 years (CAGR) | n/a | 6.5% |
| 7 years (CAGR) | n/a | 8.1% |
| 10 years (CAGR) | n/a | 7.2% |
| Since first NAV (CAGR) | 8.9% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.3% | 7.7% |
| 3Y rolling median | n/a | 8.8% |
| 3Y rolling worst | n/a | 1.5% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 8.6% |
| 5Y rolling worst | n/a | 5.5% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 5.2% |
| Sharpe ratio | n/a | 0.12 |
| Sortino ratio | n/a | 0.18 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −3.9% | −16.5% |
| Maximum drawdown, last 10Y | n/a | −17.7% |
| Maximum drawdown, last 5Y | n/a | −6.2% |
| Current drawdown | −1.6% | −2.3% |
| Recovery time of worst fall | 99 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.99% a year and the Direct plan's 1.51%, a gap of 1.48%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹30,79,825.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 1 Oct 2026: TER reduced from 3.01% to 2.99% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Ramesh Mantri | Comanage/Equity | 12 Mar 2025 |
| Piyush Baranwal | Comanage/Debt | 12 Mar 2025 |
| Trupti Agrawal | Assistant Fund Manager - Equity | 12 Mar 2025 |
| Dheeresh Pathak | Assistant Fund Manager - Equity | 12 Mar 2025 |
| Ashish Agrawal | Fund Manager - Arbitrage Transactions | 12 Mar 2025 |
| Bhavin Patadia | Fund Manager - Arbitrage Transactions | 12 Mar 2025 |
Objective: The primary objective of the Scheme to provide capital appreciation by investing in Equity & equity related instruments, Arbitrage opportunities, and Debt & money market instruments. There is no assurance that the investment objective of the Scheme will be achieved.
Stated asset allocation: Under normal circumstances the asset allocation pattern will be:- Equity & Equity related Instruments (including REITs), of which : 65% - 90%, -Hedged – arbitrage opportunities: 25% - 80%, -Unhedged – Net long equity positions: 15% - 40%; Debt Securities and Money Market Instruments and Government Securities : 10% - 35%; Exchange Traded Commodity; Derivatives: 0% - 10%; Units issued by InvITs: 0% - 10%; As per Para 3.8.3.a of SEBI Master Circular on Mutual Funds dated March 20, 2026, the Scheme will invest residual portion in InvITs, ETCDs, Gold ETFs and Silver ETFs, subject to the ceilings laid out in SEBI (Mutual Fund) Regulations, 2026 with respect to the respective asset class. Unde…
Benchmark (tier 1): NIFTY Equity Savings TRI
Minimum application: Rs.500
Allotment date: 12 Mar 2025
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 2.99% | 2.15% |
| AUM, whole scheme (₹ crore) | 271 | 774 |
| Riskometer | Moderately High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|
Official benchmark: Nifty Equity Savings TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Equity Savings Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 1.4% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,818 | 2.8% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Equity Savings
Plan / option: Regular · Growth
AMFI scheme code: 153356
ISIN: INF03VN01AC5
First NAV in MFIC data: 13 Mar 2025
History: 1.6 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Questions about WhiteOak Capital Equity Savings Fund
- What is the latest NAV of WhiteOak Capital Equity Savings Fund?
- The NAV of the Regular plan (growth option) was ₹11.4150 on 1 Oct 2026, as published by AMFI.
- Which category is WhiteOak Capital Equity Savings Fund in?
- It is classified as Equity Savings in AMFI's daily NAV file. MFIC compares it with 24 Equity Savings schemes (Regular plans).
- What was the largest fall in WhiteOak Capital Equity Savings Fund's NAV?
- The largest peak-to-trough fall in its available history was 3.9%.
- What is the expense ratio (TER) of WhiteOak Capital Equity Savings Fund?
- The total expense ratio of the Regular plan is 2.99% a year, as disclosed to AMFI (median of Equity Savings Regular plans: 2.15%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is WhiteOak Capital Equity Savings Fund?
- Assets under management of the whole scheme were ₹271 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of WhiteOak Capital Equity Savings Fund?
- AMFI lists the scheme's riskometer as “Moderately High”, and its benchmark's as “Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- Who manages WhiteOak Capital Equity Savings Fund?
- According to its Scheme Summary Document, WhiteOak Capital Equity Savings Fund is managed by Ramesh Mantri (since 12 Mar 2025), Piyush Baranwal (since 12 Mar 2025), Trupti Agrawal (since 12 Mar 2025), Dheeresh Pathak (since 12 Mar 2025), Ashish Agrawal (since 12 Mar 2025), Bhavin Patadia (since 12 Mar 2025).
- What is the minimum investment in WhiteOak Capital Equity Savings Fund?
- The minimum application amount is Rs.500. SIP details: SIP - Daily/Weekly/Fortnightly/Monthly - Rs.100, Quarterly - Rs. 500; SWP - Rs.500; STP - Daily/Weekly- Rs. 500, Monthly-Rs.1000, Quarterly- Rs.1500.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 5.5% and the Regular plan's by 4.0%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
Follow WhiteOak Capital Equity Savings Fund by email
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.
Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.