Bajaj Finserv Gilt Fund
Bajaj Finserv Mutual Fund · Gilt · Direct plan, growth option
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -0.1% | -0.5% |
| 3 months | -0.5% | -0.8% |
| 6 months | 4.3% | 3.8% |
| Year to date | 3.6% | 1.9% |
| 1 year | 3.6% | 2.3% |
| 3 years (CAGR) | n/a | 6.2% |
| 5 years (CAGR) | n/a | 5.6% |
| 7 years (CAGR) | n/a | 6.1% |
| 10 years (CAGR) | n/a | 6.8% |
| Since first NAV (CAGR) | 4.3% | – |
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 2.9% | 7.5% |
| 3Y rolling median | n/a | 7.5% |
| 3Y rolling worst | n/a | 4.1% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 7.7% |
| 5Y rolling worst | n/a | 5.3% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 3.9% |
| Sharpe ratio | n/a | -0.06 |
| Sortino ratio | n/a | -0.08 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −3.9% | −8.0% |
| Maximum drawdown, last 10Y | n/a | −4.9% |
| Maximum drawdown, last 5Y | n/a | −3.6% |
| Current drawdown | −0.9% | −1.6% |
| Recovery time of worst fall | 296 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme invests mainly in the markets below, which are also close to how many of them are benchmarked. Where those markets stand today:
- 1Y +2.2% · 3Y +6.3% p.a. · 5Y +5.2% p.a. (index fund NAV, after costs)
- −2.2% from its 52-week high (proxy NAV)
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 1.36% a year and the Direct plan's 0.47%, a gap of 0.89%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹21,98,184.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
| Fund manager | Role | Managing since |
|---|---|---|
| Nimesh Chandan | Primary | 19 May 2026 |
| Chief Investment Officer | 19 May 2026 | |
| Fund Manager | 19 May 2026 | |
| Siddharth Chaudhary | 19 May 2026 | |
| Head | 19 May 2026 | |
| Fund Manager | 19 May 2026 | |
| Sourish Chatterjee | Comanage | 19 May 2026 |
| Associate Fund Manager | 19 May 2026 |
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.47% | 0.50% |
| AUM, whole scheme (₹ crore) | 26 | 244 |
| Riskometer | Moderately High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 4.0% | 2.7% TRI |
Official benchmark: CRISIL Dynamic Gilt Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Gilt Direct plans; how it is calculated.
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 3.6% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,089 | 4.8% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
- What is the latest NAV of Bajaj Finserv Gilt Fund?
- The NAV of the Direct plan (growth option) was ₹1,074.6869 on 1 Oct 2026, as published by AMFI.
- Which category is Bajaj Finserv Gilt Fund in?
- It is classified as Gilt in AMFI's daily NAV file. MFIC compares it with 24 Gilt schemes (Direct plans).
- What was the largest fall in Bajaj Finserv Gilt Fund's NAV?
- The largest peak-to-trough fall in its available history was 3.9%.
- What is the expense ratio (TER) of Bajaj Finserv Gilt Fund?
- The total expense ratio of the Direct plan is 0.47% a year, as disclosed to AMFI (median of Gilt Direct plans: 0.50%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Bajaj Finserv Gilt Fund?
- Assets under management of the whole scheme were ₹26 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Bajaj Finserv Gilt Fund?
- AMFI lists the scheme's riskometer as “Moderately High”, and its benchmark's as “Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- Who manages Bajaj Finserv Gilt Fund?
- According to its Scheme Summary Document, Bajaj Finserv Gilt Fund is managed by Nimesh Chandan (since 19 May 2026), Chief Investment Officer (since 19 May 2026), Fund Manager (since 19 May 2026), Siddharth Chaudhary (since 19 May 2026), Head (since 19 May 2026), Fund Manager (since 19 May 2026), Sourish Chatterjee (since 19 May 2026), Associate Fund Manager (since 19 May 2026).
- What is the exit load of Bajaj Finserv Gilt Fund?
- As stated in its scheme documents: Entry Load: Nil Exit Load: Nil The Trustee / AMC reserves the right to change the load structure any time in the future if they so deem fit on a prospective basis. The investor is requested to check the prevailing load structure of the scheme before investing. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Bajaj Finserv Gilt Fund?
- The minimum application amount is Rs. 5000. SIP details: SIP - Rs. 1000, STP - Rs.500, SWP - Rs. 1000.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 3.6% and the Regular plan's by 2.6%. The Regular plan includes the services of a distributor.
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.