Sundaram Business Cycle Fund
Sundaram Mutual Fund · Sectoral/Thematic · Direct plan, growth option
| Period | Scheme | Category median | Business cycle & rotation median |
|---|---|---|---|
| 1 month | -5.7% | -5.4% | -5.4% |
| 3 months | -1.6% | -2.8% | -2.7% |
| 6 months | 17.8% | 8.9% | 9.5% |
| Year to date | 0.4% | -2.0% | -0.3% |
| 1 year | 0.0% | 1.4% | 1.6% |
| 3 years (CAGR) | n/a | 13.0% | 12.0% |
| 5 years (CAGR) | n/a | 12.0% | 13.1% |
| 7 years (CAGR) | n/a | 17.0% | n/a |
| 10 years (CAGR) | n/a | 14.6% | n/a |
| Since first NAV (CAGR) | 5.1% | – | – |
“Business cycle & rotation” is MFIC's grouping of Sectoral/Thematic schemes by the theme or index in their names, not an AMFI category.
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 3.8% | 11.8% |
| 3Y rolling median | n/a | 17.5% |
| 3Y rolling worst | n/a | 3.0% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | 84% |
| 5Y rolling median | n/a | 15.6% |
| 5Y rolling worst | n/a | 1.8% |
| 5Y periods ahead of benchmark | n/a | 91% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 16.7% |
| Sharpe ratio | n/a | 0.42 |
| Sortino ratio | n/a | 0.63 |
| Beta | n/a | 0.96 |
| Alpha (ann.) | n/a | 3.7% |
| Upside capture | n/a | 106.94 |
| Downside capture | n/a | 95.17 |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −19.5% | −23.1% |
| Maximum drawdown, last 10Y | n/a | −38.3% |
| Maximum drawdown, last 5Y | n/a | −22.3% |
| Current drawdown | −7.3% | −8.3% |
| Recovery time of worst fall | 101 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme invests mainly in the market below, which is also close to how many of them are benchmarked. Where that market stands today:
- P/E 21.6: higher than 1% of days since 2024 (median 24.3)
- 1Y −3.9% · 3Y +8.9% p.a. · 5Y +8.6% p.a. (index fund NAV, after costs)
- −9.3% from its 52-week high
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 2.60% a year and the Direct plan's 1.15%, a gap of 1.45%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹31,66,768.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
- 24 Sep 2026: TER increased from 1.13% to 1.15% (AMFI TER disclosure)
- 22 Sep 2026: TER reduced from 1.14% to 1.13% (AMFI TER disclosure)
- 21 Sep 2026: TER increased from 1.13% to 1.14% (AMFI TER disclosure)
- 18 Sep 2026: TER reduced from 1.14% to 1.13% (AMFI TER disclosure)
- 17 Sep 2026: TER reduced from 1.15% to 1.14% (AMFI TER disclosure)
- 15 Sep 2026: TER increased from 1.13% to 1.15% (AMFI TER disclosure)
- 10 Sep 2026: TER reduced from 1.15% to 1.13% (AMFI TER disclosure)
| Fund manager | Role | Managing since |
|---|---|---|
| Madanagopal Ramu | 25 Jun 2024 | |
| Sandeep Agarwal | 25 Jun 2024 | |
| Shalav Saket | 25 Jun 2024 |
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 1.15% | 1.15% |
| AUM, whole scheme (₹ crore) | 1,716 | 1,272 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 2.2% | -2.0% TRI |
Official benchmark: Nifty 500 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Sectoral/Thematic Direct plans; how it is calculated.
| Year | Scheme | Nifty 500 proxy | Difference |
|---|---|---|---|
| 2026 YTD | 0.4% | -7.8% | +8.2% |
| 2025 | 2.6% | 7.7% | −5.0% |
Benchmark proxy: Motilal Oswal Nifty 500 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,033 | 4.7% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Invesco India ELSS Tax Saver Fund | ELSS | 0.97 | 11.3% |
| Invesco India Flexi Cap Fund | Flexi Cap | 0.97 | 16.1% |
| Invesco India Focused Fund | Focused | 0.97 | 19.7% |
| WhiteOak Capital Special Opportunities Fund | Sectoral/Thematic | 0.97 | n/a |
| Axis Multicap Fund | Multi Cap | 0.97 | 18.3% |
| Aditya Birla Sun Life Multi-Cap Fund | Multi Cap | 0.96 | 13.3% |
- What is the latest NAV of Sundaram Business Cycle Fund?
- The NAV of the Direct plan (growth option) was ₹11.2188 on 1 Oct 2026, as published by AMFI.
- Which category is Sundaram Business Cycle Fund in?
- It is classified as Sectoral/Thematic in AMFI's daily NAV file; a Sectoral/Thematic scheme invests at least 80% in one sector or theme. MFIC compares it with 253 Sectoral/Thematic schemes (Direct plans).
- What was the largest fall in Sundaram Business Cycle Fund's NAV?
- The largest peak-to-trough fall in its available history was 19.5%.
- What is the expense ratio (TER) of Sundaram Business Cycle Fund?
- The total expense ratio of the Direct plan is 1.15% a year, as disclosed to AMFI (median of Sectoral/Thematic Direct plans: 1.15%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Sundaram Business Cycle Fund?
- Assets under management of the whole scheme were ₹1,716 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Sundaram Business Cycle Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- Who manages Sundaram Business Cycle Fund?
- According to its Scheme Summary Document, Sundaram Business Cycle Fund is managed by Madanagopal Ramu (since 25 Jun 2024), Sandeep Agarwal (since 25 Jun 2024), Shalav Saket (since 25 Jun 2024).
- What is the exit load of Sundaram Business Cycle Fund?
- As stated in its scheme documents: 1% - For redemption or withdrawal by way of SWP within 365 days from the date of allotment; NIL - For redemption or withdrawal by way of SWP after 365 days from the date of allotment; Further, exit load will be waived on Intra-scheme and Inter scheme Switch-outs/STP; Generally, the exit load will be calculated on First in First out (FIFO) basis. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Sundaram Business Cycle Fund?
- The minimum application amount is ₹100. SIP details: SIP: Daily: Rs.100; Monthly: Rs.100; Quarterly: Rs.750; Weekly: Rs.1000; SWP: Monthly Rs.500; Quarterly Rs.500; STP: Daily: Rs.1000; Weekly: Rs.1000; Monthly: Rs.100; Quarterly: Rs.750.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 0.0% and the Regular plan's by -1.4%. The Regular plan includes the services of a distributor.
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