Motilal Oswal Small Cap Fund
Motilal Oswal Mutual Fund · Small Cap · Direct plan, growth option
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -3.6% | -3.6% |
| 3 months | 2.9% | 1.3% |
| 6 months | 32.9% | 23.9% |
| Year to date | 19.8% | 12.0% |
| 1 year | 20.9% | 11.6% |
| 3 years (CAGR) | n/a | 14.7% |
| 5 years (CAGR) | n/a | 15.4% |
| 7 years (CAGR) | n/a | 23.3% |
| 10 years (CAGR) | n/a | 17.1% |
| Since first NAV (CAGR) | 21.3% | – |
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 13.9% | 16.5% |
| 3Y rolling median | n/a | 21.7% |
| 3Y rolling worst | n/a | 0.0% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | 68% |
| 5Y rolling median | n/a | 21.5% |
| 5Y rolling worst | n/a | 4.8% |
| 5Y periods ahead of benchmark | n/a | 92% |
Benchmark: Nifty Smallcap 250 (proxy: Motilal Oswal Nifty Smallcap 250 Index Fund, price return).
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 19.9% |
| Sharpe ratio | n/a | 0.49 |
| Sortino ratio | n/a | 0.77 |
| Beta | n/a | 0.86 |
| Alpha (ann.) | n/a | 2.9% |
| Upside capture | n/a | 87.14 |
| Downside capture | n/a | 82.75 |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −23.7% | −32.4% |
| Maximum drawdown, last 10Y | n/a | −47.5% |
| Maximum drawdown, last 5Y | n/a | −24.1% |
| Current drawdown | −4.1% | −4.3% |
| Recovery time of worst fall | 430 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme invests mainly in the market below, which is also close to how many of them are benchmarked. Where that market stands today:
- P/E 34.1: higher than 90% of days since 2023 (median 30.2)
- 1Y +3.6% · 3Y +12.2% p.a. · 5Y +12.8% p.a. (index fund NAV, after costs)
- −5.1% from its 52-week high
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 1.92% a year and the Direct plan's 0.85%, a gap of 1.07%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹24,87,757.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
- 16 Sep 2026: TER reduced from 0.86% to 0.85% (AMFI TER disclosure)
- 15 Sep 2026: TER increased from 0.85% to 0.86% (AMFI TER disclosure)
- 4 Sep 2026: TER reduced from 0.86% to 0.85% (AMFI TER disclosure)
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.85% | 0.90% |
| AUM, whole scheme (₹ crore) | 8,298 | 5,373 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 23.3% | 7.2% TRI |
Official benchmark: Nifty Smallcap 250 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Small Cap Direct plans; how it is calculated.
| Year | Scheme | Nifty Smallcap 250 proxy | Difference |
|---|---|---|---|
| 2026 YTD | 19.8% | 5.5% | +14.2% |
| 2025 | -4.1% | -5.6% | +1.5% |
| 2024 | 48.2% | 26.5% | +21.7% |
Benchmark proxy: Motilal Oswal Nifty Smallcap 250 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,38,441 | 29.7% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| JM Small Cap Fund | Small Cap | 0.97 | n/a |
| Invesco India Small Cap Fund | Small Cap | 0.97 | 21.6% |
| Axis Small Cap Fund | Small Cap | 0.96 | 14.7% |
| BANK OF INDIA SMALL CAP FUND | Small Cap | 0.96 | 21.7% |
| ITI Small Cap Fund | Small Cap | 0.96 | 23.2% |
| DSP Small Cap Fund | Small Cap | 0.95 | 17.0% |
- What is the latest NAV of Motilal Oswal Small Cap Fund?
- The NAV of the Direct plan (growth option) was ₹17.1644 on 1 Oct 2026, as published by AMFI.
- Which category is Motilal Oswal Small Cap Fund in?
- It is classified as Small Cap in AMFI's daily NAV file; a Small Cap scheme invests at least 65% in small-cap stocks. MFIC compares it with 35 Small Cap schemes (Direct plans).
- What was the largest fall in Motilal Oswal Small Cap Fund's NAV?
- The largest peak-to-trough fall in its available history was 23.7%.
- What is the expense ratio (TER) of Motilal Oswal Small Cap Fund?
- The total expense ratio of the Direct plan is 0.85% a year, as disclosed to AMFI (median of Small Cap Direct plans: 0.90%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Motilal Oswal Small Cap Fund?
- Assets under management of the whole scheme were ₹8,298 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Motilal Oswal Small Cap Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the exit load of Motilal Oswal Small Cap Fund?
- As stated in its scheme documents: Entry Load: Nil Exit Load: 1% - If redeemed on or before 15 days from the date of allotment. Nil - If redeemed after 15 days from the date of allotment. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Motilal Oswal Small Cap Fund?
- The minimum application amount is Rs. 500/- and in multiples of Re. 1/- thereafter..
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 20.9% and the Regular plan's by 19.5%. The Regular plan includes the services of a distributor.
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.