Samco Dynamic Asset Allocation Fund
Samco Mutual Fund · Balanced Advantage · Regular plan, growth option
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -2.0% | -3.9% |
| 3 months | -2.7% | -2.7% |
| 6 months | 3.1% | 4.0% |
| Year to date | -3.8% | -3.2% |
| 1 year | -3.0% | -0.8% |
| 3 years (CAGR) | n/a | 7.5% |
| 5 years (CAGR) | n/a | 7.1% |
| 7 years (CAGR) | n/a | 9.3% |
| 10 years (CAGR) | n/a | 8.3% |
| Since first NAV (CAGR) | 0.0% | – |
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | -2.0% | 7.5% |
| 3Y rolling median | n/a | 11.0% |
| 3Y rolling worst | n/a | 5.1% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 10.5% |
| 5Y rolling worst | n/a | 2.7% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | n/a | 9.2% |
| Sharpe ratio | n/a | 0.17 |
| Sortino ratio | n/a | 0.25 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −17.2% | −16.4% |
| Maximum drawdown, last 10Y | n/a | −26.0% |
| Maximum drawdown, last 5Y | n/a | −10.3% |
| Current drawdown | −13.9% | −5.5% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme hold only part of their money in each of these markets; the mix is set by the scheme and changes over time.
- P/E 19.2
- 1Y −9.0% · 3Y +5.4% p.a. · 5Y +5.9% p.a. (index fund NAV, after costs)
- −14.8% from its 52-week high
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 3.42% a year and the Direct plan's 1.95%, a gap of 1.47%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹28,92,101.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
- 1 Oct 2026: TER increased from 3.39% to 3.42% (AMFI TER disclosure)
| Fund manager | Role | Managing since |
|---|---|---|
| Umeshkumar Mehta | Director, CIO & Fund Manager | n/a |
| Nirali Bhansali | Fund Manager | 19 Feb 2025 |
| Dhawal Dhanani | Fund Manager | n/a |
| Vishal Shinde | Fund Manager | 1 Jul 2026 |
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 3.42% | 2.31% |
| AUM, whole scheme (₹ crore) | 157 | 2,109 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | -2.3% | -2.7% TRI |
Official benchmark: NIFTY 50 Hybrid Composite Debt 50:50 Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Balanced Advantage Regular plans; how it is calculated.
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -3.8% | n/a | – |
| 2025 | -4.5% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,17,500 | -3.8% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Bandhan Aggressive Hybrid Fund | Aggressive Hybrid | 0.82 | 11.9% |
| Shriram Aggressive Hybrid Fund | Aggressive Hybrid | 0.82 | 6.5% |
| Edelweiss Aggressive Hybrid Fund | Aggressive Hybrid | 0.81 | 10.2% |
| Edelweiss Aggressive Hybrid Fund | Aggressive Hybrid | 0.81 | 10.2% |
| NJ Balanced Advantage Fund | Balanced Advantage | 0.80 | 6.1% |
| ITI Balanced Advantage Fund | Balanced Advantage | 0.79 | 6.5% |
- What is the latest NAV of Samco Dynamic Asset Allocation Fund?
- The NAV of the Regular plan (growth option) was ₹10.0200 on 1 Oct 2026, as published by AMFI.
- Which category is Samco Dynamic Asset Allocation Fund in?
- It is classified as Balanced Advantage in AMFI's daily NAV file; a Balanced Advantage scheme changes its equity and debt mix dynamically. MFIC compares it with 37 Balanced Advantage schemes (Regular plans).
- What was the largest fall in Samco Dynamic Asset Allocation Fund's NAV?
- The largest peak-to-trough fall in its available history was 17.2%.
- What is the expense ratio (TER) of Samco Dynamic Asset Allocation Fund?
- The total expense ratio of the Regular plan is 3.42% a year, as disclosed to AMFI (median of Balanced Advantage Regular plans: 2.31%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Samco Dynamic Asset Allocation Fund?
- Assets under management of the whole scheme were ₹157 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Samco Dynamic Asset Allocation Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- Who manages Samco Dynamic Asset Allocation Fund?
- According to its Scheme Summary Document, Samco Dynamic Asset Allocation Fund is managed by Umeshkumar Mehta, Nirali Bhansali (since 19 Feb 2025), Dhawal Dhanani, Vishal Shinde (since 1 Jul 2026).
- What is the exit load of Samco Dynamic Asset Allocation Fund?
- As stated in its scheme documents: 25% of the units allotted may be redeemed without any exit load, on or before completion of 12 months from the date of allotment of units. Any redemption in excess of such limit in the first 12 months from the date of allotment shall be subject to the following exit load: i. 1% if redeemed or switched out on or before completion of 12 months from the date of allotment of units; ii. Nil, if redeemed or switched out after completion of 12 months from the date of allotment of unit. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Samco Dynamic Asset Allocation Fund?
- The minimum application amount is Rs. 5,000.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -1.6% and the Regular plan's by -3.0%. The Regular plan includes the services of a distributor.
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