Groww Nifty Total Market Index Fund
Groww Mutual Fund · Index Fund · Regular plan, growth option
NAV (₹), 1 Oct 2026
12.9647
1-day change
-0.99%
1Y return
-4.2%
3Y CAGR
n/a
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 25 Oct 2023 to 1 Oct 2026
Returns vs Index Fund median (276 schemes) and “Broad market (500 / total)” median (20)
| Period | Scheme | Category median | Broad market (500 / total) median |
|---|---|---|---|
| 1 month | -6.2% | -6.5% | -6.4% |
| 3 months | -5.0% | -5.3% | -5.3% |
| 6 months | 5.5% | 5.2% | 4.6% |
| Year to date | -7.6% | -7.2% | -8.3% |
| 1 year | -4.2% | -3.6% | -4.5% |
| 3 years (CAGR) | n/a | 9.0% | 7.9% |
| 5 years (CAGR) | n/a | 6.8% | 7.8% |
| 7 years (CAGR) | n/a | 10.9% | 13.0% |
| 10 years (CAGR) | n/a | 10.5% | n/a |
| Since first NAV (CAGR) | 9.5% | – | – |
“Broad market (500 / total)” is MFIC's grouping of Index Fund schemes by the theme or index in their names, not an AMFI category.
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 3.9% | 6.8% |
| 3Y rolling median | n/a | 16.2% |
| 3Y rolling worst | n/a | 8.4% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 12.9% |
| 5Y rolling worst | n/a | 5.9% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 15.7% | 17.6% |
| Sharpe ratio | 0.17 | 0.22 |
| Sortino ratio | 0.24 | 0.31 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −19.1% | −19.1% |
| Maximum drawdown, last 10Y | n/a | −38.1% |
| Maximum drawdown, last 5Y | n/a | −17.9% |
| Current drawdown | −10.5% | −11.5% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 1.09% a year and the Direct plan's 0.66%, a gap of 0.43%. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹10,67,092.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 1 Oct 2026: TER increased from 1.08% to 1.09% (AMFI TER disclosure)
- 2 Sep 2026: TER increased from 1.07% to 1.08% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Nikhil Satam | Primary(Dealer Equity & | 21 Feb 2025 |
| Aakash Chauhan | Primary(Dealer Equity & | 14 Apr 2025 |
| Shashi Kumar | Primary(Dealer Equity & | 16 May 2025 |
Objective: The investment objective of the scheme is to achieve a return equivalent to the Nifty Total Market Index-TRI subject to tracking error. This index is diversified throughout the Indian market across sectors and market caps and aims to benefit from India’s economic growth.
Stated asset allocation: Equity & Equity related instruments - 95 % - 100% - Debt & Money Market Instruments - 0% - 05%
Benchmark (tier 1): Nifty Total Market Index - TRI
Exit load: • 0.25% if redeemed/ switched out within 7 Days from the date of allotment. • Nil - if redeemed/ switched out after 7 Days from the date of allotment
Minimum application: ₹500
Allotment date: 25 Oct 2023
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 1.09% | 1.10% |
| AUM, whole scheme (₹ crore) | 355 | 159 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | -2.4% | -1.3% TRI |
Official benchmark: Nifty Total Market TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Index Fund Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -7.6% | n/a | – |
| 2025 | 6.0% | n/a | – |
| 2024 | 15.3% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,14,714 | -8.1% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Groww Mutual Fund
Category: Index Fund
Plan / option: Regular · Growth
AMFI scheme code: 152127
ISIN: INF666M01HJ0
First NAV in MFIC data: 25 Oct 2023
History: 2.9 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Mirae Asset Nifty Total Market Index Fund | Index Fund | 1.00 | n/a |
| BANDHAN NIFTY TOTAL MARKET INDEX FUND | Index Fund | 1.00 | n/a |
| SBI Nifty 500 Index Fund | Index Fund | 1.00 | n/a |
| Axis Nifty 500 Index Fund | Index Fund | 1.00 | n/a |
| Motilal Oswal Nifty 500 Index Fund | Index Fund | 1.00 | 8.1% |
| HDFC BSE 500 Index Fund | Index Fund | 1.00 | 7.7% |
Questions about Groww Nifty Total Market Index Fund
- What is the latest NAV of Groww Nifty Total Market Index Fund?
- The NAV of the Regular plan (growth option) was ₹12.9647 on 1 Oct 2026, as published by AMFI.
- Which category is Groww Nifty Total Market Index Fund in?
- It is classified as Index Fund in AMFI's daily NAV file; a Index Fund scheme passively tracks a stated index. MFIC compares it with 276 Index Fund schemes (Regular plans).
- What was the largest fall in Groww Nifty Total Market Index Fund's NAV?
- The largest peak-to-trough fall in its available history was 19.1%.
- How volatile is Groww Nifty Total Market Index Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 15.7%, which is below the Index Fund category median of 17.6%.
- What is the expense ratio (TER) of Groww Nifty Total Market Index Fund?
- The total expense ratio of the Regular plan is 1.09% a year, as disclosed to AMFI (median of Index Fund Regular plans: 1.10%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Groww Nifty Total Market Index Fund?
- Assets under management of the whole scheme were ₹355 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Groww Nifty Total Market Index Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- Who manages Groww Nifty Total Market Index Fund?
- According to its Scheme Summary Document, Groww Nifty Total Market Index Fund is managed by Nikhil Satam (since 21 Feb 2025), Aakash Chauhan (since 14 Apr 2025), Shashi Kumar (since 16 May 2025).
- What is the exit load of Groww Nifty Total Market Index Fund?
- As stated in its scheme documents: • 0.25% if redeemed/ switched out within 7 Days from the date of allotment. • Nil - if redeemed/ switched out after 7 Days from the date of allotment Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Groww Nifty Total Market Index Fund?
- The minimum application amount is ₹500. SIP details: SIP - 100, 100, 500, 500, Choti SIP -Rs. 250/- restricted to three SIP’s (only one each in upto three Asset Management Companies), STP - 500, 500, 500, 500 SWP - 500, 1500 Note - 1. Choti SIP shall be offered only under Growth option of the Schemes. 2. The mode of payment/investment for Choti SIP shall be restricted to NACH and UPI auto pay only..
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -3.7% and the Regular plan's by -4.2%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.