HDFC Pharma and Healthcare Fund
HDFC Mutual Fund · Sectoral/Thematic · Direct plan, growth option
NAV (₹), 2 Oct 2026
21.9790
1-day change
0.16%
1Y return
26.6%
3Y CAGR
30.2%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 4 Oct 2023 to 1 Oct 2026
Returns vs Sectoral/Thematic median (253 schemes) and “Healthcare & pharma” median (19)
| Period | Scheme | Category median | Healthcare & pharma median |
|---|---|---|---|
| 1 month | -2.0% | -5.4% | -3.1% |
| 3 months | 4.5% | -2.8% | 3.0% |
| 6 months | 26.0% | 8.9% | 21.7% |
| Year to date | 24.1% | -2.0% | 17.3% |
| 1 year | 26.6% | 1.4% | 17.5% |
| 3 years (CAGR) | 30.2% | 13.0% | 20.8% |
| 5 years (CAGR) | n/a | 12.0% | 15.3% |
| 7 years (CAGR) | n/a | 17.0% | 24.9% |
| 10 years (CAGR) | n/a | 14.6% | 14.7% |
| Since first NAV (CAGR) | 30.3% | – | – |
“Healthcare & pharma” is MFIC's grouping of Sectoral/Thematic schemes by the theme or index in their names, not an AMFI category.
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 23.2% | 11.8% |
| 3Y rolling median | n/a | 17.5% |
| 3Y rolling worst | n/a | 3.0% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | 84% |
| 5Y rolling median | n/a | 15.6% |
| 5Y rolling worst | n/a | 1.8% |
| 5Y periods ahead of benchmark | n/a | 91% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 16.1% | 16.7% |
| Sharpe ratio | 1.50 | 0.42 |
| Sortino ratio | 2.86 | 0.63 |
| Beta | 0.72 | 0.96 |
| Alpha (ann.) | 21.7% | 3.7% |
| Upside capture | 136.86 | 106.94 |
| Downside capture | 41.95 | 95.17 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −14.9% | −23.1% |
| Maximum drawdown, last 10Y | n/a | −38.3% |
| Maximum drawdown, last 5Y | n/a | −22.3% |
| Current drawdown | −4.0% | −8.3% |
| Recovery time of worst fall | 126 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | n/a | 1.23% |
| AUM, whole scheme (₹ crore) | 3,501 | 1,272 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 27.8% | 16.8% TRI |
Official benchmark: BSE Healthcare TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Sectoral/Thematic Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty 500 proxy | Difference |
|---|---|---|---|
| 2026 YTD | 24.1% | -7.8% | +31.9% |
| 2025 | 2.4% | 7.7% | −5.3% |
| 2024 | 52.2% | 15.6% | +36.6% |
Benchmark proxy: Motilal Oswal Nifty 500 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,40,146 | 32.5% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: HDFC Mutual Fund
Category: Sectoral/Thematic
Plan / option: Direct · Growth
AMFI scheme code: 152082
ISIN: INF179KC1HO1
First NAV in MFIC data: 4 Oct 2023
History: 3.0 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| UTI - Healthcare Fund | Sectoral/Thematic | 0.98 | 22.5% |
| WhiteOak Capital Pharma and Healthcare Fund | Sectoral/Thematic | 0.98 | n/a |
| Mirae Asset Healthcare Fund | Sectoral/Thematic | 0.98 | 21.8% |
| LIC MF Healthcare Fund | Sectoral/Thematic | 0.97 | 20.9% |
| ITI Pharma and Healthcare Fund | Sectoral/Thematic | 0.97 | 18.9% |
| Kotak Healthcare Fund | Sectoral/Thematic | 0.97 | n/a |
Questions about HDFC Pharma and Healthcare Fund
- What is the latest NAV of HDFC Pharma and Healthcare Fund?
- The NAV of the Direct plan (growth option) was ₹21.9790 on 2 Oct 2026, as published by AMFI.
- Which category is HDFC Pharma and Healthcare Fund in?
- It is classified as Sectoral/Thematic in AMFI's daily NAV file; a Sectoral/Thematic scheme invests at least 80% in one sector or theme. MFIC compares it with 253 Sectoral/Thematic schemes (Direct plans).
- What returns has HDFC Pharma and Healthcare Fund delivered?
- Over one year the NAV changed by 26.6%. The 3-year CAGR is 30.2% (category median 13.0%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- What was the largest fall in HDFC Pharma and Healthcare Fund's NAV?
- The largest peak-to-trough fall in its available history was 14.9%.
- How volatile is HDFC Pharma and Healthcare Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 16.1%, which is below the Sectoral/Thematic category median of 16.7%.
- How large is HDFC Pharma and Healthcare Fund?
- Assets under management of the whole scheme were ₹3,501 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of HDFC Pharma and Healthcare Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 26.6% and the Regular plan's by 25.2%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.