Shriram Multi Asset Allocation Fund
Shriram Mutual Fund · Multi Asset Allocation · Direct plan, growth option
NAV (₹), 1 Oct 2026
13.3540
1-day change
-0.73%
1Y return
4.0%
3Y CAGR
10.2%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 15 Sep 2023 to 1 Oct 2026
Returns vs Multi Asset Allocation median (37 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -4.5% | -3.9% |
| 3 months | -2.2% | -1.8% |
| 6 months | 2.4% | 4.0% |
| Year to date | -3.4% | 0.1% |
| 1 year | 4.0% | 6.4% |
| 3 years (CAGR) | 10.2% | 14.0% |
| 5 years (CAGR) | n/a | 12.7% |
| 7 years (CAGR) | n/a | 13.8% |
| 10 years (CAGR) | n/a | 11.6% |
| Since first NAV (CAGR) | 9.9% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 8.6% | 12.5% |
| 3Y rolling median | n/a | 17.0% |
| 3Y rolling worst | n/a | 4.4% |
| 3Y periods positive | n/a | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 13.8% |
| 5Y rolling worst | n/a | 1.9% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 11.5% | 9.9% |
| Sharpe ratio | 0.33 | 0.76 |
| Sortino ratio | 0.46 | 1.10 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −15.3% | −12.0% |
| Maximum drawdown, last 10Y | n/a | −27.2% |
| Maximum drawdown, last 5Y | n/a | −10.5% |
| Current drawdown | −6.9% | −5.8% |
| Recovery time of worst fall | 231 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.48% a year and the Direct plan's 0.62%, a gap of 1.86%; over the last 3 years the Direct plan returned 1.97 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹42,40,228.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 1 Oct 2026: TER increased from 0.61% to 0.62% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Hitesh Savanth | Comanage | 15 Jun 2026 |
| Prateek Nigudkar | Comanage | 15 Jun 2026 |
| Amit Modani | Comanage | 15 Jun 2026 |
Objective: The investment objective of the scheme is to provide long-term capital appreciation from a portfolio investing in equity securities, Debt Instruments and Gold/Silver ETFs. There is no assurance that the investment objective of the Scheme will be achieved.
Stated asset allocation: Equity, Equity related instruments including Derivatives: 65% to 80%; Debt and Money Market Instruments and Cash: 10% to 25%; Gold/Silver ETFs: 10% to 25%; Units issued by INVITs & units of Mutual Fund: 0% to 10%; Exchange Traded Commodity Derivatives (ETCDs) and such other securities/instruments as may be permitted by SEBI from time to time: 0% to 15%
Benchmark (tier 1): Nifty 50 TRI (70%) + NIFTY Short Duration Debt Index (20%) + Domestic prices of Gold (8%) + Domestic prices of Silver (2%)
Exit load: If redeemed / switched-out within 90 days from the date of allotment :- • Upto 12% of units: Nil • More than 12% of units: 1% of applicable Net Asset Value (NAV) If redeemed/switched-out after 90 days from the date of allotment: Nil
Minimum application: Rs. 500/-
Allotment date: 8 Sep 2023
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.62% | 0.85% |
| AUM, whole scheme (₹ crore) | 140 | 1,913 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 5.6% | -0.6% TRI |
| Return, 3 years (AMFI) | 10.5% | 9.5% TRI |
Official benchmark: Nifty 50 TRI 70% + NIFTY Short Duration Debt Index 20% + Domestic prices of Gold 8% + Domestic prices of Silver 2% (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Multi Asset Allocation Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -3.4% | n/a | – |
| 2025 | 10.1% | n/a | – |
| 2024 | 10.9% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,17,942 | -3.2% |
| 3 years | ₹3,60,000 | ₹3,85,092 | 4.4% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Shriram Mutual Fund
Category: Multi Asset Allocation
Plan / option: Direct · Growth
AMFI scheme code: 152051
ISIN: INF680P01406
First NAV in MFIC data: 15 Sep 2023
History: 3.0 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Shriram Aggressive Hybrid Fund | Aggressive Hybrid | 0.95 | 8.3% |
| Union Multi Asset Allocation Fund | Multi Asset Allocation | 0.94 | n/a |
| Shriram Balanced Advantage Fund | Balanced Advantage | 0.94 | 5.5% |
| UTI Multi Asset Allocation Fund | Multi Asset Allocation | 0.93 | 14.0% |
| Tata Multi Asset Allocation Fund | Multi Asset Allocation | 0.92 | 12.0% |
| Nippon India Multi Asset Allocation Fund | Multi Asset Allocation | 0.92 | 18.1% |
Questions about Shriram Multi Asset Allocation Fund
- What is the latest NAV of Shriram Multi Asset Allocation Fund?
- The NAV of the Direct plan (growth option) was ₹13.3540 on 1 Oct 2026, as published by AMFI.
- Which category is Shriram Multi Asset Allocation Fund in?
- It is classified as Multi Asset Allocation in AMFI's daily NAV file. MFIC compares it with 37 Multi Asset Allocation schemes (Direct plans).
- What returns has Shriram Multi Asset Allocation Fund delivered?
- Over one year the NAV changed by 4.0%. The 3-year CAGR is 10.2% (category median 14.0%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- What was the largest fall in Shriram Multi Asset Allocation Fund's NAV?
- The largest peak-to-trough fall in its available history was 15.3%.
- How volatile is Shriram Multi Asset Allocation Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 11.5%, which is above the Multi Asset Allocation category median of 9.9%.
- What would a monthly SIP in Shriram Multi Asset Allocation Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹3,85,092 on 1 Oct 2026, an annualised return (XIRR) of 4.4%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Shriram Multi Asset Allocation Fund?
- The total expense ratio of the Direct plan is 0.62% a year, as disclosed to AMFI (median of Multi Asset Allocation Direct plans: 0.85%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Shriram Multi Asset Allocation Fund?
- Assets under management of the whole scheme were ₹140 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Shriram Multi Asset Allocation Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Shriram Multi Asset Allocation Fund and how has it compared?
- Its official benchmark is the Nifty 50 TRI 70% + NIFTY Short Duration Debt Index 20% + Domestic prices of Gold 8% + Domestic prices of Silver 2%. Over 3 years AMFI reports a return of 10.5% for this plan against 9.5% for the benchmark total return index. Past performance does not indicate future results.
- Who manages Shriram Multi Asset Allocation Fund?
- According to its Scheme Summary Document, Shriram Multi Asset Allocation Fund is managed by Hitesh Savanth (since 15 Jun 2026), Prateek Nigudkar (since 15 Jun 2026), Amit Modani (since 15 Jun 2026).
- What is the exit load of Shriram Multi Asset Allocation Fund?
- As stated in its scheme documents: If redeemed / switched-out within 90 days from the date of allotment :- • Upto 12% of units: Nil • More than 12% of units: 1% of applicable Net Asset Value (NAV) If redeemed/switched-out after 90 days from the date of allotment: Nil Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Shriram Multi Asset Allocation Fund?
- The minimum application amount is Rs. 500/-.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 4.0% and the Regular plan's by 2.3%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.