LIC MF Value Fund
LIC Mutual Fund · Value · Regular plan, growth option
NAV (₹), 2 Oct 2026
28.2579
1-day change
-0.88%
1Y return
18.1%
3Y CAGR
15.5%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 31 Jul 2023 to 1 Oct 2026
Returns vs Value median (25 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -1.1% | -5.5% |
| 3 months | 1.7% | -4.6% |
| 6 months | 22.1% | 4.8% |
| Year to date | 15.6% | -6.6% |
| 1 year | 18.1% | -2.8% |
| 3 years (CAGR) | 15.5% | 10.0% |
| 5 years (CAGR) | n/a | 11.2% |
| 7 years (CAGR) | n/a | 16.0% |
| 10 years (CAGR) | n/a | 12.3% |
| Since first NAV (CAGR) | 15.7% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 11.1% | 11.2% |
| 3Y rolling median | 16.9% | 17.5% |
| 3Y rolling worst | 14.5% | -7.8% |
| 3Y periods positive | 100% | 97% |
| 3Y periods ahead of benchmark | 100% | 93% |
| 5Y rolling median | n/a | 13.9% |
| 5Y rolling worst | n/a | -2.8% |
| 5Y periods ahead of benchmark | n/a | 100% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 18.5% | 15.4% |
| Sharpe ratio | 0.54 | 0.29 |
| Sortino ratio | 0.78 | 0.43 |
| Beta | 1.06 | 0.97 |
| Alpha (ann.) | 6.5% | 1.2% |
| Upside capture | 130.22 | 103.45 |
| Downside capture | 100.71 | 96.96 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −25.4% | −44.3% |
| Maximum drawdown, last 10Y | n/a | −43.6% |
| Maximum drawdown, last 5Y | n/a | −18.8% |
| Current drawdown | −3.3% | −10.1% |
| Recovery time of worst fall | 473 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty 500 proxy | Difference |
|---|---|---|---|
| 2026 YTD | 15.6% | -7.8% | +23.4% |
| 2025 | -6.9% | 7.7% | −14.6% |
| 2024 | 29.2% | 15.6% | +13.5% |
Benchmark proxy: Motilal Oswal Nifty 500 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,33,336 | 21.2% |
| 3 years | ₹3,60,000 | ₹4,34,196 | 12.6% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: LIC Mutual Fund
Category: Value
Plan / option: Regular · Growth
AMFI scheme code: 152016
ISIN: INF397L01KQ3
First NAV in MFIC data: 31 Jul 2023
History: 3.2 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| LIC MF Manufacturing Fund | Sectoral/Thematic | 0.95 | n/a |
| Invesco India Manufacturing Fund | Sectoral/Thematic | 0.95 | n/a |
| LIC MF Multi Cap Fund | Multi Cap | 0.95 | 15.0% |
| Navi Flexi Cap Fund | Flexi Cap | 0.94 | 8.6% |
| HSBC ELSS Tax saver Fund | ELSS | 0.94 | 13.9% |
| Kotak Small Cap Fund | Small Cap | 0.94 | 10.4% |
Questions about LIC MF Value Fund
- What is the latest NAV of LIC MF Value Fund?
- The NAV of the Regular plan (growth option) was ₹28.2579 on 2 Oct 2026, as published by AMFI.
- Which category is LIC MF Value Fund in?
- It is classified as Value in AMFI's daily NAV file. MFIC compares it with 25 Value schemes (Regular plans).
- What returns has LIC MF Value Fund delivered?
- Over one year the NAV changed by 18.1%. The 3-year CAGR is 15.5% (category median 10.0%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 16.9%, the lowest was 14.5%, and 100% of 3-year periods ended with a gain. It was ahead of Nifty 500 (index-fund proxy) in 100% of those periods.
- What was the largest fall in LIC MF Value Fund's NAV?
- The largest peak-to-trough fall in its available history was 25.4%.
- How volatile is LIC MF Value Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 18.5%, which is above the Value category median of 15.4%.
- What would a monthly SIP in LIC MF Value Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹4,34,196 on 2 Oct 2026, an annualised return (XIRR) of 12.6%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 19.6% and the Regular plan's by 18.1%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.