LIC MF Gold ETF Fund of Fund
LIC Mutual Fund · Domestic FoF · Regular plan, growth option
NAV (₹), 1 Oct 2026
37.7875
1-day change
-0.08%
1Y return
20.6%
3Y CAGR
34.5%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 31 Jul 2023 to 1 Oct 2026
Returns vs Domestic FoF median (159 schemes) and “Gold FoF” median (23)
| Period | Scheme | Category median | Gold FoF median |
|---|---|---|---|
| 1 month | -3.6% | -3.7% | -3.1% |
| 3 months | 5.0% | -1.1% | 5.1% |
| 6 months | -1.3% | 3.0% | -1.7% |
| Year to date | 5.2% | 1.8% | 9.7% |
| 1 year | 20.6% | 4.9% | 23.6% |
| 3 years (CAGR) | 34.5% | 12.3% | 34.6% |
| 5 years (CAGR) | n/a | 9.8% | 24.3% |
| 7 years (CAGR) | n/a | 13.3% | 20.2% |
| 10 years (CAGR) | n/a | 11.0% | 15.2% |
| Since first NAV (CAGR) | 31.3% | – | – |
“Gold FoF” is MFIC's grouping of Domestic FoF schemes by the theme or index in their names, not an AMFI category.
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 38.5% | 8.6% |
| 3Y rolling median | 35.2% | 12.8% |
| 3Y rolling worst | 31.8% | 4.8% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 10.8% |
| 5Y rolling worst | n/a | 4.1% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 19.5% | 14.1% |
| Sharpe ratio | 1.30 | 0.60 |
| Sortino ratio | 2.62 | 0.89 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −24.5% | −19.6% |
| Maximum drawdown, last 10Y | n/a | −23.7% |
| Maximum drawdown, last 5Y | n/a | −15.1% |
| Current drawdown | −17.8% | −8.3% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 0.61% a year and the Direct plan's 0.35%, a gap of 0.26%; over the last 3 years the Direct plan returned 0.51 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹6,78,937.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Sumit Bhatnagar | Fund Manager | 1 Jun 2024 |
| Sasikant Aravamuthan | Fund Manager | 1 Jul 2026 |
Objective: The investment objective of the Scheme will be to generate returns that correspond closely to the returns generated by LIC MF Gold Exchange Traded Fund (LIC MF Gold ETF). There is no assurance that the investment objective of the Scheme will be achieved.
Stated asset allocation: Under normal circumstances, the asset allocation of the Scheme will be as follows: Units of f LIC MF Gold Exchange Traded Fund - 95%to 100% of the total assets Money Market and other liquid instruments, Mutual Fund units- 0% to 5% of the total assets . Please refer the Scheme Information Document for complete details.
Benchmark (tier 1): Domestic Price of Gold
Exit load: 1% for exit (redemption/switch-out/transfer/SWP) within 15 days from the date of allotment. Nil, if units of scheme are redeemed or switched out after 15 days from the date of allotment.
Minimum application: ₹5,000
Allotment date: 14 Aug 2012
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | 0.61% | 0.59% |
| AUM, whole scheme (₹ crore) | 833 | 225 |
| Riskometer | High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|
Official benchmark: Gold Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Domestic FoF Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 5.2% | n/a | – |
| 2025 | 79.0% | n/a | – |
| 2024 | 18.7% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,24,759 | 7.4% |
| 3 years | ₹3,60,000 | ₹5,80,645 | 33.6% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: LIC Mutual Fund
Category: Domestic FoF
Plan / option: Regular · Growth
AMFI scheme code: 151973
ISIN: INF397L01992
First NAV in MFIC data: 31 Jul 2023
History: 3.2 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Tata Gold ETF Fund of Fund | Domestic FoF | 0.99 | n/a |
| Mirae Asset Gold ETF Fund of Fund | Domestic FoF | 0.99 | n/a |
| Aditya Birla Sun Life Gold Fund | Domestic FoF | 0.99 | 34.6% |
| ICICI Prudential Gold ETF FOF | Domestic FoF | 0.98 | 34.8% |
| Invesco India Gold ETF Fund of Fund | Domestic FoF | 0.98 | 34.2% |
| HDFC Gold ETF Fund of Fund | Domestic FoF | 0.98 | 34.6% |
Questions about LIC MF Gold ETF Fund of Fund
- What is the latest NAV of LIC MF Gold ETF Fund of Fund?
- The NAV of the Regular plan (growth option) was ₹37.7875 on 1 Oct 2026, as published by AMFI.
- Which category is LIC MF Gold ETF Fund of Fund in?
- It is classified as Domestic FoF in AMFI's daily NAV file. MFIC compares it with 159 Domestic FoF schemes (Regular plans).
- What returns has LIC MF Gold ETF Fund of Fund delivered?
- Over one year the NAV changed by 20.6%. The 3-year CAGR is 34.5% (category median 12.3%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 35.2%, the lowest was 31.8%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in LIC MF Gold ETF Fund of Fund's NAV?
- The largest peak-to-trough fall in its available history was 24.5%.
- How volatile is LIC MF Gold ETF Fund of Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 19.5%, which is above the Domestic FoF category median of 14.1%.
- What would a monthly SIP in LIC MF Gold ETF Fund of Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹5,80,645 on 1 Oct 2026, an annualised return (XIRR) of 33.6%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of LIC MF Gold ETF Fund of Fund?
- The total expense ratio of the Regular plan is 0.61% a year, as disclosed to AMFI (median of Domestic FoF Regular plans: 0.59%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is LIC MF Gold ETF Fund of Fund?
- Assets under management of the whole scheme were ₹833 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of LIC MF Gold ETF Fund of Fund?
- AMFI lists the scheme's riskometer as “High”, and its benchmark's as “High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- Who manages LIC MF Gold ETF Fund of Fund?
- According to its Scheme Summary Document, LIC MF Gold ETF Fund of Fund is managed by Sumit Bhatnagar (since 1 Jun 2024), Sasikant Aravamuthan (since 1 Jul 2026).
- What is the exit load of LIC MF Gold ETF Fund of Fund?
- As stated in its scheme documents: 1% for exit (redemption/switch-out/transfer/SWP) within 15 days from the date of allotment. Nil, if units of scheme are redeemed or switched out after 15 days from the date of allotment. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in LIC MF Gold ETF Fund of Fund?
- The minimum application amount is ₹5,000. SIP details: SIP Details - 100, 150,200, 1000 | SWP Details - 500,500,500,500 | STP Details - 100, 500, 500, 500.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 20.9% and the Regular plan's by 20.6%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.