Bajaj Finserv Flexi Cap Fund
Bajaj Finserv Mutual Fund · Flexi Cap · Direct plan, growth option
NAV (₹), 1 Oct 2026
15.6020
1-day change
-0.79%
1Y return
3.9%
3Y CAGR
15.6%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 16 Aug 2023 to 1 Oct 2026
Returns vs Flexi Cap median (46 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -5.5% | -5.5% |
| 3 months | -2.8% | -2.7% |
| 6 months | 11.9% | 9.8% |
| Year to date | 1.0% | -2.7% |
| 1 year | 3.9% | 0.2% |
| 3 years (CAGR) | 15.6% | 11.0% |
| 5 years (CAGR) | n/a | 10.1% |
| 7 years (CAGR) | n/a | 14.6% |
| 10 years (CAGR) | n/a | 13.0% |
| Since first NAV (CAGR) | 15.2% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 10.1% | 11.7% |
| 3Y rolling median | 17.4% | 16.7% |
| 3Y rolling worst | 15.6% | 0.2% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | 100% | 83% |
| 5Y rolling median | n/a | 15.8% |
| 5Y rolling worst | n/a | 1.9% |
| 5Y periods ahead of benchmark | n/a | 77% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 15.7% | 15.6% |
| Sharpe ratio | 0.59 | 0.35 |
| Sortino ratio | 0.90 | 0.52 |
| Beta | 0.96 | 0.96 |
| Alpha (ann.) | 6.0% | 2.3% |
| Upside capture | 120.67 | 101.88 |
| Downside capture | 94.98 | 95.74 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −17.5% | −29.9% |
| Maximum drawdown, last 10Y | n/a | −36.7% |
| Maximum drawdown, last 5Y | n/a | −20.0% |
| Current drawdown | −6.2% | −6.7% |
| Recovery time of worst fall | 119 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Market context from Integrato Market Intelligence
This scheme invests mainly in the market below, which is also close to how many of them are benchmarked. Where that market stands today:
21,857.75 −0.97%
NSE close, 1 Oct 2026
- P/E 21.6: higher than 1% of days since 2023 (median 24.2)
- 1Y −3.9% · 3Y +8.9% p.a. · 5Y +8.6% p.a. (index fund NAV, after costs)
- −9.3% from its 52-week high
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
Direct or Regular for this scheme?
The Regular plan's expense ratio is 2.24% a year and the Direct plan's 1.00%, a gap of 1.24%; over the last 3 years the Direct plan returned 1.59 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹27,97,632.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
Recent disclosure changes last 120 days, as disclosed via AMFI
- 1 Oct 2026: TER increased from 0.98% to 1.00% (AMFI TER disclosure)
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| Nimesh Chandan | Equity portion | n/a |
| Sorbh Gupta | Equity portion | n/a |
| Siddharth Chaudhary | Debt portion | n/a |
Objective: To generate long term capital appreciation by investing predominantly in equity and equity related instruments across market capitalisation. However, there is no assurance that the investment objective of the Scheme will be achieved.
Stated asset allocation: Equity and equity related instruments of large cap, mid cap and small cap companies- 100%-65% Money market instruments, other liquid instruments, Units of InvITs, Units of Gold ETFs and Silver ETFs and Units of Liquid, Overnight and Money Market Mutual Fund Schemes- 35%-0%
Benchmark (tier 1): BSE 500 TRI
Exit load: For each purchase of units through Lumpsum / switch-in / Systematic Investment Plan (SIP) and Systematic Transfer Plan (STP), exit load will be as follows: ? if units are redeemed / switched out within 6 months from the date of allotment: • if upto 10% of units allotted are redeemed/switched out – Nil • any redemption / switch-out of units in excess of 10% of units allotted - 1% of applicable NAV. ? if units are redeemed/switched out after 6 months from the date of allotment, no exit load is payable.
Minimum application: Rs.500
Allotment date: 14 Aug 2023
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 1.00% | 0.91% |
| AUM, whole scheme (₹ crore) | 8,527 | 4,704 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 5.6% | -2.3% TRI |
| Return, 3 years (AMFI) | 15.9% | 9.2% TRI |
Official benchmark: BSE 500 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Flexi Cap Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty 500 proxy | Difference |
|---|---|---|---|
| 2026 YTD | 1.0% | -7.8% | +8.7% |
| 2025 | 7.9% | 7.7% | +0.2% |
| 2024 | 28.4% | 15.6% | +12.8% |
Benchmark proxy: Motilal Oswal Nifty 500 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,498 | 2.3% |
| 3 years | ₹3,60,000 | ₹4,09,439 | 8.5% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Flexi Cap
Plan / option: Direct · Growth
AMFI scheme code: 151895
ISIN: INF0QA701342
First NAV in MFIC data: 16 Aug 2023
History: 3.1 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| PGIM India Multi Cap Fund | Multi Cap | 0.98 | n/a |
| Bajaj Finserv Large & Mid Cap Fund | Large & Mid Cap | 0.98 | n/a |
| Bandhan Business Cycle Fund | Sectoral/Thematic | 0.98 | n/a |
| Union Multicap Fund | Multi Cap | 0.97 | 13.7% |
| Nippon India Flexi Cap Fund | Flexi Cap | 0.97 | 8.8% |
| WhiteOak Capital Special Opportunities Fund | Sectoral/Thematic | 0.97 | n/a |
Questions about Bajaj Finserv Flexi Cap Fund
- What is the latest NAV of Bajaj Finserv Flexi Cap Fund?
- The NAV of the Direct plan (growth option) was ₹15.6020 on 1 Oct 2026, as published by AMFI.
- Which category is Bajaj Finserv Flexi Cap Fund in?
- It is classified as Flexi Cap in AMFI's daily NAV file; a Flexi Cap scheme invests at least 65% in equities without fixed limits across company sizes. MFIC compares it with 46 Flexi Cap schemes (Direct plans).
- What returns has Bajaj Finserv Flexi Cap Fund delivered?
- Over one year the NAV changed by 3.9%. The 3-year CAGR is 15.6% (category median 11.0%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 17.4%, the lowest was 15.6%, and 100% of 3-year periods ended with a gain. It was ahead of Nifty 500 (index-fund proxy) in 100% of those periods.
- What was the largest fall in Bajaj Finserv Flexi Cap Fund's NAV?
- The largest peak-to-trough fall in its available history was 17.5%.
- How volatile is Bajaj Finserv Flexi Cap Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 15.7%, which is above the Flexi Cap category median of 15.6%.
- What would a monthly SIP in Bajaj Finserv Flexi Cap Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹4,09,439 on 1 Oct 2026, an annualised return (XIRR) of 8.5%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Bajaj Finserv Flexi Cap Fund?
- The total expense ratio of the Direct plan is 1.00% a year, as disclosed to AMFI (median of Flexi Cap Direct plans: 0.91%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Bajaj Finserv Flexi Cap Fund?
- Assets under management of the whole scheme were ₹8,527 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Bajaj Finserv Flexi Cap Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Bajaj Finserv Flexi Cap Fund and how has it compared?
- Its official benchmark is the BSE 500 TRI. Over 3 years AMFI reports a return of 15.9% for this plan against 9.2% for the benchmark total return index. Past performance does not indicate future results.
- Who manages Bajaj Finserv Flexi Cap Fund?
- According to its Scheme Summary Document, Bajaj Finserv Flexi Cap Fund is managed by Nimesh Chandan, Sorbh Gupta, Siddharth Chaudhary.
- What is the exit load of Bajaj Finserv Flexi Cap Fund?
- As stated in its scheme documents: For each purchase of units through Lumpsum / switch-in / Systematic Investment Plan (SIP) and Systematic Transfer Plan (STP), exit load will be as follows: ? if units are redeemed / switched out within 6 months from the date of allotment: • if upto 10% of units allotted are redeemed/switched out – Nil • any redemption / switch-out of units in excess of 10% of units allotted - 1% of applicable NAV. ? if units are redeemed/switched out after 6 months from the date of allotment, no exit load is payable. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Bajaj Finserv Flexi Cap Fund?
- The minimum application amount is Rs.500. SIP details: SIP & STP - Rs. 500 SWP - Rs. 1000.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 3.9% and the Regular plan's by 2.6%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
Follow Bajaj Finserv Flexi Cap Fund by email
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.
Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.