SBI Dividend Yield Fund
SBI Mutual Fund · Dividend Yield · Direct plan, growth option
NAV (₹), 2 Oct 2026
15.4958
1-day change
-0.96%
1Y return
0.5%
3Y CAGR
9.8%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 17 Mar 2023 to 1 Oct 2026
Returns vs Dividend Yield median (12 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -5.1% | -5.4% |
| 3 months | -2.2% | -3.8% |
| 6 months | 6.3% | 2.4% |
| Year to date | -3.6% | -6.0% |
| 1 year | 0.5% | -2.3% |
| 3 years (CAGR) | 9.8% | 10.4% |
| 5 years (CAGR) | n/a | 12.4% |
| 7 years (CAGR) | n/a | 17.1% |
| 10 years (CAGR) | n/a | 13.7% |
| Since first NAV (CAGR) | 13.0% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 6.8% | 10.4% |
| 3Y rolling median | 13.2% | 17.0% |
| 3Y rolling worst | 9.8% | 8.3% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | 42% | 100% |
| 5Y rolling median | n/a | 14.9% |
| 5Y rolling worst | n/a | -0.6% |
| 5Y periods ahead of benchmark | n/a | 100% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 14.2% | 14.8% |
| Sharpe ratio | 0.31 | 0.32 |
| Sortino ratio | 0.42 | 0.50 |
| Beta | 0.88 | 0.91 |
| Alpha (ann.) | 1.4% | 1.8% |
| Upside capture | 93.34 | 100.31 |
| Downside capture | 88.33 | 91.57 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −17.8% | −20.4% |
| Maximum drawdown, last 10Y | n/a | −40.0% |
| Maximum drawdown, last 5Y | n/a | −20.0% |
| Current drawdown | −6.4% | −9.9% |
| Recovery time of worst fall | 485 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | n/a | 1.38% |
| AUM, whole scheme (₹ crore) | 8,059 | 1,382 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 2.0% | -2.0% TRI |
| Return, 3 years (AMFI) | 10.2% | 9.5% TRI |
Official benchmark: Nifty 500 TRI (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Dividend Yield Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty 500 proxy | Difference |
|---|---|---|---|
| 2026 YTD | -3.6% | -7.8% | +4.1% |
| 2025 | 7.0% | 7.7% | −0.6% |
| 2024 | 15.7% | 15.6% | +0.1% |
Benchmark proxy: Motilal Oswal Nifty 500 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,18,047 | -3.0% |
| 3 years | ₹3,60,000 | ₹3,78,069 | 3.2% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: SBI Mutual Fund
Category: Dividend Yield
Plan / option: Direct · Growth
AMFI scheme code: 151478
ISIN: INF200KA14W3
First NAV in MFIC data: 17 Mar 2023
History: 3.5 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| BAJAJ FINSERV LARGE CAP FUND | Large Cap | 0.97 | n/a |
| Tata Large Cap Fund | Large Cap | 0.97 | 8.7% |
| Kotak Large Cap Fund | Large Cap | 0.97 | 8.8% |
| JM Large Cap Fund | Large Cap | 0.97 | 9.1% |
| Edelweiss Large Cap Fund | Large Cap | 0.97 | 9.0% |
| Kotak Focused Fund | Focused | 0.96 | 13.2% |
Questions about SBI Dividend Yield Fund
- What is the latest NAV of SBI Dividend Yield Fund?
- The NAV of the Direct plan (growth option) was ₹15.4958 on 2 Oct 2026, as published by AMFI.
- Which category is SBI Dividend Yield Fund in?
- It is classified as Dividend Yield in AMFI's daily NAV file. MFIC compares it with 12 Dividend Yield schemes (Direct plans).
- What returns has SBI Dividend Yield Fund delivered?
- Over one year the NAV changed by 0.5%. The 3-year CAGR is 9.8% (category median 10.4%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 13.2%, the lowest was 9.8%, and 100% of 3-year periods ended with a gain. It was ahead of Nifty 500 (index-fund proxy) in 42% of those periods.
- What was the largest fall in SBI Dividend Yield Fund's NAV?
- The largest peak-to-trough fall in its available history was 17.8%.
- How volatile is SBI Dividend Yield Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 14.2%, which is below the Dividend Yield category median of 14.8%.
- What would a monthly SIP in SBI Dividend Yield Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹3,78,069 on 2 Oct 2026, an annualised return (XIRR) of 3.2%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- How large is SBI Dividend Yield Fund?
- Assets under management of the whole scheme were ₹8,059 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of SBI Dividend Yield Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of SBI Dividend Yield Fund and how has it compared?
- Its official benchmark is the Nifty 500 TRI. Over 3 years AMFI reports a return of 10.2% for this plan against 9.5% for the benchmark total return index. Past performance does not indicate future results.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 0.5% and the Regular plan's by -0.5%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.