NAVI ELSS TAX SAVER NIFTY50 INDEX FUND
Navi Mutual Fund · ELSS · Regular plan, growth option
NAV (₹), 1 Oct 2026
13.2030
1-day change
-0.88%
1Y return
-9.7%
3Y CAGR
4.5%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 21 Mar 2023 to 1 Oct 2026
Returns vs ELSS median (39 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -6.8% | -5.7% |
| 3 months | -6.5% | -4.2% |
| 6 months | -0.9% | 5.9% |
| Year to date | -14.1% | -5.5% |
| 1 year | -9.7% | -3.4% |
| 3 years (CAGR) | 4.5% | 9.1% |
| 5 years (CAGR) | n/a | 9.2% |
| 7 years (CAGR) | n/a | 13.9% |
| 10 years (CAGR) | n/a | 12.0% |
| Since first NAV (CAGR) | 8.0% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.5% | 10.7% |
| 3Y rolling median | 7.9% | 14.5% |
| 3Y rolling worst | 4.5% | -5.3% |
| 3Y periods positive | 100% | 97% |
| 3Y periods ahead of benchmark | 0% | 42% |
| 5Y rolling median | n/a | 14.3% |
| 5Y rolling worst | n/a | 0.2% |
| 5Y periods ahead of benchmark | n/a | 44% |
Benchmark: Nifty 500 (proxy: Motilal Oswal Nifty 500 Index Fund, price return).
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 14.0% | 15.4% |
| Sharpe ratio | -0.07 | 0.25 |
| Sortino ratio | -0.10 | 0.35 |
| Beta | 0.87 | 0.96 |
| Alpha (ann.) | -4.0% | 0.5% |
| Upside capture | 76.36 | 95.21 |
| Downside capture | 94.80 | 98.01 |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −15.8% | −37.8% |
| Maximum drawdown, last 10Y | n/a | −36.9% |
| Maximum drawdown, last 5Y | n/a | −18.9% |
| Current drawdown | −14.7% | −9.3% |
| Recovery time of worst fall | 261 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Nifty 500 proxy | Difference |
|---|---|---|---|
| 2026 YTD | -14.1% | -7.8% | −6.3% |
| 2025 | 10.7% | 7.7% | +3.0% |
| 2024 | 8.7% | 15.6% | −7.0% |
Benchmark proxy: Motilal Oswal Nifty 500 Index Fund (Direct plan NAV, price return), which carries its own costs. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 1 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,09,456 | -15.9% |
| 3 years | ₹3,60,000 | ₹3,43,102 | -3.1% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: Navi Mutual Fund
Category: ELSS
Plan / option: Regular · Growth
AMFI scheme code: 151472
ISIN: INF959L01GS4
First NAV in MFIC data: 21 Mar 2023
History: 3.5 years
Portfolio holdings: see the scheme's monthly portfolio disclosure on the fund house website
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Aditya Birla Sun Life Large Cap Fund | Large Cap | 0.99 | 7.4% |
| Canara Robeco Large Cap Fund | Large Cap | 0.99 | 7.6% |
| UTI - Large Cap Fund | Large Cap | 0.99 | 5.2% |
| Edelweiss Large Cap Fund | Large Cap | 0.99 | 7.3% |
| Edelweiss Large Cap Fund | Large Cap | 0.99 | 7.3% |
| Edelweiss Large Cap Fund | Large Cap | 0.99 | 7.3% |
Questions about NAVI ELSS TAX SAVER NIFTY50 INDEX FUND
- What is the latest NAV of NAVI ELSS TAX SAVER NIFTY50 INDEX FUND?
- The NAV of the Regular plan (growth option) was ₹13.2030 on 1 Oct 2026, as published by AMFI.
- Which category is NAVI ELSS TAX SAVER NIFTY50 INDEX FUND in?
- It is classified as ELSS in AMFI's daily NAV file; a ELSS scheme is an equity-linked savings scheme with a three-year lock-in. MFIC compares it with 39 ELSS schemes (Regular plans).
- What returns has NAVI ELSS TAX SAVER NIFTY50 INDEX FUND delivered?
- Over one year the NAV changed by -9.7%. The 3-year CAGR is 4.5% (category median 9.1%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 7.9%, the lowest was 4.5%, and 100% of 3-year periods ended with a gain. It was ahead of Nifty 500 (index-fund proxy) in 0% of those periods.
- What was the largest fall in NAVI ELSS TAX SAVER NIFTY50 INDEX FUND's NAV?
- The largest peak-to-trough fall in its available history was 15.8%.
- How volatile is NAVI ELSS TAX SAVER NIFTY50 INDEX FUND?
- Its annualised standard deviation of monthly returns over the last 36 months is 14.0%, which is below the ELSS category median of 15.4%.
- What would a monthly SIP in NAVI ELSS TAX SAVER NIFTY50 INDEX FUND have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹3,43,102 on 1 Oct 2026, an annualised return (XIRR) of -3.1%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by -8.9% and the Regular plan's by -9.7%. The Regular plan includes the services of a distributor.
Reviewing your own mutual fund portfolio?
Integrato's team can walk you through how your current schemes have behaved, using the same data shown here. Integrato is an AMFI-registered Mutual Fund Distributor.
Follow NAVI ELSS TAX SAVER NIFTY50 INDEX FUND by email
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.
Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 1 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.