HDFC Long Term Fund
HDFC Mutual Fund · Long Duration · Direct plan, growth option
NAV (₹), 2 Oct 2026
12.4414
1-day change
-0.26%
1Y return
0.9%
3Y CAGR
5.9%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 20 Jan 2023 to 1 Oct 2026
Returns vs Long Duration median (11 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -0.7% | -0.7% |
| 3 months | -2.3% | -1.7% |
| 6 months | 4.0% | 3.4% |
| Year to date | 0.7% | 0.9% |
| 1 year | 0.9% | 1.3% |
| 3 years (CAGR) | 5.9% | 5.9% |
| 5 years (CAGR) | n/a | 5.3% |
| 7 years (CAGR) | n/a | 6.0% |
| 10 years (CAGR) | n/a | 6.7% |
| Since first NAV (CAGR) | 6.1% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.4% | 7.2% |
| 3Y rolling median | 6.4% | 6.6% |
| 3Y rolling worst | 4.7% | 4.7% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 7.2% |
| 5Y rolling worst | n/a | 4.9% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 5.5% | 4.8% |
| Sharpe ratio | -0.07 | -0.07 |
| Sortino ratio | -0.10 | -0.10 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −6.0% | −5.6% |
| Maximum drawdown, last 10Y | n/a | −4.6% |
| Maximum drawdown, last 5Y | n/a | −5.2% |
| Current drawdown | −2.7% | −2.5% |
| Recovery time of worst fall | 84 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Fund managers and scheme facts Scheme Summary Document via AMFI
| Fund manager | Role | Managing since |
|---|---|---|
| FM 1 | Fund Manager of the scheme | 7 Mar 2026 |
| FM 2 | Fund Manager for Overseas Investments | 1 Sep 2026 |
Objective: To generate income / capital appreciation through investments in debt and money market instruments.There is no assurance that the investment objective of the Scheme will be achieved.
Stated asset allocation: Debt (including securitized debt other Structured Obligations and Credit enhancements) and Money Market Instruments^: Up to 100%: ^Portfolio Macaulay Duration shall be greater than 7 years For detailed asset allocation, refer Scheme Information Document (SID) available on the website.
Benchmark (tier 1): Nifty Long Duration Debt Index – A - III
Minimum application: Rs.100
Allotment date: 20 Jan 2023
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | n/a | 0.27% |
| AUM, whole scheme (₹ crore) | 2,577 | 89 |
| Riskometer | Moderate | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 1.8% | -0.4% TRI |
| Return, 3 years (AMFI) | 5.9% | 4.7% TRI |
Official benchmark: NIFTY Long Duration Debt Index A-III (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Long Duration Direct plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 0.7% | n/a | – |
| 2025 | 3.4% | n/a | – |
| 2024 | 11.8% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,21,141 | 1.8% |
| 3 years | ₹3,60,000 | ₹3,79,471 | 3.5% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
AMC: HDFC Mutual Fund
Category: Long Duration
Plan / option: Direct · Growth
AMFI scheme code: 151313
ISIN: INF179KC1ET7
First NAV in MFIC data: 20 Jan 2023
History: 3.7 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| Axis Long Term Fund | Long Duration | 1.00 | 5.7% |
| BANDHAN LONG TERM FUND | Long Duration | 0.99 | n/a |
| SBI Long Term Fund | Long Duration | 0.99 | 6.1% |
| UTI Long Term Fund | Long Duration | 0.98 | 5.4% |
| Kotak Long Term Fund | Long Duration | 0.98 | n/a |
| Nippon India Nivesh Lakshya Long Term Fund | Long Duration | 0.97 | 5.9% |
Questions about HDFC Long Term Fund
- What is the latest NAV of HDFC Long Term Fund?
- The NAV of the Direct plan (growth option) was ₹12.4414 on 2 Oct 2026, as published by AMFI.
- Which category is HDFC Long Term Fund in?
- It is classified as Long Duration in AMFI's daily NAV file. MFIC compares it with 11 Long Duration schemes (Direct plans).
- What returns has HDFC Long Term Fund delivered?
- Over one year the NAV changed by 0.9%. The 3-year CAGR is 5.9% (category median 5.9%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 6.4%, the lowest was 4.7%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in HDFC Long Term Fund's NAV?
- The largest peak-to-trough fall in its available history was 6.0%.
- How volatile is HDFC Long Term Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 5.5%, which is above the Long Duration category median of 4.8%.
- What would a monthly SIP in HDFC Long Term Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹3,79,471 on 2 Oct 2026, an annualised return (XIRR) of 3.5%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- How large is HDFC Long Term Fund?
- Assets under management of the whole scheme were ₹2,577 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of HDFC Long Term Fund?
- AMFI lists the scheme's riskometer as “Moderate”, and its benchmark's as “Moderate”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of HDFC Long Term Fund and how has it compared?
- Its official benchmark is the NIFTY Long Duration Debt Index A-III. Over 3 years AMFI reports a return of 5.9% for this plan against 4.7% for the benchmark total return index. Past performance does not indicate future results.
- Who manages HDFC Long Term Fund?
- According to its Scheme Summary Document, HDFC Long Term Fund is managed by FM 1 (since 7 Mar 2026), FM 2 (since 1 Sep 2026).
- What is the minimum investment in HDFC Long Term Fund?
- The minimum application amount is Rs.100. SIP details: For SIP DSIP, WSIP, MSIP - Rs. 100; QSIP - Rs. 1500; HSIP - Rs. 2500; YSIP - Rs. 5000. For SWAP Fixed SWAP - Rs. 100; Variable SWAP - Rs. 300. For STP Fixed STP (FSTP) Daily FSTP - Rs. 500; Weekly FSTP - Rs. 500; Monthly FSTP - Rs. 1000; Quarterly FSTP -Rs. 3000. Capital Appreciation STP (CASTP) Monthly CASTP - Rs. 300; Quarterly CASTP - Rs 1000..
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 0.9% and the Regular plan's by 0.6%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Direct plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.