Aditya Birla Sun Life Multi Asset Allocation Fund
Aditya Birla Sun Life Mutual Fund · Multi Asset Allocation · Regular plan, growth option
NAV (₹), 2 Oct 2026
16.3332
1-day change
-0.93%
1Y return
6.6%
3Y CAGR
13.6%
5Y CAGR
n/a
Max drawdown, 5Y
n/a
NAV history month-end NAV, ₹ · 2 Feb 2023 to 1 Oct 2026
Returns vs Multi Asset Allocation median (37 schemes)
| Period | Scheme | Category median |
|---|---|---|
| 1 month | -4.4% | -4.0% |
| 3 months | -2.5% | -2.0% |
| 6 months | 5.5% | 3.2% |
| Year to date | -0.8% | -0.8% |
| 1 year | 6.6% | 5.6% |
| 3 years (CAGR) | 13.6% | 12.8% |
| 5 years (CAGR) | n/a | 11.7% |
| 7 years (CAGR) | n/a | 12.6% |
| 10 years (CAGR) | n/a | 10.4% |
| Since first NAV (CAGR) | 14.4% | – |
Rolling returns every business-day start date
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 16.0% | 10.9% |
| 3Y rolling median | 16.1% | 13.0% |
| 3Y rolling worst | 13.6% | 3.7% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 9.9% |
| 5Y rolling worst | n/a | 0.9% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
Risk 36 months, monthly returns, Rf 6.5%
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 10.5% | 9.9% |
| Sharpe ratio | 0.75 | 0.67 |
| Sortino ratio | 1.08 | 0.96 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
Drawdowns peak-to-trough falls in NAV
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −13.0% | −12.3% |
| Maximum drawdown, last 10Y | n/a | −27.3% |
| Maximum drawdown, last 5Y | n/a | −10.7% |
| Current drawdown | −5.9% | −6.1% |
| Recovery time of worst fall | 154 days | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
Fund managers and scheme facts Scheme Summary Document via AMFI
Objective: The investment objective of the Scheme is to provide long term capital appreciation by investing across asset classes like Equity, Debt, Commodities, & units of REITs & InvITs. The Scheme does not guarantee/indicate any returns. There can be no assurance that the objective of the Scheme will be achieved
Stated asset allocation: Under normal circumstances, the asset allocation of the Scheme will be as follows: Equity & Equity related instruments - 65-80% Debt and Money Market Instruments - 10-25% Commodities* including ETCDs- 10-25% Units issued by InvITs - 0-10% Units of Mutual Funds - 0-15% *Including Gold and Gold related instruments, Silver and Silver related instruments.
Benchmark (tier 1): 65% BSE 200 + 25% CRISIL Short Term Bond Index + 5% of Domestic prices of Gold + 5% of Domestic prices of Silver
Exit load: For redemption / switch out upto 30% of units within 1 year from the date of allotment - Nil. For redemption / switch out of more than 30% of units within 1 year from the date of allotment – 1.00% of applicable NAV. For redemption/switch out after 1 year from the date of allotment - Nil.
Minimum application: ₹500
Allotment date: 31 Jan 2023
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
Cost, size and riskometer as disclosed to AMFI
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Regular plan | n/a | 2.35% |
| AUM, whole scheme (₹ crore) | 7,478 | 1,913 |
| Riskometer | Very High | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
Official benchmark and category consistency
| Measure | Scheme | Benchmark / category |
|---|
Official benchmark: 65% BSE 200 + 25% CRISIL Short Term Bond Index + 5% of Domestic prices of Gold + 5% of Domestic prices of Silver (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Multi Asset Allocation Regular plans; how it is calculated.
Calendar-year returns NAV change from 31 Dec to 31 Dec
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | -0.8% | n/a | – |
| 2025 | 18.9% | n/a | – |
| 2024 | 16.0% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
Monthly SIP of ₹10,000 first business day of each month, ending 2 Oct 2026
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,20,143 | 0.2% |
| 3 years | ₹3,60,000 | ₹4,17,544 | 9.9% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
Scheme facts
Category: Multi Asset Allocation
Plan / option: Regular · Growth
AMFI scheme code: 151309
ISIN: INF209KB12R6
First NAV in MFIC data: 2 Feb 2023
History: 3.7 years
Expense ratio, AUM, portfolio: see the scheme's factsheet
Schemes that behaved similarly correlation of monthly returns, last 5 years
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| BANDHAN MULTI ASSET ALLOCATION FUND | Multi Asset Allocation | 0.98 | n/a |
| Mirae Asset Multi Asset Allocation Fund | Multi Asset Allocation | 0.98 | n/a |
| Union Multi Asset Allocation Fund | Multi Asset Allocation | 0.98 | n/a |
| Axis Multi Asset Allocation Fund | Multi Asset Allocation | 0.96 | 11.9% |
| Nippon India Multi Asset Allocation Fund | Multi Asset Allocation | 0.95 | 16.7% |
| Kotak Multi Asset Allocation Fund | Multi Asset Allocation | 0.95 | 15.6% |
Questions about Aditya Birla Sun Life Multi Asset Allocation Fund
- What is the latest NAV of Aditya Birla Sun Life Multi Asset Allocation Fund?
- The NAV of the Regular plan (growth option) was ₹16.3332 on 2 Oct 2026, as published by AMFI.
- Which category is Aditya Birla Sun Life Multi Asset Allocation Fund in?
- It is classified as Multi Asset Allocation in AMFI's daily NAV file. MFIC compares it with 37 Multi Asset Allocation schemes (Regular plans).
- What returns has Aditya Birla Sun Life Multi Asset Allocation Fund delivered?
- Over one year the NAV changed by 6.6%. The 3-year CAGR is 13.6% (category median 12.8%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 16.1%, the lowest was 13.6%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Aditya Birla Sun Life Multi Asset Allocation Fund's NAV?
- The largest peak-to-trough fall in its available history was 13.0%.
- How volatile is Aditya Birla Sun Life Multi Asset Allocation Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 10.5%, which is above the Multi Asset Allocation category median of 9.9%.
- What would a monthly SIP in Aditya Birla Sun Life Multi Asset Allocation Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹4,17,544 on 2 Oct 2026, an annualised return (XIRR) of 9.9%. This uses the Regular plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- How large is Aditya Birla Sun Life Multi Asset Allocation Fund?
- Assets under management of the whole scheme were ₹7,478 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Aditya Birla Sun Life Multi Asset Allocation Fund?
- AMFI lists the scheme's riskometer as “Very High”, and its benchmark's as “Very High”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the exit load of Aditya Birla Sun Life Multi Asset Allocation Fund?
- As stated in its scheme documents: For redemption / switch out upto 30% of units within 1 year from the date of allotment - Nil. For redemption / switch out of more than 30% of units within 1 year from the date of allotment – 1.00% of applicable NAV. For redemption/switch out after 1 year from the date of allotment - Nil. Check the latest Scheme Information Document before investing, as loads can change.
- What is the minimum investment in Aditya Birla Sun Life Multi Asset Allocation Fund?
- The minimum application amount is ₹500.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 7.8% and the Regular plan's by 6.6%. The Regular plan includes the services of a distributor.
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Data & disclosure. Source: AMFI daily NAV file and historical NAVs via mfapi.in; calculations by MFIC, as of 2 Oct 2026. Category medians use Regular plans in the same AMFI category. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Past performance may or may not be sustained in future. This page is for research and education only and is not investment advice or a recommendation to buy, sell or hold any scheme. Integrato Financial Services Pvt. Ltd. is an AMFI-registered Mutual Fund Distributor (ARN-173155). Methodology.