Tata Nifty G-Sec Dec 2026 Index Fund
Tata Mutual Fund · Debt Index Fund · Direct plan, growth option
| Period | Scheme | Category median | Target maturity 2026 median |
|---|---|---|---|
| 1 month | 0.4% | 0.2% | 0.5% |
| 3 months | 1.4% | 1.1% | 1.4% |
| 6 months | 2.9% | 2.9% | 3.0% |
| Year to date | 4.1% | 3.9% | 4.2% |
| 1 year | 5.6% | 5.5% | 5.9% |
| 3 years (CAGR) | 7.2% | 7.4% | 7.2% |
| 5 years (CAGR) | n/a | 6.0% | 6.0% |
| 7 years (CAGR) | n/a | n/a | n/a |
| 10 years (CAGR) | n/a | n/a | n/a |
| Since first NAV (CAGR) | 7.1% | – | – |
“Target maturity 2026” is MFIC's grouping of Debt Index Fund schemes by the theme or index in their names, not an AMFI category.
| Measure | Scheme | Category median |
|---|---|---|
| 1Y rolling median | 7.6% | 7.8% |
| 3Y rolling median | 7.2% | 7.6% |
| 3Y rolling worst | 6.9% | 6.9% |
| 3Y periods positive | 100% | 100% |
| 3Y periods ahead of benchmark | n/a | n/a |
| 5Y rolling median | n/a | 6.2% |
| 5Y rolling worst | n/a | 6.0% |
| 5Y periods ahead of benchmark | n/a | n/a |
Benchmark: none available in MFIC's free data for this category.
| Measure | Scheme | Category median |
|---|---|---|
| Standard deviation (ann.) | 0.7% | 1.3% |
| Sharpe ratio | 0.81 | 0.67 |
| Sortino ratio | 1.55 | 1.08 |
| Beta | n/a | n/a |
| Alpha (ann.) | n/a | n/a |
| Upside capture | n/a | n/a |
| Downside capture | n/a | n/a |
| Measure | Scheme | Category median |
|---|---|---|
| Maximum drawdown, full history | −0.6% | −0.8% |
| Maximum drawdown, last 10Y | n/a | n/a |
| Maximum drawdown, last 5Y | n/a | −3.2% |
| Current drawdown | 0.0% | 0.0% |
| Recovery time of worst fall | n/a | – |
Longer histories include more crises, so compare the 5Y and 10Y figures across schemes of different ages.
This scheme aim to track the market below, so its level, valuation and recent path are the main drivers of returns.
Index levels and P/E: NSE daily index closing values; gold and silver: IBJA rates; returns: growth NAV of an index fund or ETF tracking the market (AMFI), so they are after that fund's costs. Context only: a market's level or valuation does not tell you how any scheme will perform. Explore all markets.
The Regular plan's expense ratio is 0.40% a year and the Direct plan's 0.16%, a gap of 0.24%; over the last 3 years the Direct plan returned 0.32 percentage points a year more. On a ₹25,000 monthly SIP for 20 years (illustration at 12% a year before costs) the gap adds up to about ₹6,43,110.
With the Regular plan, that cost pays a distributor to help you plan, choose and review funds, and stay invested when markets fall. Whether it is worth it depends on how much of that you will do yourself.
TER: AMFI TER disclosure. Returns: AMFI NAVs. Illustration, not a guaranteed saving or return.
- 9 Sep 2026: TER reduced from 0.17% to 0.16% (AMFI TER disclosure)
| Fund manager | Role | Managing since |
|---|---|---|
| Amit Somani | Primary | 4 Jan 2023 |
Documents: Scheme Information Document · Scheme Summary Document. Read the scheme documents before investing.
| Measure | Scheme | Category median |
|---|---|---|
| Expense ratio (TER), Direct plan | 0.16% | 0.20% |
| AUM, whole scheme (₹ crore) | 71 | 260 |
| Riskometer | Low | – |
TER: AMFI, TER of MF Schemes. AUM and riskometer: AMFI, Fund Performance, 30 Sep 2026.
| Measure | Scheme | Benchmark / category |
|---|---|---|
| Return, 1 year (AMFI) | 5.7% | 5.8% TRI |
| Return, 3 years (AMFI) | 7.2% | 7.4% TRI |
Official benchmark: Nifty G-sec Dec 2026 Index (total return index, as published by AMFI). Category consistency: last 10 years of month-ends, Debt Index Fund Direct plans; how it is calculated.
| Year | Scheme | Benchmark | Difference |
|---|---|---|---|
| 2026 YTD | 4.1% | n/a | – |
| 2025 | 7.6% | n/a | – |
| 2024 | 7.7% | n/a | – |
No free benchmark proxy for this category. The first year starts from the first 31 December in the scheme's history.
| Period | Invested | Value | XIRR |
|---|---|---|---|
| 1 year | ₹1,20,000 | ₹1,23,598 | 5.6% |
| 3 years | ₹3,60,000 | ₹3,98,160 | 6.7% |
Uses this plan's NAVs; ignores stamp duty, exit loads and taxes. One historical path only — the interactive SIP analyzer shows outcomes across every start date.
| Scheme | Category | Correlation | 3Y CAGR |
|---|---|---|---|
| HDFC Nifty G-Sec Dec 2026 Index Fund | Debt Index Fund | 0.99 | 7.2% |
| BANDHAN CRISIL IBX GILT JUNE 2027 INDEX FUND | Debt Index Fund | 0.96 | 7.3% |
| HDFC Nifty G-Sec Jun 2027 Index Fund | Debt Index Fund | 0.96 | 7.3% |
| Nippon India Nifty G-Sec Sep 2027 Maturity Index Fund | Debt Index Fund | 0.96 | 7.3% |
| Invesco India Nifty G-sec Jul 2027 Index Fund | Debt Index Fund | 0.95 | 7.3% |
| Edelweiss CRISIL IBX 50:50 Gilt Plus SDL June 2027 Index Fund | Debt Index Fund | 0.95 | 7.4% |
- What is the latest NAV of Tata Nifty G-Sec Dec 2026 Index Fund?
- The NAV of the Direct plan (growth option) was ₹12.9013 on 1 Oct 2026, as published by AMFI.
- Which category is Tata Nifty G-Sec Dec 2026 Index Fund in?
- It is classified as Debt Index Fund in AMFI's daily NAV file. MFIC compares it with 108 Debt Index Fund schemes (Direct plans).
- What returns has Tata Nifty G-Sec Dec 2026 Index Fund delivered?
- Over one year the NAV changed by 5.6%. The 3-year CAGR is 7.2% (category median 7.4%). Returns are after expenses and before tax. Past performance may or may not be sustained in future.
- How consistent have its 3-year returns been?
- Measuring a 3-year CAGR from every business day in its history, the median was 7.2%, the lowest was 6.9%, and 100% of 3-year periods ended with a gain.
- What was the largest fall in Tata Nifty G-Sec Dec 2026 Index Fund's NAV?
- The largest peak-to-trough fall in its available history was 0.6%.
- How volatile is Tata Nifty G-Sec Dec 2026 Index Fund?
- Its annualised standard deviation of monthly returns over the last 36 months is 0.7%, which is below the Debt Index Fund category median of 1.3%.
- What would a monthly SIP in Tata Nifty G-Sec Dec 2026 Index Fund have grown to?
- A SIP of ₹10,000 on the first business day of each month for the last 3 years (36 instalments, ₹3,60,000 invested) would have been worth about ₹3,98,160 on 1 Oct 2026, an annualised return (XIRR) of 6.7%. This uses the Direct plan's NAVs, ignores taxes and exit loads, and past performance may or may not be sustained in future.
- What is the expense ratio (TER) of Tata Nifty G-Sec Dec 2026 Index Fund?
- The total expense ratio of the Direct plan is 0.16% a year, as disclosed to AMFI (median of Debt Index Fund Direct plans: 0.20%). It is already deducted from the NAV, so every return shown is after expenses.
- How large is Tata Nifty G-Sec Dec 2026 Index Fund?
- Assets under management of the whole scheme were ₹71 crore on 30 Sep 2026, as published by AMFI.
- What is the riskometer level of Tata Nifty G-Sec Dec 2026 Index Fund?
- AMFI lists the scheme's riskometer as “Low”, and its benchmark's as “Low”. The riskometer is a label of potential risk set under SEBI rules, not a forecast.
- What is the benchmark of Tata Nifty G-Sec Dec 2026 Index Fund and how has it compared?
- Its official benchmark is the Nifty G-sec Dec 2026 Index. Over 3 years AMFI reports a return of 7.2% for this plan against 7.4% for the benchmark total return index. Past performance does not indicate future results.
- Who manages Tata Nifty G-Sec Dec 2026 Index Fund?
- According to its Scheme Summary Document, Tata Nifty G-Sec Dec 2026 Index Fund is managed by Amit Somani (since 4 Jan 2023).
- What is the minimum investment in Tata Nifty G-Sec Dec 2026 Index Fund?
- The minimum application amount is ₹5,000. SIP details: SIP-- 500.00/1,000.00/1,000.00/1,500.00/500.00/500.00 ;STP --500.00/500.00/500.00/500.00 ;SWP --500.00/500.00/500.00/500.00.
- What is the difference between the Direct and Regular plans?
- Both plans hold the same portfolio; the Regular plan includes distribution costs in its expense ratio. Over one year the Direct plan's NAV changed by 5.6% and the Regular plan's by 5.3%. The Regular plan includes the services of a distributor.
Every Monday: this scheme's NAV, 1-month and 1-year return beside its category median, 3-year CAGR and how far it is below its peak. Add more schemes from their pages or from your MFIC watchlist. Free; unsubscribe from any email.